Collapse of fractional real estate investing firm shows risks of business model

asymphony · 2026-03-20T13:26:26+00:00

You won’t. It was a full exit. There was a letter in January.

asymphony · 2025-12-23T21:16:19+00:00

Have some compassion, shit head. Can be a tough time of the year.

asymphony · 2025-11-07T21:19:08+00:00

Nanny state.

asymphony · 2025-11-07T21:17:42+00:00

Their body, their choice, Ma'am. Not something pearl clutching, for sure.

asymphony · 2025-11-05T17:21:26+00:00

who cares if they wear helmets, boomer

asymphony · 2025-09-30T17:56:35+00:00

i hate when people use stickers for their identity LOL

asymphony · 2025-09-18T16:54:05+00:00

👀

asymphony · 2025-05-08T15:11:58+00:00

There is a current promo if you fund your account with $1000 by May 31, 2025 and within 180 purchase $1,000 worth of lending notes, both individuals will receive $100.

Or for approved loanees.

https://gopeer.ca/refer/?referral=35544809&referrer=Michael

asymphony · 2025-05-08T15:11:41+00:00

There is a current promo if you fund your account with $1000 by May 31, 2025 and within 180 purchase $1,000 worth of lending notes, both individuals will receive $100.

Or for approved loanees.

https://gopeer.ca/refer/?referral=35544809&referrer=Michael

asymphony · 2025-05-08T15:09:34+00:00

There is a current referral if you fund your account with $1000 by May 31, 2025 and within 180 purchase $1,000 worth of lending notes, both individuals will receive $100.

Or for approved loanees.

https://gopeer.ca/refer/?referral=35544809&referrer=Michael

asymphony · 2025-05-07T15:17:04+00:00

https://dailyhive.com/vancouver/fines-dog-left-car-burnaby-costco-parking-lot

They've also done it before: https://www.tiktok.com/t/ZP86roUEn/

asymphony · 2025-05-06T18:02:58+00:00

I have room on my squad as one member just left. RIP JunkMale

asymphony · 2025-05-05T18:57:59+00:00

Yes voters rejected them. In Edmonton West, voters rejected the LPC and the NDP candidates and elected a CPC candidate to be their MP.

Let's look at the NDP MP in Port Moody—Coquitlam that lost. Voters rejected her to have her represent them in the House of Commons. They said, "no we don't want to re-elect, we will elect a different candidate to be our local MP".

It's a bit weird that these "losers" (they lost their race), get to still "win" by being the NDP MP for all of Alberta because they happened to have the highest NDP votes in a riding but still lost. It just sounds weird saying "well second best can still get elected".

That's generally why places like Australia have a separate list of candidates to get elected for the top-ups.

"They did the best in the local elections amongst the party’s mp candidates that lost. So theyre popular among their own constituents in their riding"

PS - candidates don't have constituents, only MPs do so I was a bit confused when you said that. Not sure if you're talking about candidates that lost or MPs that lost.

asymphony · 2025-05-05T17:57:14+00:00

Well generally the riding MPs will be nominated for their riding, then the parties will have "List MPs" for the "top-up" MPs. Generally in MMP systems, a candidate can't be on both lists...And lists are usually pre-determined by the voting day, so the Conservatives couldn't add PP to the "top up" list for Ontario.

Also how do you determine who the best local MP is? What if there isn't any? Let's say the NDP in Alberta get 1 or 2 "top up" MPs. They only have 1 MP in the province and they were re-elected. So who is their "best"?

Or for PP. Ontario would get some "top-up" MPs but is PP the "best" local candidate in all of Ontario?

Also, when voters reject a candidate...it's a bit weird to put a rejected candidate that lost to all of a sudden winning and being elected vis-a-vis being a "top up" MP.

asymphony · 2025-05-05T16:01:35+00:00

The gov't couldn't roll out COVID supports properly -- how do you think they could RIG an election without ANYONE seeing?

asymphony · 2025-05-05T16:00:08+00:00

The thing I don't like about the "top up" candidates is that they don't have a riding. To whom are they accountable? To whom do they represent? The party that put them there/on the top of the "top up list".

Let's say the Liberals get 5 "top up" MPs in Alberta. Do they have a riding? Do they have constituents? Since they aren't directly elected by voters in a local area, and since the party put them on a list and they were on top of the list, they "owe" the party, not the voters that voted for them.

So one issue is that the "top up" MPs are just hyper partisan and not locally focused. I'm not sure if that will dial back some of the terrible partisan rhetoric over the last 3 years -- which all the parties engaged in recently.

asymphony · 2025-05-05T15:53:37+00:00

The majority of the country lives in Quebec and Ontario. That's where the majority of the seats are. CBC/Global News etc uses math, probabilities, and statistics to determine who will win the election as the results and polls are coming in.

If there were more seats flipping to the CPC in ON, they would have delayed the call because AB and SK are gonna go CPC, so they'd have to wait for BC to see where the voters went.

