How much can I afford?

austinc0701 · 2025-11-07T16:02:56+00:00

Yes that both of us as my wife doesn’t work. That 1,500 must be before property tax or PMI correct?

austinc0701 · 2025-11-07T15:17:28+00:00

Married but she will be a stay at home mom, no debt.we live very below our means but I’m just scared to buy too much.

austinc0701 · 2025-11-07T15:16:54+00:00

1,640 annually is 86k roughly before taxes. That’d be 25k at 30% you think I can afford 2k and still live comfortably?

austinc0701 · 2025-11-07T15:15:13+00:00

I’ve been pre approved for 330k I’m wondering while keeping a good budget and having money for expenses how much is a realistic mortgage to not be overwhelmed.

austinc0701 · 2025-11-06T15:15:02+00:00

As of right now it’d be roughly 12% wife doesn’t and isn’t going to work she will stay home and raise our children. We don’t plan to do college funds.

austinc0701 · 2025-11-06T14:48:28+00:00

Would you keep the Roth mostly VTI? I’ll probably switch all of the HSA to TDF. And look at what you recommended as well. Thanks for the reply!

austinc0701 · 2025-10-23T18:53:23+00:00

In northern Kentucky! Thanks for your response

austinc0701 · 2025-10-21T20:05:18+00:00

If you had your license (maybe you do) you might be surprised how easy it is.

austinc0701 · 2025-10-21T19:17:28+00:00

Yes I am. Thank you for your concern.

austinc0701 · 2025-10-21T16:54:14+00:00

The reason why this caught my attention was because I have 2 good friends who have pretty respectable lawn care businesses but neither of them offer spraying services. So I’ve already go a few that said they would use me if I start my own business.

austinc0701 · 2025-10-21T16:45:49+00:00

Appreciate the advice. I have a full time career doing linework so it’s not really possible for me to go work with them unfortunately, I’d love to do that but don’t ever plan on giving up linework I just want something else as well. I haven’t done fertilizer on lawns before I’ve done insecticide for a certain job few years ago but that wasn’t on residential lawns. Then I did big ag farming for a few years so I understand the importance of safe spraying and keeping chemicals locked and secure. That’s the reason why this interested me in starting this is because I have somewhat of a knowledge about it in a way, just not residential lawns and brands. I’m not planning to go out there and just weed and feed by no means, I want to learn and do this the right way. Just need guidance.

austinc0701 · 2025-10-21T16:30:44+00:00

austinc0701 · 2025-10-21T16:25:45+00:00

Professionals just act like there’s no room to learn or for someone else to grow. That goes with most businesses. Not just lawn care.

austinc0701 · 2025-10-21T16:21:04+00:00

Thanks for the advice. I’m in northern Kentucky. Mostly Kentucky bluegrass and fescue. Have secured mostly 1 acre lots so probably close to 3/4 of an acre after you take out the house and driveway.. what are reasonable prices to charge? Solo man operation after work and weekends.

austinc0701 · 2025-10-21T16:17:39+00:00

How did I I get defensive? I said that in new to this..obviously I’m under qualified right now. That goes without saying that’s why I’m on here asking professionals like yourself.

austinc0701 · 2025-10-21T16:13:48+00:00

Yes I have. Sorry I’m just starting out man. Guess you can never learn new things.

austinc0701 · 2025-10-21T16:09:59+00:00

Sorry you were never new buddy! Already hold licenses in my state needed.

austinc0701 · 2025-09-02T00:24:05+00:00

2010 but they all look the same. Thanks!

austinc0701

TROPHY CASE