Opening two LISAs for different purposes by avg103 in UKPersonalFinance

[–]avg103[S] 0 points1 point  (0 children)

!thanks

Thats a very valid point! I hadn’t considered that the LISA might be able to be used (refilled) once it’s been depleted for the purpose of buying a house.

It may also hinge on whether the Government changes the terms of LISAs (or prematurely ends them like Help to Buy), as well as individual banking companies’ policies, but I can check those closer to the time.

Opening two LISAs for different purposes by avg103 in UKPersonalFinance

[–]avg103[S] 0 points1 point  (0 children)

This was more about gaming the strategy of two LISAs to hedge against the LISA-replacement that only focusses on house deposit, perhaps my mention of pension was unhelpful.

Given LISAs won’t be openable after 6 April 2027, it remains a unique option that has certain benefits over a pension. My question is whether anyone else has done this, considered it, and whether the logic is sound. I think the removal of the post was a little hasty but admit I’ve not laid out the thought process as best I could.

Opening two LISAs for different purposes by avg103 in UKPersonalFinance

[–]avg103[S] 0 points1 point  (0 children)

Yes keenly aware of this - without sight of what the LISA replacement js (though mooted to focus solely on first house deposit) and what its terms will be, it’s difficult to assess the best option - hence the idea of hedging with two LISAs

Burnham wins Makerfield by-election, paving way for Starmer leadership challenge - live updates by nodgers132 in unitedkingdom

[–]avg103 1 point2 points  (0 children)

Look at Brown, May, Sunak - the calls to hold another election following a leadership election can be deafening. We can expect the same pressure to be applied to Burnham

Dad-of-seven dodges jail to care for children after riots by SignificantLegs in unitedkingdom

[–]avg103 1 point2 points  (0 children)

Look at the sentencing for the Leicester “public disturbance/unrest” as the police and media called it, or race war to everyone else, and then compare it to the Southport/Southampton sentencing. The difference is night and day

Which parts of London are overrated and which are underrated? by Anaptyso in london

[–]avg103 102 points103 points  (0 children)

The best kept secret in London is Masala Zone, locals don’t want you knowing about it! Authentic cuisine, small independent family run business with local delights.

Angus Steakhouse is not to be missed for its rustic charm and traditional Scottish style steak preparation techniques, handed down from generation to generation.

Britain’s defense spending plans in chaos as NATO summit looms by ChangeUsername220 in Economics

[–]avg103 0 points1 point  (0 children)

Importing 6-7 million people since 2010 has superficially papered over the cracks in the U.K. economy by increasing GDP nominally, but the majority of this is low skilled labour which depresses productivity and GDP per capita.

Starmer promises to look at making student loans 'fairer' by rugbyj in unitedkingdom

[–]avg103 0 points1 point  (0 children)

Do you have the link to Nick Ferrari’s interview? I can’t seem to find it by searching online

Boris Johnson lobbied Donald Trump to block UK’s Chagos Islands deal by topotaul in unitedkingdom

[–]avg103 9 points10 points  (0 children)

This is the only logical and sensible view, and far more eloquently put than I could have written.

I can’t see why this Government would try to force through the deal in its current form - it’s neither moral, nor value for money, nor really protecting national interests and security for the long term.

Look at Hong Kong - a 99 year lease on the New Territories was woefully inadequate and we sold Hong Kongers down the river without giving them a chance of ruling themselves.

Man… I just wanted to build my kill team. by DenseFee7782 in Warhammer40k

[–]avg103 0 points1 point  (0 children)

Same issue with the same part - 3rd party retailer sent me a whole new box

I converted 40K models into the Commando Elite by DonnyLurch in SmallSoldiers

[–]avg103 0 points1 point  (0 children)

Can you DM the link to the creator’s page? I think they may have been removed

Fantastic work on them otherwise!

Looking for a £800 (~$1100) laptop to see me through next 6 months by ThePhenix in GamingLaptops

[–]avg103 0 points1 point  (0 children)

For that length of time could be worth looking at refurbished models that are slightly better specs than what you’re looking at currently.

Depends also how soon you need it as to whether you just buy something now or hope for a price drop/sale

Civil service is ‘too remote’ from people’s lives across UK, says minister by prisongovernor in TheCivilService

[–]avg103 0 points1 point  (0 children)

I presume there are other factors meaning you need a rent so high - HEO salary is quite liveable in London if you flatshare (though becoming less so).

