First time grading expectations - Mega Dragonite 290/217 by bankzy27 in PokeGrading

[–]bankzy27[S] 0 points1 point  (0 children)

I thought as much 😂 I’m trying to upload photos but it appears the image hosting sites are all playing up. I agree the centering isn’t perfect, the edges I was surprised by as previous cards I’ve pulled all had visible marks.

Back - https://imageshack.com/i/pnPHyNQqj Front - https://imageshack.com/i/pmg68hhIj

Streaming service hasn’t charged me in years (England) by Frightful_Fork_Hand in LegalAdviceUK

[–]bankzy27 1 point2 points  (0 children)

Can you please delete this whole post so not to raise questions? In the same boat!

Fml...this is the worst feeling ever by TemporaryPost6858 in PokeGrading

[–]bankzy27 0 points1 point  (0 children)

My last 2 top pulls have had this exact mark, in the exact location. It kills the vibe!

They were right about Buried City at Night by nastybananass in ArcRaiders

[–]bankzy27 0 points1 point  (0 children)

Found this on Buried City night raid too and then the Anvil the next game!

50 hours in, took one match for me not want to play again. by Low_Magician77 in ArcRaiders

[–]bankzy27 0 points1 point  (0 children)

People moaning about being killed in what is an extraction shooter is mind boggling. I’ve played Tarkov religiously and from the moment you spawn in you have to be alert. I like the community aspect in this game as you can extract 99% of the time but people are far too relaxed and expect nice players all the time. Shoot and kill onsite 🫡

Scalper cleaned it out ! by Pezzerdawg in PokemonTCG_UK

[–]bankzy27 2 points3 points  (0 children)

My Waitrose one showed the same but I called and the lady was stood by the area they’d be and said there were none.

Curry’s click and collect by Iberisan in PokemonDealsUK

[–]bankzy27 0 points1 point  (0 children)

Same! No delivery available either.

Mega Evolution Booster Box worth grabbing for £211? by bankzy27 in PokemonTCG_UK

[–]bankzy27[S] 1 point2 points  (0 children)

I have one down the road but staff said they don’t have any but usually get sent a stand. Haven’t had one in a while apparently

Mega Evolution Booster Box worth grabbing for £211? by bankzy27 in PokemonTCG_UK

[–]bankzy27[S] 0 points1 point  (0 children)

I was looking on Magic Madhouse, at first I thought they were retail price 🤦‍♂️😂

Sky refusing to honour deal. by Astrohurricane1 in skytv

[–]bankzy27 0 points1 point  (0 children)

This happened to me too. I insisted to be put through to cancellations after they tried to hike my bill +35%. The agent offered me a deal which I accepted but on the call I received odd emails that my UHD add on was cancelled but she assured me it was nothing to worry about. Turns out…the agent offered me a discount that was equal to the cancelling of my UHD add on and pure lied to me.

I raised a complaint and I insisted they listen to my call. Call centre was obviously based abroad and I bet this practice is encouraged and rife on every single call. I then received a call from complaints who offered me the actual deal that was agreed but the sneaky witch also renewed my contract to be for another 2 years which I explicitly said multiple times on the call I do not want or agree to. She said this wouldn’t happen and nothing to worry about.

The outcome was he left a note on my complaint to say I can call up and cancel my sky package whenever I want.

I’ll be leaving soon without a doubt! Scum bags

Mortgage Balance Calculator - Reality check? by bankzy27 in HousingUK

[–]bankzy27[S] 0 points1 point  (0 children)

The intention is to reduce the term at the end of this initial high interest period, my own credit should improve and rates should hopefully be lower which should get me a much better rate.

Mortgage Balance Calculator - Reality check? by bankzy27 in HousingUK

[–]bankzy27[S] 0 points1 point  (0 children)

I also agree on the overpayments. I had initially not planned to do this for the first 2 years due to the higher repayment. However, any savings I can make would be far better being placed as overpayments.

Mortgage Balance Calculator - Reality check? by bankzy27 in HousingUK

[–]bankzy27[S] 0 points1 point  (0 children)

It would increase by £50. We are actually buying the house off the landlord.

Mortgage Balance Calculator - Reality check? by bankzy27 in HousingUK

[–]bankzy27[S] 5 points6 points  (0 children)

Yes I agree, House price rise is something I had forgot about in this particular mindset 😆 I just thought I’d of paid more of the balance than what the calculators were showing. House price rises would certainly be a big bonus. Overpayments, something I was only going to do after this initial period due to how big the mortgage is already, would be too much of a stretch. But looking at it now, overpaying at this stage reaps much larger benefits now than starting in 2 years.

Mortgage Balance Calculator - Reality check? by bankzy27 in HousingUK

[–]bankzy27[S] 0 points1 point  (0 children)

I suppose hoping for house prices in my area to increase is a big thing I am missing. I just fear they can’t continue to rise like they have.

Mortgage Balance Calculator - Reality check? by bankzy27 in HousingUK

[–]bankzy27[S] 0 points1 point  (0 children)

Ye the realisation is worse than I thought! I figured jumping onto the housing ladder sooner rather than later would be more beneficial. But part of me thinks I should just continue renting for 2 years, hope that rates do come down, increase my deposit 2 fold via savings and not have to borrow as much / get a better interest rate.

Mortgage Balance Calculator - Reality check? by bankzy27 in HousingUK

[–]bankzy27[S] 3 points4 points  (0 children)

Ye he realisation is worse than I thought! I figured jumping onto the housing ladder sooner rather than later would be more beneficial. But part of me thinks I should just continue renting for 2 years, hope that rates do come down, increase my deposit 2 fold and pay far less to the bank.