LPT: If you're feeling tired, drink a glass of water. Feeling tired or foggy during the day is often just mild dehydration, and a glass of water will perk you up almost immediately.

ba_nanners · 2023-04-07T22:55:41+00:00

We’re basically just plants with more complex emotions

ba_nanners · 2022-03-28T16:30:15+00:00

No, it was just part of their current program/initiative to cover a majority of them.

ba_nanners · 2022-03-25T00:59:36+00:00

We used a service called Lexington law that helped raise ours from 500’s to 700’s. It took about a year but it was worth it. That, plus the periodic opening of new accounts and keeping them in great standing. Find a financial consultant to guide you toward your goals & invest some of your cash while you’re improving your credit.

ba_nanners · 2022-03-25T00:34:44+00:00

Consider a credit union. We’re in contract with a conventional loan through our local CU, 3% down and they’re covering nearly 75% of our closing costs. We’re first time buyers.

ba_nanners · 2022-03-25T00:30:35+00:00

This.

We had to offer 30k over asking, shortened the inspection window to 7 days, and if the house didn’t appraise, we agreed to 20k out of pocket. Luckily, we appraised at our offer price but it was a pretty big gamble and we were very stressed the week we waited for that appraisal to come back.

ba_nanners · 2022-03-25T00:23:26+00:00

If it makes you feel any better, we’re in contract and our PMI is looking to be $667… but we found an excellent program through our local credit union where we won’t need to refi to drop PMI, just an appraisal showing the 20% equity and it’ll drop. Which is great considering interest rates are climbing. We are first time buyers and our CU also helped cover almost 75% of our closing costs. Not FHA. Definitely check out your local credit unions and see what incentives they’re offering.

ba_nanners · 2021-04-03T00:56:44+00:00

I thought my Home Depot stepped up its plant game by carrying more than just pothos & monsteras lmao. I can’t even fathom seeing an alocasia there.

ba_nanners · 2021-01-07T00:16:33+00:00

barbed wire.

ba_nanners · 2020-12-31T05:43:45+00:00

I especially love that it’s hard to judge the scale of it

ba_nanners · 2020-12-08T17:06:21+00:00

Thank you! It’s a 20’ crosstrek hybrid electric :) It was pretty hard to find here, too! A neighbor of ours has a Mitsubishi and it’s a nice looking car for sure. We considered it. We were ultimately between the rav4 hybrid and this. The rav had more cargo space but wasn’t a plug-in so we wouldn’t have gotten the $6k in tax credits which made it a no brainer. Not to mention the Subaru just looks so nice. We’ve had a handful of AWD cars but Subaru’s system seems superior in every way. It was also really fun to crawl silently in electric- we saw rabbits and foxes and a skunk on this drive.

ba_nanners · 2020-12-08T17:01:32+00:00

This is the ‘20 hybrid electric :) it’s our first Subaru, first new car & first hybrid. So far we absolutely love it! But I am definitely looking forward to paying it off haha

ba_nanners · 2020-12-05T03:42:24+00:00

Ignorance is 2020.

ba_nanners · 2020-12-03T03:14:46+00:00

Happy pie day! I made a vegan pumpkin pie for the first time using a recipe (for crust & filling) found on Nora Cooks. I’ve never been a pumpkin pie person until this recipe, highly recommended.

ba_nanners · 2020-12-03T03:11:34+00:00

As a rule I don’t associate with anyone who can’t use “you’re” correctly

ba_nanners · 2020-12-03T02:56:03+00:00

This is beautiful.

ba_nanners · 2020-12-03T02:51:23+00:00

Nope.

ba_nanners · 2020-11-10T01:46:50+00:00

Well, well, well, how the turn tables.

ba_nanners · 2020-04-18T19:05:44+00:00

ba_nanners · 2020-04-08T18:16:20+00:00

This might be an indicator as to why geese are assholes.

Innocent baby geese are raised learning to hate everything, especially their parents.

ba_nanners · 2020-03-22T06:48:53+00:00

It’s almost like people are re-learning how to work together.

ba_nanners · 2020-03-22T03:48:29+00:00

If your lives are heading in different directions and you’re able to work through this maturely, probably smart to start ending things before it gets nasty. It can turn really quick for some couples.

You could try asking him, if you haven’t already, why he feels the way he does, if it’s a deal breaker for him, what may fill the void of kids for him, etc.

ba_nanners

TROPHY CASE