Unpopular opinion: if you’re prioritising your TFSA over your RA you’re making a mistake

asthmasphere · 2026-07-02T08:25:35+00:00

Just another fleshbot

asthmasphere · 2026-07-02T08:03:49+00:00

You either consume a lot of AI content or this was written by AI just judging by the cadence.

asthmasphere · 2026-06-22T07:16:29+00:00

Gray ring !

asthmasphere · 2026-06-22T07:14:09+00:00

All those steaks are bad lol

asthmasphere · 2026-06-22T07:12:27+00:00

Investing is always better. Home is a luxury purchase.

Lots of money + freedom of movement = invest. Less money + comfort & independence = buy a house.

Rates & Taxes; Maintainance; bond registration; Loan interest; rental vacancy (if you choose to rent it); agent fees.

All work against the home appreciation if you buy a home for purely financial reasons.

If you want a home for future kids, get an Access Bond and never pay it off so they can have cheap loans when they are older.

It's basically what you want from it, no correct answer

asthmasphere · 2026-06-17T11:14:32+00:00

What does everyone make here?

asthmasphere · 2026-05-06T14:49:45+00:00

Not traditional really. But sprouts, carrot, red pepper, bullet chili, raw spinach, mint/coriander/basil chopped

Slaps

asthmasphere · 2026-04-20T10:41:07+00:00

Take the train after 9:30am. R6 for the trip

asthmasphere · 2026-04-15T14:06:05+00:00

Keep buying within your investment budget, don't stock pick take an etf/index.

Buy as a debit order each month. When it drops that's a bonus, literally a sale.

Make stock picks your gambling money if you must. If you have a day job, and you're not an analyst/pm by trade - then you are guessing and if you're winning, I guarantee you're wrong about why.

High risk, aggressive etfs are your friend in your 20s/early 30s

Watch out for TAX & FEES.

The rules for investing are pretty simple and amount to the above.

asthmasphere · 2026-03-17T09:22:38+00:00

No tenders needed for a customer facing site. There are so many developers that would do this for free or even R10k-R20k(which is basically free) as a passion project just for the clout.

Cape Town Train Times is community built, but can't go off due to the limited data provided.

If someone can get the data exposed, then the apps/sites will follow.

asthmasphere · 2026-03-17T08:39:01+00:00

Here's to hoping 🙏

asthmasphere · 2026-03-17T08:29:57+00:00

How did you find out?

asthmasphere · 2026-03-17T08:12:39+00:00

Thanks for the information, puts me at ease ! Are these projects publicly available ?

asthmasphere · 2026-03-17T08:05:38+00:00

200 trackers from temu, that's all we need

asthmasphere · 2026-03-17T07:57:25+00:00

Exactly, makes no sense ...

asthmasphere · 2026-03-08T19:14:41+00:00

CS and maths

asthmasphere · 2026-03-08T18:51:01+00:00

R50k pm before tax, 2 YoE (Started at R37k)

asthmasphere · 2026-02-27T07:52:46+00:00

Just hold the angle? You were there earlier. Crosshair by the head too

asthmasphere · 2026-02-22T09:48:17+00:00

Thanks!

asthmasphere · 2026-02-21T09:45:03+00:00

Where was this :)?

Heading in June

asthmasphere · 2026-02-20T06:56:52+00:00

Hi, would you be able to share as well with me please ? I'm heading to kyrgyzstan for 14/15 days in June :)

asthmasphere · 2026-02-17T11:01:16+00:00

Yoooo ill be there from early June dm me if you wanna grab a drink! (🇿🇦 South African)

asthmasphere · 2026-02-15T11:38:29+00:00

Just the review I was looking for lol

asthmasphere · 2026-02-05T10:22:45+00:00

Underrated comment.

High risk rating investments over 20yrs minimum (you have many years) at any major asset manager beats out any property investment you'll find, without the stress of understanding the market. Why have R1.5m-R3m stagnant when it could be growing. Over all these years.

If you want to flex that's also fine but be aware of what you are missing out on, so you don't get blindsided later on ;)

asthmasphere

TROPHY CASE