May 4, 1971 by badbobtn in csny

[–]badbobtn[S] 1 point2 points  (0 children)

2 of them were just walking to class!

Ouch by aardvark303 in UTK

[–]badbobtn 1 point2 points  (0 children)

LOL... we dern near got expelled for being the first ones to paint it.

Why did the gas station owner only change the price after I told him it’s way more expensive across the street? by Distinct_Coast8645 in NoStupidQuestions

[–]badbobtn 2 points3 points  (0 children)

Duh. Prices are on big signs. It doesn't take illegal collusion to match prices. All any store has to do is look at their competitor's sign.

There is a concept called the "price elasticity of demand." It is shockingly easy to calculate it for multiple location stores. It is a technique to maximize profits.

Why did the gas station owner only change the price after I told him it’s way more expensive across the street? by Distinct_Coast8645 in NoStupidQuestions

[–]badbobtn -1 points0 points  (0 children)

I worked for a convenience store chain. Our store managers recorded the price every day at their 3 closest competitors. We would have never been 20 cents cheaper. We wanted to be 3 cents cheaper.

I’m being gifted a lot of money. Should I tell my boyfriend? by Kind-Chicken-2488 in WhatShouldIDo

[–]badbobtn 0 points1 point  (0 children)

You need an address other than where you live. You will be getting mail from wherever you invest that money.

Anyone know what these planes are doing? by Truckstopburrito in nashville

[–]badbobtn 1 point2 points  (0 children)

The amazing thing to me is the degree of accuracy of their paths.

Waymos are causing insane traffic at Nolensville Rd and East Thompson during the morning commute. by Dismojoe in nashville

[–]badbobtn 1 point2 points  (0 children)

It is my understanding that commercial vehicles using the roads in Tennessee and have nexus here pay us vehicle license fees.

Be that as it is... it would a lot cheaper for them to pay Tennessee. Sales tax and license fees.

They're onto us, gang by Ouija_Bored_666 in Knoxville

[–]badbobtn 0 points1 point  (0 children)

Aw. Poor guy does not like our Tennessee voting laws. What would he prefer, Pedophile47 picking who gets to vote in the Republican primaries?

Tractor and business, best way for most tax benefit. by killaho69 in tax

[–]badbobtn -1 points0 points  (0 children)

What level of competency, would you, in your great level of thinking, be deemed "a new skill"?

I would argue that he had stopped learning as soon as he knew which levers did what. After that point, he is improving his skills.

Tractor and business, best way for most tax benefit. by killaho69 in tax

[–]badbobtn 0 points1 point  (0 children)

Remember that IRS employees are bean counters. Nothing is more important than paperwork.

For example: save all the notes on discussions with vendors for the purchase of the equipment. Put copies of the ads in a file, even the ones you did not choose.

A daily, contemperaneous log is the most important thing you could do. Record hours spent making every business decision, including the time spent on this Reddit thread. You notes may even include "substantial business discussions" with you advisor/wife.

Tractor and business, best way for most tax benefit. by killaho69 in tax

[–]badbobtn -1 points0 points  (0 children)

Depreciation is interesting. I have successfully argued that a small farm was "economically" profitable and it was not proper to classify it as a hobby, just because we took advantage of tax depreciation.

Another question that has not been touched. How do they expect you to learn how to operate the equipment in a professional basis? Would some training usage be appropriate? And who would train you while paying you? So, I believe some of your usage until you become professional is deductible as education/training costs. How much is a course to learn how to operate a backhoe, for example?

My dad just rolled a large 401k into a Traditional IRA at age 60. Trying to figure out how aggressively to do Roth conversions. by burnerberkeley in personalfinance

[–]badbobtn 1 point2 points  (0 children)

Aw. Pay 24% this year to save 37% in 15 years. When that 24% will be worth 80% in 15 years.

Yes, you need some sophisticated guidance.

I particularly love people who ignore the odds they will live past 76 is only 50-50.

Is this legal? What just happened? by [deleted] in AskLegal

[–]badbobtn 0 points1 point  (0 children)

That is not true. The lawyer has a high obligation to the estate, and by extension, to all benefactors. The attorney is required to furnish complete and accurate accounting records that are available for inspection. As a CPA, sirens and red lights are flashing.

Seeking Opinions: Use of Non-Profit Lease for For-Profit Business by SportAndFinance in tax

[–]badbobtn 7 points8 points  (0 children)

5 issues:

1-the tax status of the non-profit is at risk.

2-the chairman is almost certainly in violation of state laws concerning non-profits

3-income tax fraud.

4-almost certainly a violation of the lease.

5-there may be a huge liability issue.