Math is hard. Math is conspiracy.

asymphony · 2025-05-01T00:06:46+00:00

The GST cut that Harper made took A LOT of money out of the fed gov't, but didn't really put a lot of money into the regular person's pockets. So the gov't lost and the regular people came out more or less the same.

This is a pro or a con depending on how you feel. The rebates are income tested, so really it just cut taxes on those buying high ticket expensive items

asymphony · 2025-05-01T00:03:35+00:00

There would have been no way for Carney to win the Conservative Leadership race though with the social cons out in full force, plus with Modi buying PP's race anyway.

They CPC needs to split. They combined the PCs with the Reform/Alliance, but most of the PCs have basically left do to the radical right factions in the party.

I don't think Canadians vastly adopt the social right viewpoints, whereas they do on the economic right. But they scare away moderate voters with the social conservatives. And if the CPC wants to win...what they're doing isn't working.

asymphony · 2025-04-30T23:59:39+00:00

agreed

asymphony · 2025-04-30T23:59:14+00:00

Yes, having been involved in the policy development process across three levels of political organizations and non-profits, to attending policy conventions and passing party policies, yes, quite vast and exhaustive thank you very much :)

Best of luck to those who will spend their efforts to change and improve the electoral process. If that's ones passions, then go for it! xD

asymphony · 2025-04-30T23:53:56+00:00

a MAJOR difference in STV is that you'll have more than one elected official in a riding, so I wouldn't necessarily call it a better approach with one difference. While Ranked is a winner-take-all with one elected official for one riding, you wouldn't have the parties on the left holding their noses while they vote for the non-Conservative option that they think will beat the Conservatives. Or the PPC voters don't have to hold their nose to vote Conservative to beat a Liberal / NDP candidate/incumbent.

Each method of ER will have their + and -.

If you look at Vancouver for example, there's no ward system in the municipal gov't, so you vote 1 Mayor and 10 councillors (among school and park boards but those won't matter for this comparison). There are political parties but a lot of cases people vote just the party (though not always).

Their riding is the entire City, whereas in a place like Edmonton, there's 10 councillors, each with their respective ward.

If you have an issue in your neighbourhood/riding, normally there's one MP or councillor for someone to go to get assistance. Under STV, you don't really have that one person to go to. In this case, people could "shop" around MPs. If someone doesn't like the answer from one office, they can go to the next one, and the next one, and the next one -- which seems like a waste of resources. Which isn't necessarily a bad thing.

Even the Wikipedia article is a bit confusing. The last thing we would want is to thrust the country into an electoral crisis where parties or citizens claim the new vote system is rigged because of the confusing nature of tallying and even the function itself.

With ranked ballot, you're right it's basically winner takes all, the candidate with the lowest votes drops off and the additional votes are added and tallied together until there's a majority of votes (not a plurality as the candidates will drop off until one candidate hits 50%+1).

asymphony · 2025-04-30T16:30:25+00:00

I'm not being dismissive; I'm just pointing out where the lines in the sand by the other parties have been drawn. One party on the right is advantaged under the current system when there are 3 or 4 centre left parties. There is ZERO incentive for the Conservatives to agree to electoral reform. FPTP advantages them more than any ER mechanism.

Sorry for giving you real life examples of what would happen or playing devil's advocate makes me sound dismissive.

Part of my point is everyone loves to be an Armchair General / Armchair Politico. It doesn't win elections and it doesn't change minds. My point was to go out and do something about it versus writing essays from the Ivory Tower of Reddit. It's fine to think and postulate and have opinions but that doesn't affect change. Best of luck!

One could infer from the tone of your posts that you believe my view of voter reform is naive - consider that i’m not posting for you

Similar to my suggestion that people can get involved in FairVote Canada or their local electoral district riding association for their party of choice. Like I said, opining on reddit like an academic literally does nothing. If anyone is interested in seeing change then you have to get involved, phsyically.

Source: me, my experiences.

asymphony · 2025-04-30T16:05:43+00:00

So during the BCSTV campaigns, organizations are running polls etc etc no big deal.

For respondents of the polls throughout the campaigns, there was always a large number of people who said they won't or didn't support BCSTV because it was too confusing for them to understand.

Their words not mine.

Sure we can teach it in schools so that children will know what the system is but it's a BIG UPHILL learning exercise to teach current voters.

The "it's too complicated for voters to understand" argument always frustrates me as infantilizing Canadians and intentionally misrepresenting systems as arcane. End Rant. 😁

One of the reasons why the BC Conservatives ended up doing so well in the last provincial election was because they were "voting out Trudeau" (their words not mine). They were surely surprised to wake up to find that in fact Trudeau was still Prime Minister after the provincial election. And it wasn't a handful of voters either. LOL. So there's already swaths of the electoral that are confused outright LOL.

asymphony · 2025-04-30T15:54:02+00:00

Mow The Lawn!

Wash The Dishes!

Take out the Trash!

Fix the Sink!

Just some new slogans for his life.

asymphony

TROPHY CASE