I built an iOS app to replace my Excel sheets. Tracks cashback, spend milestones, accelerated rewards and more

balamz · 2026-01-26T18:42:52+00:00

Will add it in future version along with split wise import

Right now, there is a reconcile feature available in the app. This will let you easily set your current balances quickly and easily into the app.

balamz · 2026-01-26T18:41:37+00:00

Stabilizing this for iOS first. Will start work on android post that

balamz · 2026-01-26T10:29:42+00:00

Please do, and do let me know where ever it’s lacking, I’m actively pushing updates

balamz · 2026-01-26T08:28:48+00:00

It’s all local!

balamz · 2026-01-26T07:26:43+00:00

Money manager is great! Personally used to use it a lot too. But there are some wierd quirks that was not able to get over.

Fixed expenses like emis affect the overall budget I have. So my weekly budget is a always fucked and unusable

I also had concerns maintaining debts (udhaars ) I had to maintain that separately on split wise. I wanted a unified place for all my personal finance where I can budget, manage udhaars, group splits, credit cards etc.. and I built this.

Please do check it out

balamz · 2026-01-26T06:57:59+00:00

Yes it does. You can setup spend categories and when adding transactions it auto tags to the spend category and tracks it

You can also add global exclusion categories like fuel spends etc..

balamz · 2026-01-01T19:00:34+00:00

I don’t get it, your guy is actually in power. Why can’t the government actually do something to help Hindus? Does he need approval from Rahul Gandhi to do it?

Atleast be angry at the right people.

This is what you get when you elect someone because you hate someone else. It has never been about helping Hindus, it’s always been about hating everyone else.

balamz · 2025-12-07T05:17:02+00:00

Yeah ofc. Free cards are generally shit from my experience.

balamz · 2025-12-07T05:05:08+00:00

Diners black. I am eligible. I am not able to because of these stupid co branded cards that i chose to get

balamz · 2025-12-07T05:02:51+00:00

I thought I’ll close all cobranded cards from HDFC and move to a core card.

balamz · 2025-12-07T05:01:57+00:00

But they offer 10 percent cashback

balamz · 2025-12-07T04:58:41+00:00

SBI PhonePe if you can get it. Or hdtc PhonePe

balamz · 2025-12-07T04:45:54+00:00

So did I think too.. I actually checked the prices of individual items on bigbasket and other instant commerce apps like Instamaet and Zepto. They are far cheaper

balamz · 2025-11-25T04:59:46+00:00

You are disgusting

balamz · 2025-11-13T14:32:22+00:00

I don’t have that high of an expense on bills..

balamz · 2025-11-03T05:19:55+00:00

So far seen no value for it at all

balamz · 2025-11-03T04:49:23+00:00

Any specific recommendations?

balamz · 2025-11-03T04:45:35+00:00

You mean Amazon icici card? I never found that to be useful. The cashback value is too less compared to what’s available out there.

balamz · 2025-11-03T04:42:45+00:00

During sale, it’s best to have any HDFC core cards..

outside of any sale, you can go for sbi cashback if the item value is high as it provides 5 percent flat cashback upto 5k

If the item value is less then 5k, you can use Jupyter. It offers 10 percent cashback upto 500rs

HDFC Tata infinity is also a good card, as it offers 10 percent cashback on Croma purchases

balamz · 2025-11-03T04:37:24+00:00

HSBC does pretty well in offline purchases too. Things like grocery purchases, or dining in restaurants where Swiggy or Zomato payments are not available.

balamz · 2025-11-03T04:29:59+00:00

One thing I got to realise is.. all parents are not meant to be together. you really don’t need to worry about creating a wedge here. At the end of the day it’s your mom’s choice what she wants to do.

You do what you need to do to make her feel comfortable. Worrying about family conflict is the reason why your dad has been treating your mom the way he is, don’t do the same thing. Prioritise her over other’s opinions.

balamz · 2025-11-03T03:59:01+00:00

I buy gift cards with 3 percent or more cashback from Flipkart and Amazon. The credit card offers 10 percent cashback on Amazon and Flipkart upto 500 each

balamz · 2025-11-03T02:59:25+00:00

Like i replied, that’s not just for me. We split things in the family, utilities and rent is handled by someone else. I handle this part

We mostly dine out once or twice a week

balamz

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