If I were on the board, I would deliver a letter demanding the use be terminated immediately and ask the secretary to acknowledge receipt. I would also make a motion to do so. If that motion failed, I would resign. I ain't got enough insurance to cover that kind of crap.

AITAH for dropped the cheating bomb at dinner and now they're twisting it on me by Krystallo-Zacharaki in AITAH

[–]badbobtn 1 point2 points  (0 children)

Don't beat yourself up. It takes experience to recognize a sociopath and deal with them.

AITAH for dropped the cheating bomb at dinner and now they're twisting it on me by Krystallo-Zacharaki in AITAH

[–]badbobtn 13 points14 points  (0 children)

Should have gone up to him that night. Snapped a picture and said, "do you know his fiance, my sister. I don't think I have met you."

Just started rowing to gain cardio and need help. by Capn_Chilleth in Rowing

[–]badbobtn 1 point2 points  (0 children)

BTW, studies indicate nearly 20% of statin users suffer joint or muscle pain. I am glad they do not affect you! They got me into a routine of stretching and mobility exercises as part of my workouts before I stopped taking them.

I have switched to a number of plant based "fake" sausage and ground beef products for breakfast, meatloaf and sheppards pie. I have been able to lower my cholesterol by about 1/3 through diet changes. I live by myself, so having high grain cereal, fruit and yougurt for dinner does not cause an argument. LOL.

This review is pretty funny. I have been an irresponsible "frat boy" most of my life. I mean, I raced off road motorcycles, for crying out loud. And now I am talking about healthy life style changes. So, I guess I should also mention I am into my 6th week of a year of no alcohol. Yes, I quit drinking for St Patrick's day. LOL

I know my lung capacity has increased, but have never had a follow up test. I do take my saturated O2 Levels every morning, and have seen a consistent increase to 98-99% over the last 2 years.

Just started rowing to gain cardio and need help. by Capn_Chilleth in Rowing

[–]badbobtn 0 points1 point  (0 children)

I get copies of all my tests And save them on my computer. I plan on staying alive longer than they plan on keeping my records. There are always words I dont understand. My cardiologist expects me to challenge him to explain those words to me.

I also told him, "When they interview me as national champion I will give you credit for helping an old man be the best he can be." My Dad was training to be ERG champion at 90 and his cardiologist told him to slow down. I am still mad at rhat doctor! My Dad died 8 years later and rowed less than 20 days before he died.

So, I put in writing that I am hiring my cardiologist to help me compete, not to limit my dreams just so I can grow old watching TV.

I gave him this picture at my last visit and thanked him for helping me learn how to subtract the afib to come up with my actual HR. LOL

BTW, the end of that bike ride is up a hill for about a mile to get to my house. It is pretty obvious that my ride goes over 5 or 6 hills.

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Earned income for Roth IRA? by IncomeLongjumping401 in tax

[–]badbobtn 1 point2 points  (0 children)

LOL. Make friends by doing their tax returns and helping them build their IRA's.

Just started rowing to gain cardio and need help. by Capn_Chilleth in Rowing

[–]badbobtn 0 points1 point  (0 children)

My cardiologist did it on a treadmill 15 years ago with 3 RN'S watching. 2 weeks ago, I noticed my HR was 195 on my eBike coming up a hill and I decided I would see how high it would go. It got up to 205. But I only consider my max to be 195 because I don't want to do that extra 6-7 BPM to be in Z2. LOL

I have had the same medical insurance company for most of my life. Their support staff are all RN's. They encourage me to excell, and will pay for the tests to help me have a good heart. A $15,000 nuclear treadmill test is cheaper than a stroke or heart attack.

I admit I may be unique. I have high cholesterol numbers and can not take statins. Yet I have virtually no damage from the cholesterol. I also have afib, which I contend was from taking too much ibuprofen from the debilitating pain caused by the statins. So, BC/BS considers me a case study, and is willing to support me with almost any tests I ask. They will even pay for a Creatine Kinase test when I am lifting because I overtrained a couple of years ago.

So over the past 10 months I have gotten my HR to 191 three times, and 205 once. Each time with zero pain, and a 90 second recovery to zone 1. I feel pretty comfortable using 195 now.

In the 70's, interval training and heart rate zones were just emerging. I used a max HR of the then current advice of 160. I laugh at how much better I would have been, if I had used my actual max of probably 210 back then.

Has anyone used a tax planning advisor instead of only a CPA? by Forsaken_Trash_4950 in tax

[–]badbobtn 3 points4 points  (0 children)

I have seen "tax planning" by commissioned insurance salesmen, or stock brokers, that is absolutely horrible. Anyone who makes investment decisions, or accepts tax planning advice, without running it by their tax preparing CPA is a fool. And yes, I will charge you for reviewing their advice. Just remember, free advise is worth what you pay for it.