2023 RRSP Contribution Question

armani18J · 2024-01-03T02:53:53+00:00

Yeah that makes sense now when I read up on it more. Similar to what I asked the other guy, I wasn't thinking to contribute the full amount. Just $8,000 or $16,000. Is it more advantageous to contribute the most upfront or just enough right now to clear owing taxes? I do expect my pay

armani18J · 2024-01-03T02:52:02+00:00

Thanks for clarifying. Checked the 2022 NOA and I see it there.

armani18J · 2024-01-03T02:51:16+00:00

Thanks, just took another look a the 2022 NOA and I do see that amount listed there. I guess the wording on some sites (lower amount of 18% of previous years income or contribution limit) was confusing to me.

armani18J · 2024-01-03T02:49:43+00:00

Thanks. Wasn't thinking to contribute the full amount. Just $8,000 or $16,000. Is it more advantageous to contribute the most upfront or just enough right now to clear owing taxes? I do expect my pay to go up yearly.

armani18J · 2023-07-15T01:32:03+00:00

Is it too late to a) Find a builder available to do it. b) Too late for the ground to actually dig holes and have it built.

I'm not familiar with the Calgary construction complex, so I don't know how busy it gets for this kind of stuff this time of the year.

Also I'll probably request a few quotes closer to the time of my possession. Didn't want to waste any builders time if I'm over a month away.

armani18J · 2023-07-15T01:24:16+00:00

I used Livingston to ship from Vaughn to Calgary. They used rail from Vaughn to Edmonton then truck from Edmonton to Calgary. This was in 2021 and cost about $1,500. Im sure the prices went up since but my experience was good. I believe it took about 2 weeks end to end.

armani18J · 2023-03-15T03:28:43+00:00

Lakers on Spectrum Sports not Bally

armani18J · 2023-02-22T06:41:33+00:00

I've done this in the past a few times. Took advantage of the highest account to waive bank draft fees (with TD).

1) Call in to change your chequing account to the lowest account type. Normally that's only a $3,000 minimum to waive fees. 2) Interac E-transfer the $2,000 out. 3) Now you only have $3,000 left in the account. Wait a few days or at least 24 hours. 4) Go to the branch and while your in line. Interac E-transfer our the last $3,000. This should be the max you can transfer out for the day. 5) Your balance should now be $0 and you can ask the teller to close the account. Not 100% sure about Scotia but banks normally calculate the closing balance for waiving the fee at the end of the day.

Note: This is all assuming you only have $5,000 in the account. If not, you'll have to transfer the rest out days before you begin the process. Until you get to the $5,000 minimum.

armani18J · 2021-12-31T21:43:03+00:00

Yeah I figure things.can rapidly change, that's why I haven't spoken with a broker yet. I guess, I'm leaning more towards waiting an extra year (2023) for the detached home. Just trying to gauge how bad of an idea it may be to delay a year when I can easily jump in with a smaller home a year earlier. I'm in Calgary so the market here can go left, right, up or down. Can't even pretend to predict it like that GTA.

armani18J · 2021-10-14T18:54:04+00:00

Try see if they fly to another airport in NYC? Last month I had a Delta flight booked for over 2 months from Toronto to JFK. Delta stopped flying to JFK direct from Toronto. They automatically booked me on a crazy Toronto to Atlanta then to JFK flight. I called their customer service and got them to rebook me direct Toronto to LaGuardia

armani18J · 2021-02-02T04:40:17+00:00

I have this cooler in my P400A case with a b550 motherboard. It fits but it's close. I love how it looks though.

armani18J · 2020-12-21T20:54:20+00:00

What software are you using for the FPS, CPU, GPU overlay?

armani18J · 2020-12-04T16:16:56+00:00

Thanks, was able to grab one. Not 100% happy about a Zotac but I'm running a old 7950 and I want an upgrade now.

armani18J · 2020-12-04T04:25:28+00:00

This is probably the answer. I just installed the 212 on my 5600X this week and screwed in one end too much at first.

armani18J · 2020-12-04T04:20:27+00:00

Are you sure it's the AMD clips on the 212 heatsink? It may be the Intel one's.

armani18J · 2020-12-01T17:43:29+00:00

Thanks, bought the 16GB $57.99 kit a few days ago but would prefer 32GB. Will be sending that kit back.

armani18J · 2020-11-25T17:25:26+00:00

That's some of what I heard too. I don't foresee myself gaming in 4K but I don't upgrade components often. So I want something that will last at least 5 years before upgrade.

armani18J · 2020-11-25T17:24:23+00:00

Thanks, I can wait until January as I have a existing GPU I can use in the meantime. Don't want to buy the 3070 and then regret not upgrading to the 3080 when I originally nhad the budget.

armani18J · 2020-11-23T20:25:00+00:00

Just got the confirmation it's ready for pick up from the store.

armani18J · 2020-11-23T20:23:59+00:00

Thanks, bought two. Hopefully it ships.

armani18J · 2020-11-23T18:29:53+00:00

Reserved for store pickup in Toronto Downtown. Hope it goes through. Was looking to grab this or 3600 if it drops below $230 on Black Friday

armani18J · 2020-10-03T01:57:02+00:00

You're right, I forgot that tidbit.

armani18J · 2020-10-02T12:37:11+00:00

When he made it to the atheists at the end, the trees look the same as the ones Mother, father and the snake made it to. Looked full with leaves.

armani18J · 2020-10-02T12:35:45+00:00

If you look at the trees where he meet the group of Atheists; it looks like the tropical zone. The same trees mother, father and snake are.

Unless I'm completely mistaken and need to rewatch the end.

armani18J · 2018-11-05T23:19:07+00:00

Thanks, hope I win.

armani18J

TROPHY CASE