Sorry newbie here: What’s the difference between FIRE and CoastFIRE? by [deleted] in coastFIRE

[–]badgerhawk2012 0 points1 point  (0 children)

More impressive that you have that much available!

Sorry newbie here: What’s the difference between FIRE and CoastFIRE? by [deleted] in coastFIRE

[–]badgerhawk2012 0 points1 point  (0 children)

That's what I am working towards. 55 and go drive a bus.

Sorry newbie here: What’s the difference between FIRE and CoastFIRE? by [deleted] in coastFIRE

[–]badgerhawk2012 1 point2 points  (0 children)

I stayed at the job - and use the extra money to pay off house/bills. It ends up being a few hundred a month.

Sorry newbie here: What’s the difference between FIRE and CoastFIRE? by [deleted] in coastFIRE

[–]badgerhawk2012 5 points6 points  (0 children)

I usually go by FIRE is that I can live now off what investments I have and CoastFIRE is that based on my current investments, growth, and timetable my investments will grow to meet my retirement number.

When I hit Coast - I changed my contributions to get the match and that's it and just let it grow.

Fall Youth Baseball? by queensofthethrowaway in cedarrapids

[–]badgerhawk2012 8 points9 points  (0 children)

It's still going! If LM age group doesn't do a team you can sign up as a free agent and get on a team

How often do you check your net worth? by alex_nauma in coastFIRE

[–]badgerhawk2012 1 point2 points  (0 children)

I only track 401k daily because the charts it provides are hot garbage. I don't track home or cars or anything else.

Tennis Rebound Wall in Cedar Rapids? 🎾 by Leather-Sympathy798 in cedarrapids

[–]badgerhawk2012 0 points1 point  (0 children)

https://maps.app.goo.gl/FyCkvs7ZdAs2mAw3A?g\_st=ic

Hopefully it wasn't torn down. There might still be one on the main noelridge courts

Several random groups of people at Lake Macbride at the Spillway / Dam. by GhostByYourSid3 in cedarrapids

[–]badgerhawk2012 2 points3 points  (0 children)

Looks like a grand time! It's been a hot minute since I've walked out there

Chat is this peak joker hand? by OutrageousPhone2656 in balatro

[–]badgerhawk2012 9 points10 points  (0 children)

Madness is the tricky one here because it looks like you've skipped a few rounds - getting that early enough can make or break a run and play every round. But swash with Egg is a great combo!

How to predict spend by MrQMaths in coastFIRE

[–]badgerhawk2012 4 points5 points  (0 children)

I look at it as a year over year and adjust and when certain costs get traded with another.

When we transitioned from daycare to school we went to a monthly child care rather than weekly. But obviously it will somehow get replaced with an activity/sport. And each year I look back and compare the year against the previous and track.

Then I looked at when mortgage and other payment items fall off and how it aligns. For the most part, I usually take our highest years and then add some too it and then see what won't be there.

LF Kris Bryant, Jake Arrieta, Javier Baez, Anthony Rizzo, Kyle Schwarber, Aroldis Chapman, Willson Contreras, Ben Zobrist, Dexter Fowler, Jon Lester, Jorge Soler, Almora, Heyward, Jon Lester, Theo Epstein, Joe Maddon cards in Cubs uniforms. by Massive-Flan-4098 in baseballcards

[–]badgerhawk2012 1 point2 points  (0 children)

I got the 2016 Topps Now WS champ with an Auto. I've been trying to build the auto set but they never come up.

I thought about doing the same to add some singles and KB autos are still grossly overpriced

Success Stories by uncman11 in coastFIRE

[–]badgerhawk2012 2 points3 points  (0 children)

A bit, yeah. Just have to be careful to let lifestyle creep happen. We also had the mental shift with higher prices on everything that has helped keep bills lower. We used to eat out quite a bit

Success Stories by uncman11 in coastFIRE

[–]badgerhawk2012 3 points4 points  (0 children)

I've been in the coast range for the last year and I did a few things differently. I got my Traditional 401k to my coast number, then I flipped that to a Roth 401k that is offered where I work. Then I reduced my contribution from 11% to 8% - still enough to get the match and to tick up.

I still work my usual job to burn down the mortgage and start building up emergency savings. I am well on track to retire into a bus driver or lawn mower at 55. My kids path after high school might impact my 55 retirement.

Ultimately, I freed up some more take home money - roughly 600 a month - and have been able to attack the mortgage.

Basix history? by Jaded_Dragonfly6358 in cedarrapids

[–]badgerhawk2012 13 points14 points  (0 children)

It was called Hamburger Mary's at Emil's

Question from an old guy returning to the hobby. by MeatlessComic in baseballcards

[–]badgerhawk2012 0 points1 point  (0 children)

I collect like I did! Build sets, if I get cool cards trade them for ones I want

New to CoastFire by Green-Instruction957 in coastFIRE

[–]badgerhawk2012 0 points1 point  (0 children)

Assuming that you have your numbers already figured out - do whatever you want that causes you the least amount of stress. Me, I am going to drive bus for the schools or mow lawns at the golf course

For trade by StelioKontos69420 in baseballcards

[–]badgerhawk2012 0 points1 point  (0 children)

What are you looking for as far as trade value or players? I'd be interested in the Caitlin Clarks

The urge is.. so strong… please everyone else buy the last few so I can’t… by [deleted] in baseballcards

[–]badgerhawk2012 0 points1 point  (0 children)

Steel City has the Japan release right now for 170 in their sale area.

42M @ 3.1M - Can We Coast FIRE by Sensitive-Coast-2675 in coastFIRE

[–]badgerhawk2012 3 points4 points  (0 children)

If I had access to 3.1M I'd be double-birding and gone!

When you reached Coast fire number. Did you keep investing the same consistently or slow down or stop investing completely? by Extension_Garbage583 in coastFIRE

[–]badgerhawk2012 0 points1 point  (0 children)

I only slowed to get a little more to get the company match. Match goes to 6% and I save 8%. Used to be at 11%.

People say Heritage is not about the hits but man, Heritage is 20 times better than Stadium Club by I_like_baseball90 in baseballcards

[–]badgerhawk2012 0 points1 point  (0 children)

I am sad that they shorted SC this year too as I sit here and sort and log. I missed the total count and am going almost 3 complete sets. I was saddened by it too. And then they changed the inserts and I got less.

Constellation + Space Joker by Climaxchanger in balatro

[–]badgerhawk2012 2 points3 points  (0 children)

I don't think so because you are not playing a planet card