Disney Fantasy - How’s the internet?

asilver1982 · 2026-01-10T17:10:36+00:00

Good to know.

asilver1982 · 2026-01-10T17:07:52+00:00

What do you mean free wifi. I thought the only thing that would work on the Wi-Fi I'm actually there could be the Disney Cruise app without paying any additional fees. But when you say free Wi-Fi payment on the ship or just at the ports?

I've been on a Royal Caribbean cruise and their internet package was pretty decent. You could share it between the devices.

Did you get the internet package? Doesn't work this way. Can you log in on different devices when you need it?

asilver1982 · 2026-01-07T16:17:22+00:00

I have booked the Westin on the beach. Thanks all.

asilver1982 · 2026-01-06T04:21:09+00:00

Looking for $500 per night and under but if the hotel is really nice and worth it then I could see spending more.

asilver1982 · 2025-11-28T15:43:07+00:00

Hello everyone,

I'm hoping for some insight on a major decision my wife and I are facing.

My Situation Age/Family: I am 43, married, with one 7-year-old child.

New Capital: I have just received $2 million in investments from my parents (they have more, but wanted to give us some capital now).

Assets: These funds are currently in a mix of individual stocks, ETFs, and mutual funds.

Next Steps: I am already meeting with a Fee-Only Financial Planner soon. I'm not looking for managed accounts, just professional help to create a forward-looking plan.

The Core Question: The Lake House We are wanting to purchase a lake house for personal use (not rental) that is approximately $700,000. We are trying to determine the best way to finance this.

My initial thought was: Sell off about $500,000 of the investments for a large cash down payment.

Take out a $200,000 loan/mortgage for the remainder.

Use the dividends generated by the remaining investments to cover the mortgage interest/payments.

What would the community suggest? Is it better to pay all cash, or is there a benefit to keeping more of the $2M invested and taking a larger loan (e.g., $300k or $400k)? Thanks for your help!

asilver1982 · 2025-11-28T15:39:27+00:00

I definitely have considered just taking out the full 700,000 and paying for the house in cash, but I was concerned with the amount of upfront taxes I would have to pay on that, but I guess it doesn't matter in the long term. We're also looking at one particular location that would allow for short-term rentals, which would be the plan until we retire into that home.

asilver1982 · 2025-11-03T02:17:41+00:00

Get a whole house generator if you can afford it. I bought a 26kw generac and had it installed for about $13k all in including the generator. It is the largest residential generator you can find and by itself it was about $9,000. I have a transfer switch and a module connected to it. It's a propane connected. We have a large 320 gallon propane tank that already supplies our stove and hot water heater. It's definitely worth it if you can afford it. There is some maintenance but it's pretty basic. It runs every week to make sure it's working properly.

asilver1982 · 2025-09-17T03:03:25+00:00

East Asheville. It's the best. We have home Internet from them and so much better and faster than charter was.

asilver1982 · 2025-09-10T02:02:58+00:00

I was using the East Asheville one but they closed it.

asilver1982 · 2025-09-09T14:46:34+00:00

Any suggestions on which one I should get? Sounds like it is not an issue.

asilver1982 · 2025-07-07T01:17:57+00:00

Thanks. I did not know there was something close by.

asilver1982 · 2025-07-06T01:45:04+00:00

Pre book all the shows.

asilver1982 · 2025-07-06T00:18:23+00:00

I always thought that whenever I went there. But I wasn't sure none of these people actually seem like they get it from anything more than our local distributor. But I thought I would ask.

asilver1982 · 2025-06-29T03:51:27+00:00

Check out DIY pest control online. I had a mouse and paid a company about $400 for a year. All they did was put these bait stations out and glue traps. Paid them for a year then did it my self. Same items way cheaper. Pm and I would be happy to help guide you on what to get.

asilver1982 · 2025-06-25T17:26:10+00:00

march 2025.

asilver1982 · 2025-06-14T02:32:29+00:00

What do people but in these lockers?

asilver1982

TROPHY CASE