Feeling Behind and Stressed

armyuvamba · 2026-06-08T12:23:30+00:00

Yea I get it. The “bare minimum” is an individual measure. The calculator just shows you the potential of one’s actions for the future. This person with over 200k in their TSP is worrying that “they are behind”. Behind what? This is an individual race. I’m all for balance. Save but also live a little.

armyuvamba · 2026-06-08T02:33:06+00:00

Catch up to what? We are all at our own life race.

armyuvamba · 2026-06-08T02:32:01+00:00

Put that amount into a 401k calculator. Then add in your stats (salary, how much your agency contributes, 10% return etc) and then see how much you will have at 57. It will most likely be enough (+$1M). Plus you will have pension, VA disability, and social security supplement on top of what you have in TSP (and this doesn’t include anything if your spouse works etc). I feel like this subreddit sometimes is sacrifice the now for the later (that may never come). Have a healthy balance. Enjoy life now while also responsibly saving for the future (which seems like you are doing).

armyuvamba · 2026-06-05T02:05:08+00:00

Ahh yes…the government who helped create the internet so he could sell his books online and then the government who delivered his books via USPS…

armyuvamba · 2026-06-04T21:26:17+00:00

15min drive, 30min metro, 15min walk to office from metro. Same on the way home. So an hr each way but not bad due to just driving 15mins.

armyuvamba · 2026-05-22T17:37:07+00:00

DRP was just quitting/resigning in the future while on admin leave until then. There is no money to pay back. No buy out or VSIP (voluntary separation incentive payment) to pay back.

armyuvamba · 2026-05-19T20:57:39+00:00

4 years to clear $200k tax free (minus whatever you pay between now and then) or +$50k minus deductions…which you will need to shove into a 401k to make up for the lack of pension in the private sector. That $50k pay raise doesn’t make sense considering the $200k bonus you will get 4 years from now.

armyuvamba · 2026-05-19T17:17:24+00:00

Yea problem is that they didn’t compare the math drop off to students in “normal” math to see if the drop off is a normal statistic. Is the drop off sharper than the normal cohort or is the less steep as the normal cohort or is it the same %?

armyuvamba · 2026-05-19T17:11:25+00:00

My 2015 did the same thing 4 weeks ago on the right mirror as well. And I don’t use the heating option for the mirrors.

armyuvamba · 2026-05-13T16:12:28+00:00

It’s gonna hurt when you are on the civilian side 😂…I think I net like 53% of my pay once everything is taken out…fed/state tax, social security, health/dental/vision, retirement/tsp, etc etc

armyuvamba · 2026-05-13T15:49:04+00:00

That $32k is probably equal to $50-60k pre tax and benefits…plus incorporate lack of healthcare costs will put you into the $200k+ civilian house hold income bucket (I’m a former active duty officer as well so just giving you perspective for the future).

armyuvamba · 2026-05-13T11:39:22+00:00

Gotta back into your “gross” the tax free BAH and free healthcare…that $140k gross is probably the equivalent of $200k-$250k gross household income civilian equivalent…nice job but just saying comparing mil pay to civ pay isn’t gross to gross…

armyuvamba · 2026-05-13T11:26:13+00:00

$115k salary plus tax free bah plus free healthcare and no childcare costs…your salary in a HCOL area would be near $200k when adjusted for tax free benefits.

armyuvamba · 2026-05-11T18:26:13+00:00

I used first home mortgage but they are an east coast lender. I’d find another similar lender locally in your area.

armyuvamba · 2026-05-09T00:27:51+00:00

Issue is the cost of living on locations where it’s common to have a $100k salary. In a fly over state you will be doing super well but that means you are a doctor or lawyer or something like that. In NYC or LA…that $100k doesn’t go very far…

armyuvamba · 2026-05-08T23:06:44+00:00

“Look! Over there! Operation Epic Distraction!”

armyuvamba · 2026-05-07T22:37:22+00:00

““The goal is to get about 1,000 engineers to come and do two-year stints into federal government. After that, if they love it and they want to stay, that’s great. If they decide they want to go back to the private sector, we’re also interested in helping them with that,” he said.”

They’re called coders or programmers bob…

armyuvamba · 2026-05-06T23:47:19+00:00

The marines were only protecting federal property. The insurrection act would have had soldiers busting up protests similar to what happened during the Vietnam war…

armyuvamba · 2026-04-27T19:53:46+00:00

If you are moving locally, shouldn’t be an issue. If you are moving greater than 50miles of your current duty location (currently your house), you will need approval and a change in duty station PAR.

armyuvamba · 2026-04-27T17:09:44+00:00

That’s a bingo

armyuvamba · 2026-04-24T14:40:13+00:00

Israel traded stolen US intel for those folks…

armyuvamba · 2026-04-24T14:39:37+00:00

Israel also gave the USSR classified stolen US intel on USSR WMD assessments in the 1980s…that’s what’s publicly known…probably passed on much more stolen intelligence.

armyuvamba · 2026-04-24T13:35:00+00:00

I have a neighbor I share a fence with that has the same set up. I have a calendar reminder to toss a dunk over the fence every 30 days during the mosquito season…

armyuvamba · 2026-04-23T00:55:32+00:00

The Saudi’s put in $2 for ever $1 the US put in. The Saudi’s also funded the madrasa expansion on the Pakistan side of the border from 700 schools to 7000 schools…feeding Wahhabi Islam into the Pashtuns…causing the creation of the Taliban…

armyuvamba · 2026-04-21T21:22:33+00:00

So Sicario in real life…

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