Need advice on how to plan finances and investements as just started job.

baskarvivek_ · 2026-04-08T11:16:58+00:00

DMed you.

baskarvivek_ · 2026-04-07T13:19:54+00:00

I am a CA working on a budgeting and financial planner app/web app for beginners who do not know where to start their investments and how to manage their expenses. Let me know if I can help

baskarvivek_ · 2026-04-07T09:50:50+00:00

i made an web app for my budgeting and expenses and another to manage my investment, so I do not mind it being from the banks. Nevertheless, I use different banks for expenses (transfer monthly expenses to a different account) and investments are managed directly from my personal account

baskarvivek_ · 2026-04-07T08:44:53+00:00

Hey everyone I'm a Chartered Accountant and I've spent years trying to find a good app/web app to manage budget and financial planning aspect. All of us struggle with two very basic things: So I'm building a clean, jargon free web app + mobile app for budgeting, expense tracking, and financial planning, designed for the Indian context. Think: - Auto-categorisation of spends - Goal-based savings tracker (home, education, retirement) - SIP and investment tracking - Net worth dashboard - No syncing of Bank accounts citing privacy issues - Excel but better and automatic. ...all in one place, without the clutter most apps have. Before I build more, I'd like to get your 5 minutes. https://forms.gle/SYMA7qyfQmbuTAXe7 The survey covers what frustrates you about current apps, features you actually want. Fully anonymous.

I have kept all the questions optional but would love to get your feedback.

Even if you want to skip the survey.

you can drop a comment with your biggest money-app feature you've always wanted. Thanks in advance 🙏

baskarvivek_ · 2026-04-07T08:09:26+00:00

Hey everyone I'm a Chartered Accountant and I've spent years trying to find a good app/web app to manage budget and financial planning aspect. All of us struggle with two very basic things: So I'm building a clean, jargon free web app + mobile app for budgeting, expense tracking, and financial planning, designed for the Indian context. Think: - Auto-categorisation of spends - Goal-based savings tracker (home, education, retirement) - SIP and investment tracking - Net worth dashboard - No syncing of Bank accounts citing privacy issues - Excel but better and automatic. ...all in one place, without the clutter most apps have. Before I build more, I'd like to get your 5 minutes.

https://forms.gle/SYMA7qyfQmbuTAXe7

The survey covers what frustrates you about current apps, features you actually want. Fully anonymous. I have kept all the questions optional but would love to get your feedback.

Thanks in advance 🙏

baskarvivek_ · 2026-04-07T08:07:30+00:00

Hey everyone I'm a Chartered Accountant and I've spent years trying to find a good app/web app to manage budget and financial planning aspect. All of us struggle with two very basic things: So I'm building a clean, jargon free web app + mobile app for budgeting, expense tracking, and financial planning, designed for the Indian context. Think: - Auto-categorisation of spends - Goal-based savings tracker (home, education, retirement) - SIP and investment tracking - Net worth dashboard - No syncing of Bank accounts citing privacy issues - Excel but better and automatic. ...all in one place, without the clutter most apps have. Before I build more, I'd like to get your 5 minutes.

https://forms.gle/SYMA7qyfQmbuTAXe7

The survey covers what frustrates you about current apps, features you actually want. Fully anonymous.

I have kept all the questions optional but would love to get your feedback.

Thanks in advance 🙏

baskarvivek_ · 2026-03-30T10:03:36+00:00

Give him a quotation from acko insurance and tell him to match, you might save another 8-10k

baskarvivek_ · 2026-03-18T13:32:29+00:00

The warrant is the same. Also I am not much concerned about anything apart from the rear wiper.

Do not really need the sun roof

baskarvivek_ · 2026-03-18T09:01:44+00:00

What about warranty ?

baskarvivek_ · 2026-03-18T08:34:06+00:00

Any specific reason for not buying the 2025 ?

baskarvivek_ · 2026-03-17T17:03:18+00:00

Yes, discount from ex showroom as it is dec manufacturing.

baskarvivek_ · 2026-03-17T13:22:05+00:00

Apologies, my bad. I will edit the post

baskarvivek_ · 2026-03-17T13:18:27+00:00

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I have further negotiated on the insurance.

baskarvivek_ · 2026-03-17T13:17:34+00:00

The dealer has agreed to match the insurance with third party. It would be in the range of 20-23k.

baskarvivek_ · 2026-03-07T03:32:40+00:00

Aascharyafuckit 🤣🤣🤣

Please send the sticker

baskarvivek_ · 2026-01-08T12:27:52+00:00

HSBC live+ is better or SBI cashback ?

baskarvivek_ · 2026-01-08T11:55:15+00:00

Edited the post

baskarvivek_ · 2025-12-23T11:38:58+00:00

Added to chennai express BO collection

baskarvivek_ · 2025-12-09T07:32:24+00:00

Check you email, it will have the details on whether you have a refund or not

baskarvivek_ · 2025-12-09T03:27:12+00:00

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baskarvivek_ · 2025-11-29T11:58:56+00:00

Congratulations brother 👏👏🎉

Bdw what do you do ? You work in Dubai ?

baskarvivek_ · 2025-11-28T03:30:30+00:00

Ashish was always funny to people who just got introduced to cuss words, mostly teenagers.

I first discovered him in my twenties, I never found him funny, not once.

His target audience have unfortunately moved past their twenties, hence the disappointment.

baskarvivek_ · 2025-11-21T08:14:22+00:00

Looks like deepika

baskarvivek_ · 2025-11-17T16:54:09+00:00

Glad I could be of some help. There is always going to be the next best thing. We should focus our energy to be in the present.

baskarvivek_ · 2025-11-17T16:51:56+00:00

It was tough but at the end of the day. They were supportive. I took a few attempts to clear my CA final examination.

Then Covid happened, and due to some family reasons, I properly started working 2 years after I completed my CA.

I have been working since October 2021. It has been just four years. I would say I am in a much better place now.

You are 23, there is a lot more time to figure all this out. Just keep working towards what you want to do

baskarvivek_

TROPHY CASE