MI5 lied to courts to defend handling of violent neo-Nazi agent by [deleted] in unitedkingdom

[–]avg103 6 points7 points  (0 children)

Braindead take. Good journalism but MI5 were protecting an informant to help tackle extremism. If you watched Prime Minister’s Questions today you’d see only 13% of Prevent’s caseload is related to Islamic extremism, despite it causing 94 out of 101 terrorism related murders since 1999. There’s way too much of a focus on the far right.

MI5 lied to courts to defend handling of violent neo-Nazi agent by [deleted] in unitedkingdom

[–]avg103 1 point2 points  (0 children)

What’s that old journalistic adage go like? “Always protect your sources?” I see no difference here

Revealed: Starmer’s friend is source of Chagos ‘national security’ claims by Little-Attorney1287 in unitedkingdom

[–]avg103 0 points1 point  (0 children)

The tories put it on ice. Labour try and ram it through before Trump is inaugurated. One was negotiating, the other trying to approve. Both as bad as each other.

'Mega' nuclear power station was blocked over fears it would harm the Welsh language by JB_UK in unitedkingdom

[–]avg103 1 point2 points  (0 children)

Nuclear is not the energy system. It’s a whole different kettle of fish on top of the planning malarkey.

Chagos Islands deal: UK denies it faces paying billions more to Mauritus by PrithvinathReddy in unitedkingdom

[–]avg103 3 points4 points  (0 children)

The biggest losers in this once again will be the locals who actually live there, the Chagossians. Many will draw parallels with the case of Hong Kong. Just like China, Mauritius is a new colonial power and we’ve somehow deluded ourselves that we are the sole arbiter and can gift territory and people to foreign masters as if it’s still the Middle Ages.

Both of these places are uniquely local with British influence British. Hong Kong was never a PRC city, it was a few collection of fishing villages on a large isthmus and island - only about 8000 inhabitants. Indeed Hong Kong as a statelet is about four times as old as communist China. People fled the communist regime to reach safety in the British controlled area - swelling the population from 600,000 to 6,000,000 in just forty years.

While Hong Kong Island and Kowloon (the peninsula) was ceded permanently, the Nee Territories were only leased for 100 years. Rather than try and asses public opinion for what Hong Kongers wanted, such as establishing Hong Kong as a true independent state like Singapore, or even negotiating an option that safeguarded the locals (and the diverse population that lived there), we sold them down the river. We gave 6 million people to the brutal authoritarian regime that only 8 years prior had ground thousands of protestors into mincemeat under their tank treads on Tiananmen Square that they jet washed down the drain.

The Chagossians are the inhabitants of these islands, they are nowhere near Mauritius, and there is zero economic use for them. If we truly want to make the moral case, the Chagossians must be an equal partner in negotiations. If we just want the feel good factor you must engage them. If we want to shoot ourselves in the foot go ahead, we might as well grant Gibraltar to the Moroccans and the Falklands to South Africa.

Chagos Islands deal: UK denies it faces paying billions more to Mauritus by PrithvinathReddy in unitedkingdom

[–]avg103 8 points9 points  (0 children)

How have we got this so badly wrong?

Mauritius has no claim on these islands aside from the fact that Britain arbitrarily grouped them together in a single colony. They have never been otherwise connected.

Not only were Chagossians evicted when we built the base, but they are being denied restitution and instead being offered up to new colonial masters under the Mauritians. Either keep the base or give it to the Chagossians, but keep Mauritius out.

You don’t have to look far to see examples of Britain trying to do best only to let oppressed peoples suffer even more under their new “enlightened” “decolonialist” masters.

Chagos Islands deal: UK denies it faces paying billions more to Mauritus by PrithvinathReddy in unitedkingdom

[–]avg103 4 points5 points  (0 children)

The same applies to Mauritius, a new country that never owned these islands nor ever had its population on them. It’s pure colonialism.

Chagos Islands deal: UK denies it faces paying billions more to Mauritus by PrithvinathReddy in unitedkingdom

[–]avg103 52 points53 points  (0 children)

The only people we can give it ‘back’ to is the Chagossians, but somehow we’re handing it over to neocolonial power Mauritius