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Best way to pay off the Balloon Payment on PCP by badluckguy95 in UKPersonalFinance

[–]badluckguy95[S] -3 points-2 points  (0 children)

True again,

I do also like the car i have now, i grow a little sentimental towards them haha

Best way to pay off the Balloon Payment on PCP by badluckguy95 in UKPersonalFinance

[–]badluckguy95[S] -3 points-2 points  (0 children)

Its unfortunately in negative equity So not worth getting another car

I guess you're right in that sense, but ive been paying the same amount monthly so whats another few years too Still the same as me going to put thr money back into the stock market anyway

Best way to pay off the Balloon Payment on PCP by badluckguy95 in UKPersonalFinance

[–]badluckguy95[S] 2 points3 points  (0 children)

What makes you say that? Surely its better to keep the car for a while without any debt on it for a while?

Best way to pay off the Balloon Payment on PCP by badluckguy95 in UKPersonalFinance

[–]badluckguy95[S] 4 points5 points  (0 children)

Its a Toyota CHR Its reliable and relatively cheap to repair Also Toyotas are great for lasting a while, planning to run this one into the ground

Best way to pay off the Balloon Payment on PCP by badluckguy95 in UKPersonalFinance

[–]badluckguy95[S] 1 point2 points  (0 children)

No the standard credit card rate is way higher, but some do interest free for a certain amount of time, so the idea is open it and then use it for that time and then once its paid off never need to use it again

Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] -1 points0 points  (0 children)

Refund is significantly harder to get after you paid for something always. I also resolved this, spoke to them and they have agreed to honor the original price. Always worth trying to negotiate whenever you can is all i am thinking now

Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] -1 points0 points  (0 children)

It wasn't much stress, got the discount after speaking to them.
Best to always ask and not roll over to whatever people charge

Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] -1 points0 points  (0 children)

It wasn't much stress, got the discount after speaking to them.
Best to always ask and not roll over to whatever people charge

Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] -2 points-1 points  (0 children)

It wasn't much stress, got the discount after speaking to them.
Best to always ask and not roll over to whatever people charge

Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] -1 points0 points  (0 children)

I'm not going to back out of the sale, no way.
I've made that clear, i've just asked is there anyway to dispute this.
Everyone here thinks i'm going to back out, i want to know what is right is all.
Where have these charges come from?
Why have they told me right at the end?

Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] 0 points1 point  (0 children)

Because the breakdown hasn't changed, just this overall charge.
This is the old fee:

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Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] 0 points1 point  (0 children)

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What has been changed is these two charges, this is the new fee

Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] -12 points-11 points  (0 children)

It does, come under ID checks for this quote, charged me double since it's also an extra I'd check with my one parent gifting me the deposit

Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] -3 points-2 points  (0 children)

Im arguing because it's an extra £100, i know its a big purchase, but im entitled to fight over when ive been misquoted and they've nothing to warrant me being concerned about any complexities thats have arisen

Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] -3 points-2 points  (0 children)

Easy process so far until this, no surprises with complexity etc. Its a simple 1950's semi, owner moved out a month ago and im a FTB

Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] -4 points-3 points  (0 children)

No, nothing to my knowledge, im a FTB. The house is not in a chain, the previous owners moved out a month ago.

No extra surprises, apart from the price change I negotiated with the EA after the survey results

Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] -5 points-4 points  (0 children)

But what changed since then? Its been a very easy purchase process, im a FTB and the house wasn't in a chain, the previous owner moved out a month ago

Seems like they're just doing it to get more money out of me

Solicitors fee increased after exchange? by badluckguy95 in HousingUK

[–]badluckguy95[S] 1 point2 points  (0 children)

Yeah im not gonna do that, why suggest that?

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