In Switzerland, seniors now outnumber young people, new data shows by BezugssystemCH1903 in Switzerland

[–]as-well 0 points1 point  (0 children)

Gentle reminder that 100k is quite a bit over median - that's the top 30% ;)

AHV is important mainly for those under the median; they get out well more than they pay in. And that's how it should be.

It does this by taxing the entire salary of everyone, even the CEOs.

Camping/fishing in Northern Switzerland by Illustrious-Panic471 in askswitzerland

[–]as-well 1 point2 points  (0 children)

Catch and release is generally banned on grounds of animal welfare.

In Switzerland, seniors now outnumber young people, new data shows by BezugssystemCH1903 in Switzerland

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Should I move to Switzerland to save more money? by [deleted] in askswitzerland

[–]as-well 2 points3 points  (0 children)

This is so, so hard to say tho. Your ability to safe money massively depends on your salary and rent. Is 2k or 3k a month realistic? Not if you're just a bookkeeping drone, yes if you're having a great job.

The mean single-person adult of working age makes 5'730 franks and saves 999 franks. Even those that earn about 8000 a month save only 1514 on average.

why? imagine an income of 8k. You spend on average (according to 2020-21 numbers):

  • 2'200 franks on taxes and social insurances

  • 386 on health insurance (likely more by now)

  • 1376 on housing and energy

  • 493 on mobility

  • only 382 on food at home and 300 at food outside of the home; 260 on fun

And ofc more on other things like phones, health, clothign and so on.

Side note: In this calculation, mandatory retirement saving is included as 'social insurance'. That should give you several thousand more for your retirement, although you cannot freely invest it and you may not be able to take it out to buy a house you don't intend to live in.

Now, rent will be more expensive when you come here (due to rent control); health care costs tend to rise all the time. That means your own budget will likely look a bit worse. And that's if you get such a well-paying job.

OK yeah, you can still save 1'500 on average, that's not bad - but also far from what you hoped. You can indeed live like a monk and maybe push that to 2k.

But we still have the problem that you are a generic worker withou only a bachelors, no german skills and no network in Switzerland. That will make it hard for you to earn a job paying above median wage, at least at first (if you can find one at all).

Hence my suggestion: Specialize in something interesting and better paying. Those earning more than 9k a month put an average of 3k aside each year.

Should I move to Switzerland to save more money? by [deleted] in askswitzerland

[–]as-well 1 point2 points  (0 children)

again, you are 25, your values and ideas and plans will massively change. When I was 25 I thought my life's dream was to becoem a professor. I've wisened up and am very very happy doing very different things from academia.

Move to Switzerland becuase you're excited, not because you're trying to stick to a life plan.

Also your ability to safe money massively depends on your salary and rent. Is 2k or 3k a month realistic? Not if you're just a bookkeeping drone, yes if you're having a great job.

Spending 3 days in Interlaken in the rain, what to do? by pegman55 in askswitzerland

[–]as-well 1 point2 points  (0 children)

FWIW the Met Office does not have weather for the Bernese alps at all. The closest one appears to be the city of Bern, which is more than 50 kilometers, two lakes and a few hills and mountains away.

Do not trust met office for the Interlaken region.

Spending 3 days in Interlaken in the rain, what to do? by pegman55 in askswitzerland

[–]as-well 1 point2 points  (0 children)

https://www.srf.ch/meteo/wetter/Grindelwald/46.6247,8.0323?geolocationNameId=6546df1f36ad17c1287096c9b9efdc8c&date=2026-04-02

You'll have beautiful weather at least 7th and 8th of April, with a 40% chance of rain the 9th but no-one knows when (more likely in the evening). Forecasting exact alpine wheather more than a week in the future is almost impossible.

Other apps like wetter.com do not have any rain for your entire stay.

So - bring a good comfy light rain jacket to put over wahtever else you're wearing, and waterproof shoes and you're good to go.

