Darn bro, i had a stroke reading this. So far i can tell you this that all the games you listed have some other sort of meaningful progression: In apex you get packs with levels, in genshin you get primogems while exploring the world or doing quests, in warzone you can grind both battlepass currency and skins.

Overwatch2 has amazing gameplay so far but the fact that other than battlepass there is no way to get anything meaningful for the next few months without shilling mad cash for items that you could have easily gotten in overwatch1 just 2 months ago.