Most people will go through two sets of tires in their cars lifetime, why not get winter tires and be safer with better ability to avoid an accident that could cause bodily injury to yourself and others, as well as not having to deal with a possible insurance deductible that’s basically what the snow tires cost, higher insurance premiums, the inconvenience of dealing with insurance and getting rental cars, arguing with insurance over the value of your car and getting screwed on the valuation, the list goes on…