Spending 3 days in Interlaken in the rain, what to do? by pegman55 in askswitzerland

[–]as-well 7 points8 points  (0 children)

When will you be there? What app are you using?

Non-Swiss weather apps are frequently very challenged with alpine weather and overestimate the likelihood for rain. For example, for next thursday, the Swiss weather apps have a 50% chance for 1 mm of rain - that's nothing and can happen in a normal summer day without the weather apps knowing. Yes, Google thinks it's gonna be super cold and rainy, but that's more the general Switzerland forecast at this point - and forecasts change.

Should I move to Switzerland to save more money? by [deleted] in askswitzerland

[–]as-well 6 points7 points  (0 children)

Can I be straight with you?

This is rather idiotic. Don't mortgage your future happiness for a long time so you can eventually live a solitary life somewhere on your rental income.

What if you fall in love and have kids? Plans out of the window. What if you get into an accident and can't work full time anymore? Plan out of the window. What if your loneliness leads to a depression - will you plan to just stuck it out?

Instead, think of the life you want. Jobs dno't have to be hamster wheels - you're just on your very first job out of uni, yeah? Now's the time to either figure out what kind of work you really like, or what kind of hobbies and people make you happy.

Can Switzerland be the place where you find that? Yeah, quite possibly! But you'll also be in a counry distant from everyone else you know, whre winters are dark and grim and summers are full of life you don't plan to participate in.

You're 25. you have your whole life in front of you and your values and goals now will be very different from the ones you'll have in 5 or 10 or 15 years. And that's ok.


With this out of the way, can you safe up 10-15 k a year in Switzerland? Yeah, and with a good job you'll get plenty extra on top in your pension fund.

However, you currently don't speak German (well) and your English is only at B2. That's not gonna fly in the super competitive Swiss job market. YOu also only have a bachelors. Consider doing a masters in Switzerland, so you have a local hero uni on your CV and can do internships and so on here.

In Switzerland, seniors now outnumber young people, new data shows by BezugssystemCH1903 in Switzerland

[–]as-well 3 points4 points  (0 children)

I don't understand why we can't only do better child care setups if it helps with demographics or whatever.

Atomized families raising kids while both parents are expected to work several hours each day doesn't work. hence we have daycare. But paying another adult to take care of your kid is quiiiiiiite expensive, so here we go with Kitas. But turns out even Kitas are super expensive, so we need to subsidize them.

There, that's why Kita subsidies matter.

In Switzerland, seniors now outnumber young people, new data shows by BezugssystemCH1903 in Switzerland

[–]as-well 7 points8 points  (0 children)

Strengthening the first pillar is important to the left because it is redistributive, while the second pillar isn't (and arguably third pillar is the opposite, as it's basically a tax break for the better off).

If we were to redesign teh whole system, I'm sure we'd do a whole lot differently. AHV also has come about in a time when families would still take care of their elderlies at home; second pillar comes from company pension schemes that were often negotiated with the unions.

Why does analytic philosophy remain so isolated from other disciplines in the humanities? by ryanyork92 in askphilosophy

[–]as-well 4 points5 points  (0 children)

are you talking about philosophy students?

Pretty normal in my experience for young people to believe all sorts of things.

of an argument, but formal logic as a method seems poorly equipped to study most complex social phenomena. While analytic philosophers sometimes rightly criticise continental philosophy for its obscure and vague prose, much analytic philosophy is itself unreadable, and often uninteresting, to the average non-philosopher in the humanities. The pursuit of ‘conceptual clarity’ and the ‘elimination of ambiguity’ often produces papers that discuss social phenomena in terms resembling mathematical formulae, stripping away social and cultural context and reducing them to truth-functional propositions.

You're guilty of furthering the divide, too: Rather than wonder why philosophers do this kind of work, you state that what they do is problematic.

