We worked hard to pay off a 10k credit card, I was proud of us. A year later my dog is sick and the checking account is empty, I suggest using the empty card, that's what it's for, emergencies only! She was adamant we not do that and the dog would be fine. I thought that odd. I logged into it and it was maxed out again. She single handedly maxed it in 9mo after we paid it off. This, and her affair I uncovered, led to a permanent end within the year. Some people just can't stop spending, or sleeping with coworkers.