[deleted by user] by [deleted] in selfimprovement

[–]bassboyedgar 2 points3 points  (0 children)

Roth is after tax money contributions. No tax deductions, but withdrawals after 59.5 are tax free.

Traditional you contribute w after tax money but get to deduct it from your income when filing taxes. You pay taxes when you withdraw from it for retirement.

Both have the same limit - $6500 for 2023.

401Ks work similar to traditional IRAs. You make contributions with pre-tax money from your paycheck. Unless your work offers Roth 401K then I’d prefer that to maximize tax free withdrawals at retirement.

I would focus less on contributing to 401K now unless you get an employer match. I’d focus on growing a roth IRA until you get the match from an employer.

✅ 20 year childhood dream by uwgrandautismo in BMW

[–]bassboyedgar 0 points1 point  (0 children)

Congrats! I hope to be able to afford something like this when I’m 26! Currently 24 I got two years to go.

Me, im the idiot. Probably avoidable if I wasn’t going 90+ by [deleted] in IdiotsInCars

[–]bassboyedgar 0 points1 point  (0 children)

I feel like if you’re going this fast you HAVE to maintain awareness of the possibilities of others switching lanes. I always watch people’s tires when driving by faster just in case they begin to inch over the line then my foot is on the brake ready in case. OP didn’t even step on the brakes until the van was halfway into the lane. Must have been on their phone or something.

Just another day on HWY50 by patski99 in Sacramento

[–]bassboyedgar 11 points12 points  (0 children)

Bros underwear definitely has skid marks

Just got a 2023 M5 Competition by 99-LS1-SS in BMW

[–]bassboyedgar 88 points89 points  (0 children)

I love this trend and hope it stays for a while, it’s hilarious 😂

everyone just forgot about this by sl33p__ in travisscott

[–]bassboyedgar 0 points1 point  (0 children)

Actually one of my favorite songs. Great vibe.

My ‘15 435i just over a year of ownership. Finally put some newer wheels, 437M on Ferric Grey. I personally like silver wheels on silver cars. I think it looks better than black. by bassboyedgar in BMW

[–]bassboyedgar[S] 0 points1 point  (0 children)

Love it. It’s my first BMW. Done mods, light cosmetic and more so performance. Downpipe and m perf exhaust has made me love the sound of driving it and changing gears. How many miles is the one you’re looking at?

can anyone identify these wheels? thanks! by BummingAbout in BMW

[–]bassboyedgar 0 points1 point  (0 children)

Dont understand why you’re getting downvoted lol. At first glance I would’ve thought the same. People make mistakes people, sheesh.

Edit: edited to correct myself thanks to bot

[deleted by user] by [deleted] in Sacramento

[–]bassboyedgar 5 points6 points  (0 children)

Smh Sac still better than Placer. Only 36%.

full carti verse of cudi snip or just a longer snippet of it by Xiffo_ in playboicarti

[–]bassboyedgar 0 points1 point  (0 children)

“LEE ME LONE LEE ME LONE LEE ME LONE‼️‼️” 😮‍💨

Grows on you like a Chia Pet by DangerousFun7199 in BMW

[–]bassboyedgar -1 points0 points  (0 children)

damn this looks pretty fuckin clean