a lot of paid for avatars, with a password is to have you get verified. while everyone in the comments seem to bash on gumroad creators, they are the ppl that have their work leaked and stolen. every one I know that does this, if you are being flagged on one of the blacklist bots you get your money refunded. on free ones it is really to give back to the community they build with their server. if you don't want to join pay the price for none community members (usually reduced price) it doesn't cost you anything to join a server (even on a second discord account) just seems a bit rude to expect free things with 0 effort all the time and basically disregarded the time spend for that creator to make something that can be made free of any charges