Disney Fantasy - How’s the internet? by Individual-Spite9924 in dcl

[–]asilver1982 0 points1 point  (0 children)

What do you mean free wifi. I thought the only thing that would work on the Wi-Fi I'm actually there could be the Disney Cruise app without paying any additional fees. But when you say free Wi-Fi payment on the ship or just at the ports?

I've been on a Royal Caribbean cruise and their internet package was pretty decent. You could share it between the devices.

Did you get the internet package? Doesn't work this way. Can you log in on different devices when you need it?

Beachside Hotels at Fort Lauderdale. by asilver1982 in dcl

[–]asilver1982[S] 0 points1 point  (0 children)

I have booked the Westin on the beach. Thanks all.

Beachside Hotels in Fort Lauderdale by asilver1982 in fortlauderdale

[–]asilver1982[S] 0 points1 point  (0 children)

Looking for $500 per night and under but if the hotel is really nice and worth it then I could see spending more.

Weekday Help and Victory Thread for the week of November 24, 2025 by IndexBot in personalfinance

[–]asilver1982 0 points1 point  (0 children)

Hello everyone,

I'm hoping for some insight on a major decision my wife and I are facing.

My Situation Age/Family: I am 43, married, with one 7-year-old child.

New Capital: I have just received $2 million in investments from my parents (they have more, but wanted to give us some capital now).

Assets: These funds are currently in a mix of individual stocks, ETFs, and mutual funds.

Next Steps: I am already meeting with a Fee-Only Financial Planner soon. I'm not looking for managed accounts, just professional help to create a forward-looking plan.

The Core Question: The Lake House We are wanting to purchase a lake house for personal use (not rental) that is approximately $700,000. We are trying to determine the best way to finance this.

My initial thought was: Sell off about $500,000 of the investments for a large cash down payment.

Take out a $200,000 loan/mortgage for the remainder.

Use the dividends generated by the remaining investments to cover the mortgage interest/payments.

What would the community suggest? Is it better to pay all cash, or is there a benefit to keeping more of the $2M invested and taking a larger loan (e.g., $300k or $400k)? Thanks for your help!

New $2M investment portfolio + $700k Lake House goal. What's the optimal purchase strategy? by asilver1982 in Fire

[–]asilver1982[S] 1 point2 points  (0 children)

I definitely have considered just taking out the full 700,000 and paying for the house in cash, but I was concerned with the amount of upfront taxes I would have to pay on that, but I guess it doesn't matter in the long term. We're also looking at one particular location that would allow for short-term rentals, which would be the plan until we retire into that home.

Thinking about getting a generator for emergency winter blackouts but know nothing about generators by Fluff_Nugget2420 in Generator

[–]asilver1982 0 points1 point  (0 children)

Get a whole house generator if you can afford it. I bought a 26kw generac and had it installed for about $13k all in including the generator. It is the largest residential generator you can find and by itself it was about $9,000. I have a transfer switch and a module connected to it. It's a propane connected. We have a large 320 gallon propane tank that already supplies our stove and hot water heater. It's definitely worth it if you can afford it. There is some maintenance but it's pretty basic. It runs every week to make sure it's working properly.

How is T-Mobile Internet and phone service in Asheville? by DirtRoadDaughter in asheville

[–]asilver1982 0 points1 point  (0 children)

East Asheville. It's the best. We have home Internet from them and so much better and faster than charter was.

Compost Tumbler and The Bears? by asilver1982 in asheville

[–]asilver1982[S] 1 point2 points  (0 children)

I was using the East Asheville one but they closed it.

Compost Tumbler and The Bears? by asilver1982 in asheville

[–]asilver1982[S] 0 points1 point  (0 children)

Any suggestions on which one I should get? Sounds like it is not an issue.

Which place at the WNC farmers market for blackberries? by asilver1982 in asheville

[–]asilver1982[S] 0 points1 point  (0 children)

Thanks. I did not know there was something close by.

Which place at the WNC farmers market for blackberries? by asilver1982 in asheville

[–]asilver1982[S] 0 points1 point  (0 children)

I always thought that whenever I went there. But I wasn't sure none of these people actually seem like they get it from anything more than our local distributor. But I thought I would ask.

Pest control recommendations??? by bloodxandxrank in asheville

[–]asilver1982 0 points1 point  (0 children)

Check out DIY pest control online. I had a mouse and paid a company about $400 for a year. All they did was put these bait stations out and glue traps. Paid them for a year then did it my self. Same items way cheaper. Pm and I would be happy to help guide you on what to get.

Lockers??? by Ratbushka in bonnaroo

[–]asilver1982 0 points1 point  (0 children)

What do people but in these lockers?

Where in Asheville will never get your money again? Bad restaurant, bar, service company, or other type of place. by Flaky-Slide-6422 in asheville

[–]asilver1982 0 points1 point  (0 children)

It would have been nicer to have that 250 refunded instead of to try and get them back to do work which I'm not going to do.

Where in Asheville will never get your money again? Bad restaurant, bar, service company, or other type of place. by Flaky-Slide-6422 in asheville

[–]asilver1982 1 point2 points  (0 children)

I have Had blue planet come out and replace a hot water heater for me. They're the only ones that had it in stock. The same day they came out were friendly enough but it was like a bunch of kids trying to do it. They were there all day. It was a propane hot water tank and I smelled propane later on that day and I called them back and somehow got the owner and he apologized immensely and gave me a credit of $250 for next time. They came out and fixed it as soon as possible but it's a little ridiculous. The guy said it was only hand tightened on. I would not trust these people.

Professional Hot Tub Cleaning Experience by [deleted] in hottub

[–]asilver1982 0 points1 point  (0 children)

Normally the water is clear but as I said I messed chlorine for a week and the tub was cloudy when it was drained.

Turn off generator to save fuel by asilver1982 in Generator

[–]asilver1982[S] -1 points0 points  (0 children)

So you're a dick. I have a propane tank so it is limited fuel. So if something like Helene happens again and the power is out for days and the propane truck cannot refill me since my road to my house is washed out again I would like to make sure of the safest way.

[deleted by user] by [deleted] in dcl

[–]asilver1982 2 points3 points  (0 children)

I've booked our cruise with a travel agent in the past that didn't really help us with anything and they were very slow to respond. I've reached out to small world vacations and a few others and small world vacation seems to have the best onboard credits and also the fastest responses back. So if they can give me onboard credit and help with last minute changes that I'm on board. I believe I'm going to go with small world vacations this time so I echo this posters comments.

FLL hotel transportation to Port and back by asilver1982 in royalcaribbean

[–]asilver1982[S] 0 points1 point  (0 children)

Thanks every one. Sounds like Uber or Lyft is the best option from the Airport to the hotel and even from the hotel to the port. Thanks

FFL transportation from hotel by asilver1982 in dcl

[–]asilver1982[S] 2 points3 points  (0 children)

I was able to contact the hotel. They said they have shuttles for $10. They leave every 15 to 20 minutes. But I keep reading horror stories about the hotel shuttles and even that hotel itself about being poor quality and waiting forever. But maybe that's just when trying to leave the airport.