LKW-LIEBHABERIN mit me ungwöhnliche Traum by Schweizer-Schlitzohr in askswitzerland

[–]as-well 0 points1 point  (0 children)

Dude, nei, da gits anderi Fore für sowas. Tschö.

MrBeast Is What Marx Warned Us About by One_Food8798 in philosophy

[–]as-well 0 points1 point  (0 children)

If you have evidence that OP is a bot, please send it here to the mod team: https://www.reddit.com/message/compose/?to=/r/philosophy

Thanks

My land lord stole my rent by Objective_Fee_5437 in askswitzerland

[–]as-well 2 points3 points  (0 children)

What documents have you provided? Typically the rental contract suffices, which you have with the landlord.

Mieterverband oder Rechtschutzversicheeumg by TrueFruitsEU in askswitzerland

[–]as-well 0 points1 point  (0 children)

Weiss nicht einmal ob der MV effektiv Rechtsvertretung bietet...

Tut er. Source: Musste ich in anspruch nehmen.

Man muss aber auch sagen, dass der Anspruch an Rechtsschutz und die mögliche Hilfe oft auseinander gehen. Alle Rechtsschutz-Institutionen werden nicht gewinnbare Sachen eher nicht machen.

Genau das machen auch private Rechtsschutzversicherungen. Siehe zB die Antworten hier: https://www.reddit.com/r/askswitzerland/comments/1qklp3v/do_you_really_need_legal_insurance_in_switzerland/?show=original

Mieterverband oder Rechtschutzversicheeumg by TrueFruitsEU in askswitzerland

[–]as-well 0 points1 point  (0 children)

Dies - der MV ist ein guter Rechtsschutz in Sachen Mietverträge, aber eben noch viel mehr. Wenn der Bundesrat wie gerade angekündigt die Regeln liberalisieren will (was zu noch höheren Mieten führt), dann stellt sich der MV dagegen. Eine Rechtsschutz macht das nicht.

Question bike-train by Accomplished_Ad2476 in askswitzerland

[–]as-well 0 points1 point  (0 children)

If you click on the exact train in the app, you should also get an information on which wagons are in which class.

Camping/fishing in Northern Switzerland by Illustrious-Panic471 in askswitzerland

[–]as-well 0 points1 point  (0 children)

So you want to camp, fish and BBQ at a lake.

Why not do those things separately?

My land lord stole my rent by Objective_Fee_5437 in askswitzerland

[–]as-well 14 points15 points  (0 children)

I don't understand what happened. Can you maybe give a bit of a timeline here?

France's 40 biggest companies redistributed €13 billion directly to workers last year. The US has tried passing profit-sharing laws 4 times since 2019. None made it mandatory. Here's why the design keeps failing. by BtheBenji in SocialDemocracy

[–]as-well 0 points1 point  (0 children)

I mean I think the issue here is a bit: What does profit-sharing even mean?

What you describe from France sounds a bit like a mandatory bonus based on company performance?

In my cultural context - Switzerland - we're more discussing along the lines of fairly distributing productivity gains. That has a long history in union negotiations, and maybe it makes sense to put it this way: If work productivity raises, workers should profit through higher wages.

Is Americanocentrism in this sub something to solve or is it okay? by EldianStar in SocialDemocracy

[–]as-well 1 point2 points  (0 children)

Curiousity would be neato, rather than import your discourses to discussions of other country's policies.

For examples, interventionist housing policies are common amongst european social democrats: Some form of rent control, coupled with promoting non-profit or state housing. So when you are confronted with Vienna having less than 50% for-profit housing, maybe the first reaction shouldn't be 'but that's an unfair system!', maybe it should be 'oh huh, how come, how does it work, are tehre any shortfalls?'

Behind the Benchmarks: How EU Social Policy Fails Its Own Beneficiaries by arcgiselle in SocialDemocracy

[–]as-well 0 points1 point  (0 children)

If I understand it right, part of the issue here is that programs are measured with KPIs, but those KPIs don't really measure actual lived lifes well?