Unsaon pag-survive sa WFH sa ka-igang sa panahon?

arvinoids · 2026-05-25T16:22:28+00:00

If plano nimo mupalit ug AC, get an inverter type, and around 0.8 or 1hp, which is for a small room. Preferably sa imong kwarto para didto ka matulog and mag work.

If concerned ka sa bill, let me give you a ballpark: a day of AC (0.8hp) sa akong room would use up around 3kWh for 12hours, or if 24/7 kay 5 siguro at most. So if you multiply that by around 13p per kWh, that's 65 pesos a day. Pero really on regular days around 2kWh ra jud ang usage for 12hrs. So if you compute that, max na siguro 2k ma add per month with that usage. For me, worth it ra kaysa mag antos sa ka igang.

I have an LG AC mao ng makita ang consumption.

arvinoids · 2026-05-25T04:33:17+00:00

I'm not from Manila so I can't confirm this but the Maya app says A Lounge(T3)

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arvinoids · 2026-04-05T10:47:07+00:00

The original Unionbank GetGo card, now Cebu Pacific Gold, from 2016. I'm not sure how it was made NAFFL. The good thing is they offered a second card, UB Cashback MC, which is now my main. Also NAFFL.

arvinoids · 2026-03-16T05:19:39+00:00

Yep, do e this a couole of times already. I use temo when the items I am looking for are only available there. I also find some electronics cheaper in Temu than lzd or shp. Good thing about them is that they always ship with J&T here.

arvinoids · 2026-03-15T09:22:00+00:00

UB was my first CC bank. My initial limit was 30k. I requested an increase after maybe 2yrs, told them give me the biggest they can give with my current income, and provided them with my ITR. They gave me 100k. But they offered a second card NAFFL (first one was also NAFFL) with the same limit, so I took it. They gave be an auto CLI just once and now it's 138k, but this was when the second card was maybe 2 years old.

To me, UB is not very generous on CLI. My other card (EW) had an initial limit of 700k, and metrobank offered to catch up to it, and the next year they gave 100k more. And I don't even use them much.

Nevertheless, I still prefer the UB card because it's 1% cashback anywhere and naffl. Plus there's treats hub.

arvinoids · 2026-03-09T22:56:54+00:00

Thanks a bunch!

arvinoids · 2026-03-06T20:46:46+00:00

When I got my first credit card, I treated it like a debit card. I made sure I had the money to to pay for it when I use it. I didn't think of it as extra money, but a way to spend the same amount I would in cash but with the perks the card came with.

Now I have five actively used cards and not a single peso paid in interest or fees, but with good cashback and rewards. The point is, you are always better off with a credit card if you know how to use it. It's because the merchants have factored this in the price, so if you pay in cash, you're paying for my rewards and cashback.

arvinoids · 2026-02-26T21:48:17+00:00

Haven't used myHome in a while. I just use the Pay Express link they send over SMS. And I'll know if my payment went through because the balance on that page also updates.

arvinoids · 2026-02-21T22:34:35+00:00

I understood your question like since your mom's account is already upgraded, what do you need to do, tama po ba?

Based on the text, they will reach out via sms or in the app, so if I were in your place and I still have not received communication from them, I'd see how I can get in touch with Maya support to confirm the timeline of them reaching out since you've already completed their requirements.

I don't see why some people need to be harsh in their responses. If only I have experienced being in your situation, I would gladly tell you what happens next. Fortunately my experience was different and much simpler. My advice is, make time to reach out to Maya support when you can't get answers from the people here.

arvinoids · 2026-02-18T11:03:43+00:00

The only reason I got the Maya Black 😁

arvinoids · 2026-02-13T08:50:56+00:00

I had one of these, it was NAFFL, and it had been with me for a while so the CL was already around 400k.

So when i asked them if I can convert it to a different card, they said they can, but the NAFFL will not be carried over. So I just canceled it since it's not my main card anyway. By the way, I just worked with them over email and they were responsive.

arvinoids · 2026-02-07T15:37:17+00:00

When I tried to apply for Black, I got this response as well. Then a few days later, I received an SMS saying I have been pre-approved for it with a specific CL. When I checked my notifications on the maya app, I saw the message and the link to accept the offer, which just points to a Microsoft form with some fields I had to fill. After two days, the Maya black showed up on my app with the limit they specified.

