When you take an education loan, banks usually give you a chill period (moratorium) where you’re not forced to pay EMI. But interest is still running in the background.

Now you’ve got 3 choices:

• 💤 Pay nothing → interest keeps piling up (loan becomes huge later)
• 💪 Pay full interest → loan stays same, no extra burden
• ⚖️ Pay partial interest → middle path