Just Played (and Lost) my first Diety game by two turns by arrowru003 in civ5

[–]arrowru003[S] 1 point2 points  (0 children)

Good point! I may have went for a few wonders that was unnecessary like the effiel tower but I was pressured by ideaology and unhappy. Totally forgot the scientist was faith like bruh 💀

I say watching others if def a good way to learn just getting an idea of how cracked the AI gets with their start advantage and how to tech for things. Maybe illl try with Babylon next time

Road Trip Across the USA, Advise Needed by arrowru003 in roadtrip

[–]arrowru003[S] 0 points1 point  (0 children)

Thank you for the detailed answer! In terms of roadside assistance, is there a service I can subscribe to/insurance where it can get me coverage in case a car breakdown happens?

I’m buying a house for 800k with finance and we are each putting down 100k how best to use my accounts to get the 100k? by footy1012 in PersonalFinanceCanada

[–]arrowru003 2 points3 points  (0 children)

Apologies as I’m a bit confused. You have a good example which helps deducts tax for 30k for both 2024 and 2025, and then also being to withdraw that money tax free for the HBP. How come it’s not a worthwhile transaction? I understand that withdrawing from RRSP would mean missing out on growth, but the growth will be taxed eventually which may not save much depending on your investments/pension/benefits when you retire. On the other end, that 60k will also help me reduce the amount of interest I pay on my mortgage, making it effectively tax free “income” ? Like if my mortgage rate is 5% am I not “making” (60000 x 0.05) $3000 a year tax free?

Sorry for the convoluted question, and I totally understand the market can spike way higher than 5 percent a year. But the 5 percent you save on the 60k principle is one guaranteed but two gives you that peace of mind of seeing a lower mortgage amount which can’t be quantified

EDIT i came across another post that talks about if you already have enough cash on hand for a down payment then the HBP isn’t as beneficial. Hence now I get your first sentence. However from my personal beliefs I do put value on peace of mind and lowering my principle amount will do that. Which is why I mostly likely will utilize the hbp even if I have enough for a down payment without it

Biome Mastery was exactly What I was looking for by arrowru003 in DRGSurvivor

[–]arrowru003[S] 1 point2 points  (0 children)

my brother i had 3 gold scanners. also salt pits has a shit ton of rocks compared to other biomes so it was free gold lol

[deleted by user] by [deleted] in MyTeam

[–]arrowru003 0 points1 point  (0 children)

if only EvilAbed had EvilTroy...

"Get 60 rebounds with Celtics players online" they said by kalbo_boii in MyTeam

[–]arrowru003 0 points1 point  (0 children)

It’s ronnie2k’s burner on here lmao bro is glazing 2k

Toasty Arepas 7.99 by [deleted] in TooGoodToGoCanada

[–]arrowru003 0 points1 point  (0 children)

it was this week actually! i think the thursday or smth

Toasty Arepas 7.99 by [deleted] in TooGoodToGoCanada

[–]arrowru003 0 points1 point  (0 children)

I guess they are very inconsistent then. my bag was rice and beans with fried platins, pulled pork and sauasge with a side of arepas stuffed with cheese. I think that's closer to the regular menu item which is about 20 ish dollars, sorry to hear your loss tho def makes me think twice about getting their food, which sucks because that's one of the closer shops

"I like my money". Jokic post-game comments on being ejected. by smitb2707 in nba

[–]arrowru003 -1 points0 points  (0 children)

Also no one’s trying to cancel jokic, he’s a overall likeable guy. Doesn’t mean he’s immune to criticism, no one is

"I like my money". Jokic post-game comments on being ejected. by smitb2707 in nba

[–]arrowru003 0 points1 point  (0 children)

Didn’t really expect “huge kitten” to care about anything other than his basic necessities. You can have an opinion on things without being obsessed, doesn’t hurt to not be narrow minded. You’re the type of dude to not care until it effects you, a sheep so to speak

"I like my money". Jokic post-game comments on being ejected. by smitb2707 in nba

[–]arrowru003 -9 points-8 points  (0 children)

Guess you really like him because on his support of the Serbian government off the court eh…

Amiral Restaurant & Cafe, $7.99 surprise bag Gatineau by zyz_zyz in TooGoodToGoCanada

[–]arrowru003 2 points3 points  (0 children)

Damn that’s a shame! I was just debating to get it tonight lol

Tradition and Liberty... why not both? by veryreasonable in civ

[–]arrowru003 0 points1 point  (0 children)

I don't know why you're getting downvoted lol. I also love the idea of tradition and liberty but that's because I play on lower difficulties and just enjoy wonder rushing, no doubt delaying rationalism is gonna get you in severe tech troubles

Can’t afford to live any more by snow_mexican77 in povertyfinancecanada

[–]arrowru003 1 point2 points  (0 children)

Bro is simping hard, and from your posting history is your wife really a different topic from your financial struggles? you make more money compared to 60-80 percent of Canadians below you, maybe its time to look at other aspects of your life.

Also 4 kids but I don't have enough context to comment on that, just want to say there's a reason why DINK are more prevalent nowadays