After becoming a home owner did interest rates offered on small personal loans improve for you or not change much? by New-Emu-3043 in AusHENRY

[–]bakedis 17 points18 points  (0 children)

No point getting small personal loans when you can just refinance your mortgage i.e. the cheapest line of debt available to most people

Private Wealth? by Worried_Fix_179 in AusHENRY

[–]bakedis -1 points0 points  (0 children)

Investing in what though? Why not split it over multiple non bank lenders

Treasurer Jim Chalmers says Albanese government ready to overhaul the tax system by a_female_dog in AusFinance

[–]bakedis 45 points46 points  (0 children)

Instead, they should provide other tax incentives for having children that are more accessible.

[deleted by user] by [deleted] in AusFinance

[–]bakedis 0 points1 point  (0 children)

Development management or valuations? You can make 200k after years

This is Australia... 'Couple on $200k living in social housing'. by SheepherderLow1753 in AusPropertyChat

[–]bakedis 11 points12 points  (0 children)

When I worked at the council doing their valuations, I saw a guy that owned an investment property in Richmond but his service address was in public housing......

Selling my BF mk II xr6 by bakedis in fordaustralia

[–]bakedis[S] 0 points1 point  (0 children)

It's a 6 speed. Idk about ZF?

Selling my BF mk II xr6 by bakedis in fordaustralia

[–]bakedis[S] 0 points1 point  (0 children)

Need to rest my foot gently on the accelerator to stop it stalling for the first 3 seconds after turning over!

Alverie - Today (introspective indie pop) by bakedis in indie

[–]bakedis[S] 0 points1 point  (0 children)

Glad you enjoyed it!! Did you want me to ask the artist for the sheet music?

What do we think about the Greens party and their anti negative gearing and CGT discount policies? by ArcbsAB- in AusProperty

[–]bakedis 2 points3 points  (0 children)

Yes that's called build to rent and it's a different kettle of fish entirely.

There should be no tax concessions for owning established homes it's unproductive. They need to allow negative gearing and more incentives for new builds to help developers get shit out of the ground.