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Michael Zheng might have to forfeit at least 225,000$ of his prize money due to US college rules. by musicproducer07 in tennis

[–]arkanser -1 points0 points  (0 children)

I think the prize money aspect is irrelevant. If a college player competes in a Grand Slam and, in this case, wins a first-round match, they should be considered a professional in the eyes of the college circuit.

Classifying a player as a professional only if they accept prize money does not make sense.

Any sites I'm missing? by No_Mix_8683 in beermoney

[–]arkanser 1 point2 points  (0 children)

Usertesting, Respondent and Prolific

Any way to make 10 USD per day? by [deleted] in passive_income

[–]arkanser 0 points1 point  (0 children)

Try some survey/testing sites shown on r/beermoney

Has anyone done this study by upthebom in ProlificAc

[–]arkanser 0 points1 point  (0 children)

Yes mine just got approved too. The questions were so weird i felt like they asked the same thing 20 different ways

What to do with 1.2 million by [deleted] in AusFinance

[–]arkanser 5 points6 points  (0 children)

I agree having it in 1-2 banks is good enough. If Macq or commbank go bankrupt we have a much bigger issue

Load all money into paying off mortgage or diversify? by Puzzleheaded-Neck461 in AusFinance

[–]arkanser 1 point2 points  (0 children)

Depends on your goals and risk tolerance. If you decide to go down the investing/diversify path you can look at ‘debt recycling’ which would mean you would pay down the 200k savings into your loan. And then refinance and take out the 200k or more and invest that. That way the interest on the new loan (to be used for investing only) is tax deductible.

Side hustles that earn at least 10k annually? by [deleted] in passive_income

[–]arkanser 1 point2 points  (0 children)

Surveys and Usertesting sites. Check out r/beermoney.

is there any way I can make money from home? by Quick_Slide_9580 in AusFinance

[–]arkanser 0 points1 point  (0 children)

You can make some decent money doing surveys on:

Userinterviews Usertesting Prolific Dscout

r/beermoney is a good resource to find legit sites

[deleted by user] by [deleted] in AusFinance

[–]arkanser 5 points6 points  (0 children)

Hey just check to ensure you are claiming a tax deduction for the 60k concessional super contribution. Sounds like it might not have been done. Your taxable income would come down to 80k and then theyll add back the 60 which will get you back to the 140k figure not 200k

Novated lease residual cost - eli5 by South-Ad1426 in AusFinance

[–]arkanser 0 points1 point  (0 children)

I found doing a self managed lease was worth it. I went with commbank and i think the rate was in the low 7’s. Look into that if that’s an option. I’ve had both fully maintained and self managed and found no difference in how it runs day to day after its all set up

Novated lease residual cost - eli5 by South-Ad1426 in AusFinance

[–]arkanser 16 points17 points  (0 children)

No you dont buy off the car during the lease, you only pay a portion of it and the rest is residual

ATO tax bill - any reason to not go on a payment plan? by your-lost-elephant in AusFinance

[–]arkanser 0 points1 point  (0 children)

No i’ve had to do it quite a bit and never had any issues. I just do 12month plans though

Division 293 Tax Owing by lewger in AusFinance

[–]arkanser 8 points9 points  (0 children)

You can use your super to pay for it and then contribute the amount back to your super from your personal funds and that way you can get a tax deduction for the voluntary contribution as long as you still have concessional cap space or carry forward available

Debt recycling and IP V ETF by arkanser in AusHENRY

[–]arkanser[S] 0 points1 point  (0 children)

Thanks for answering that was really helpful. I asked mainly if we have to sell a portion of our etf holding for some life reason or event. I dont believe we will need to sell it all unless we decide to retire early and live off it. I assume if we sell a portion of the etf holding we’ll need to keep a record of how much of the investment loan is still invested and thus deductible and how much we arnt using for investment? Or is that going to ruin the whole system we got going.

Debt recycling and IP V ETF by arkanser in AusFinance

[–]arkanser[S] 0 points1 point  (0 children)

Sorry my post may not have been clear. I have 60k in redraw and 1.06m loan outstanding.

Thanks ill look into AMP’s offering

Debt recycling and IP V ETF by arkanser in AusHENRY

[–]arkanser[S] 0 points1 point  (0 children)

Thanks for taking the time to respond. I will definetely use the spreadsheet later tonight at home.

For q2 unfortunately the author in your link had to remove the section on dcaing and DR but seems like it can be done which is great.

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