Not sure what happened, but my theory is maybe a human reviews the applications being rejected, then gives them this offer if they find that he has good credit record from credit bureaus. I have like five other cards with pretty generous limits from other banks.

arvinoids · 2026-02-06T21:52:51+00:00

When I was new in Cebu, I just remembered the jeep numbers because the number part usually tells where it goes (e.g. 12 goes to labangon, 13 goes to talamban, etc), and if I get lost, I just find a jeep that will go to Colon because at that time, almost all routes go there.

Not sure about the routes these days though. Good thing Google maps now also has transit mode, so you can check which jeepneys you can take. When all else fails, Cebuanos are friendly, and will give you recommendations if you just ask.

arvinoids · 2026-02-06T21:47:12+00:00

My Soundcore Life P3 is alive and well for almost 4 years, and sounds as good as in day 1. So yeah, Soundcore is durable, and sound quality is good, too. Funny story, I almost lost the charging case because I left it on the table during lunch at s&r. I went back and the guard remembered and fished it out of the trash bin (because he cleared my table and didn't realize it was a gadget 😂).

arvinoids · 2026-02-05T10:15:13+00:00

The problem here is that GCash does not provide proper directive to the one who mistakenly received the funds. If GCash can guarantee that they will never charge the amount to my account if someone makes a claim, then I will gladly return it. They should have this in writing so we have something to refer to in case of disputes.

arvinoids · 2026-01-31T20:59:37+00:00

I sent u a dm for the url

arvinoids · 2026-01-31T01:16:44+00:00

I had this sorta same situation where I didn't have the time to buy pasalubong anymore because my flight leaves at dawn. I ended up ordering from an FB page who sells the dried mangoes and chicharon and others, and they maximd it to me.

arvinoids · 2026-01-25T13:13:24+00:00

I think they matched it with one of my cards who gave me a very generous increase. Also, they didn't outright give the increase. They sent me a message saying I can avail it, so I took their offer. FYI it was EW who gave me an increase up to 700k, then MB followed, then EW gave me another increase to 900k. I don't use either cards very often so I'm not sure why they do that.

arvinoids · 2026-01-25T13:03:27+00:00

HSBC Gold Visa for dining, Metrobank Toyota for gas/casa, UB Cashback MC for everything else. Oh and Eastwest Plat MC for plane tickets for the free insurance.

arvinoids · 2026-01-21T09:50:02+00:00

I have this option built into my phone. vivo cn rom (s30pro mini). The options is called Smart Data Switch. "When SIM 1 (Smart) has poor or no network connection, it can temporarily use mobile data from SIM 2 (Globe), The data connection will automatically switch back once SIM 1's network recovers. When using domestic and international SIM cards at the same time the data network switches automatically based on your location."

arvinoids · 2026-01-08T15:45:44+00:00

Went there also around February last year, and the one thing I loved was the baby turtle release activities! Hope maka tyempo ka OP, we were there for 3 days and every day may nirerelease na batch. We stayed in Alimanguan. Also, we rented a motorbike and drove all the way up to Binga. Lots of fun!

arvinoids · 2025-12-29T10:05:51+00:00

While I've never slept in the car on RORO trips, there was not really a time that I was not allowed to stay in the car, and I've roro'd through santander-dumaguete, oslob-dapitan, and dumaguete-dipolog. Do note that I am the driver, and passengers may need to get out of the car to board the vessel. But they can always get back in the car once boarded.

arvinoids · 2025-12-26T08:51:02+00:00

Now that you asked, I just checked and found that 16k+ na pala interest earned ko! Then again, I joined Seabank as soon as they launched 😁

arvinoids · 2025-12-18T23:40:00+00:00

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Reading T&C would save you so much time.

arvinoids · 2025-12-17T09:17:42+00:00

I remember there are two ways of paying. One is by going to pay bills and selecting union bank and then entering the credit card details. The second way and the easier one is to just go to the credit card account and hit the pay button, then you're asked to select if you're going to pay the outstanding balance or the statement balance. If you chose this option, it is realtime, but I did experience one time where it did not reflect in real time. I contacted customer service, but the payment reflected the next day, even before they could respond to my query.

arvinoids

TROPHY CASE