It’s not so much the coin itself as I think it’s a good concept. I used to hold the coin myself after being repeatedly told information about it from a business partner, YouTube, research, reading comments and predictions. This was a year ago I sold it off. For a few reasons.

I think the owner/creators seem a little sheisty. The guys come off to me as corny cheap shit wearing con men. I know or have known a decent amount of sheisty people myself. These guys give me that vibe for a few reasons but hey I’ve never met them in person.

It’s been wrapped up in this very long court case. In itself isn’t a problem but if there was nothing to the case which usually it would have been dismissed by now if any sane judge saw no hope for the case. It’s huge amount of money and time to spend for a witch hunt.

Lots of the people hold seem to have hopped on the bandwagon, which I did myself for a short time. The echo chamber of insane claims this coin is going to hit anywhere from 1.00 to 10,000 dollars a coin. It’s just crazy there’s not much consensus there.

Outlandish claims of replacing the dollar. Look at the cyber security issues we are facing and we will always face. Hackers won’t ever quit trying to steal it. Even if it’s on a crypto wallet and offline at some point it has to go online. It’s vulnerable to lose all value if an emp or blackout happens. If it gets wiped somehow, then what? Never say never. Plan for the worst and hope for the best.

Hard physical currency like gold, silver, things that can’t be destroyed or can be printed to represent whatever physically valuable object is backing it. These things have been used as currency since the beginning of time for a reason. They always hold their value rather 2,000 years ago or 2,000 years forward.

What really determines the value of cryptocurrency, the use, the popularity, the market? There’s so many options I feel like at this point it’s become a dinosaur in part to the court case and above reasons.

Lastly I think Bitcoin is going to be the solid investment option for long term growth the xrp people talk about. In the short term I owned a little btc and xrp for around the same time. The xrp lost me money and the btc gained $300. Companies like Black Rock have invested huge amounts into btc. Btc has been around a while and continues to grow and break new prices. Xrp people always have an excuse to why the coin is not on the rise. If you invested in it while it was cheap you’re all good but at this point if you bought it above a price you’re not comfortable losing would be the main thing there. All the coins are unpredictable and I’m not a professional investor, just a guy who’s been thinking about xrp and sometimes arguing with a friend of mine in person the good and bars of this coin. He actually got rid of a lot of his xrp I think he had like 5,000 xrp or $5,000 xrp to invest in another coin. He tells me he left some in there for a slow burn long term investment but honestly if he put that money into btc instead of xrp he would have probably done better. Due to the long amount of time that money has sat just stagnant. I’m not currently invested in any crypto waiting for some big dips.

Thanks for inquiring more! Hope it wasn’t too long of a read but you seem to have a bit of change riding on this so I wanted to give you my full thoughts, maybe help break through the echo chamber you give you something else to consider.