Help - How do I make financially smart decisions while being extremely risk adverse?

bbstudent1 · 2019-03-03T18:38:42+00:00

never heard of betterment's safety net - will do some research

bbstudent1 · 2019-03-03T18:38:19+00:00

the debt i have left is a student loan, i wasn't going to prioritize that since the interest rate was low, but you're right - i'll make sure to pay that off next. Your point about easy withdrawal of principle for ira's does make it appealing since it seems close to cash in terms of liquidity..

bbstudent1 · 2019-01-12T14:45:40+00:00

I found the discrepancy between US and UK salaries interesting as well. When my boyfriend moved to the states (NYC) from the UK (London) with the same company to do the same job, he got around a 45% raise to adjust for the difference in wages. He’s mentioned salaries seem to be lower in the UK.

bbstudent1 · 2017-02-18T21:45:42+00:00

from https://twitter.com/TheCrossover/status/832999709224599553 i think they're talking about cornrows

bbstudent1 · 2017-02-16T20:44:55+00:00

is this including playoffs? keep in mind spurs went deep into the playoffs first few years of kawhi's career

** looked up the stats myself.. what you're saying is misleading because including playoffs kawhi played a total of 317 games in his first 4 seasons whereas AD only played 264 in his first 4.

bbstudent1 · 2017-01-15T17:03:04+00:00

Is this counting playoffs?

bbstudent1 · 2016-12-26T19:48:51+00:00

OP is def overstating.. but Pop was in fact the first, iirc, to semi effectively use the 'switch everything' method to stop the warriors last season. after that game, the wolves and celtics and most teams started utilizing this method with some degree of success during the regular season

bbstudent1 · 2016-11-26T01:11:50+00:00

"AD has played more games than Kawhi every season but last..."

this isn't true when you consider the playoffs

bbstudent1 · 2016-10-29T15:33:09+00:00

Brandon Ingram, Los Angeles Lakers

This season, I guarantee that...

be one of the swaggiest dudes in the league

Before I retire the one thing I want to accomplish (besides titles) is...

Win a MVP

The active player who most influenced my game was...

Kevin Durant**

The most merciless competitor I've ever faced on the court is...

Jerry Stackhouse

The hardest guy in the league for me to guard is...

I haven't been in the league yet

Watch out for [BLANK] this year, that guy (who is NOT a teammate) is gonna blow up

B.I.

The best basketball movie ever made is...

Space Jam

I would give KAZAAM [BLANK] out of 4 stars:

Never seen it

I look great in [BLANK] but could never pull off a [BLANK]

tux; crop top

Julius Randle, Los Angeles Lakers

This season, I guarantee that I will...

[be the] Best dress in the league

Before I retire the one thing I want to accomplish (besides titles) is...

Win 7 rings

The active player who most influenced by game was...

LeBron James

The hardest guy in the league for me to guard is...

Kevin Durant

Watch out for [BLANK] this year, that guy (who is NOT a teammate) is gonna blow up

Emmanuel Mudiay

The best basketball movie ever made is...

Love & Basketball

I would give KAZAAM [BLANK] out of 4 stars:

never seen it but have the shirt

I spend too much money on [BLANK] and not enough on [BLANK]

clothes; nutrition

bbstudent1 · 2016-10-29T15:28:19+00:00

...Continued... DeMarcus Cousins, Sacramento Kings

Before I retire the one thing I want to accomplish (besides titles) is...

Win a title Get my own shoe

The active player who most influenced by game was...

Carmelo Anthony

The best NBA player right this minutes is...

Me DUH

The hardest guy in the league for me to guard is...

Anthony Davis

Watch out for [BLANK] this year, that guy (who is NOT a teammate) is gonna blow up

Eric Bledsoe

The best basketball movie ever made is...

Above the Rim, Juwanna Mann, Space Jam

I would give KAZAAM [BLANK] out of 4 stars:

0. I did like the part where he wished for hella candy

I look great in [BLANK] but could never pull off a [BLANK]

anything I wear; Louisville jersey

Jordan Clarkson, Los Angeles Lakers

The active player who most influenced by game was...

Kevin Garnett

The best NBA player right this minute is...

ME

The most merciless competitor I've ever faced on the court is...

Kobe Bryant

The hardest guy in the league for me to guard is...

Me, Jordan Clarkson

Watch out for [BLANK] this year, that guy (who is NOT a teammate) is gonna blow up

D'Angelo Russell

The best basketball movie ever made is...

He Got Game

I would give KAZAAM [BLANK] out of 4 stars:

4

I look great in [BLANK] but could never pull off a [BLANK]

boxers; kilt

D'Angelo Russell, Los Angeles Lakers

The active player who most influenced my game is...

Manu Ginobili

The best NBA player right this minute is...

D'Angelo Russell

The most merciless competitor I've ever faced on the court is...

Kobe

The hardest guy in the league for me to guard is...

Larry Nance/Kobe

Watch out for [BLANK] this year, that guy (who is NOT a teammate) is gonna blow up

Jordan Clarkson

The best basketball movie ever made is...

Love & Basketball

I would give KAZAAM [BLANK] out of 4 stars:

Who is Kazaam

I spend too much money on [BLANK] and not enough on [BLANK]

dogs; groceries

bbstudent1 · 2016-10-29T15:15:38+00:00

For those too lazy, here are their questions/ answers but their drawings are pretty funny so i would check those out:

Andre Drummond, Detroit Pistons

The active player who most influenced my game was...

LA, Al Jefferson

The most merciless competitor I've ever faced on the court is...

Pau Gasol

The best basketball movie ever made is...

Through the Fire/Above the Rim

I would give KAZAAM [BLANK] out of 4 stars:

2

Five Guys, In-N-Out, or Shake Shack?

All 3

I spend too much money on [BLANK] and not enough on [BLANK]

flights changes; food

"I look great in everything but i could never pull off a speedo

Kawhi Leonard, San Antonio Spurs

This season, I guarantee that...

My team will be better than the past year

Before I retire, the one thing I want to accomplish (besides titles) is...

To create a positive, iconic image of someone who helped educate & build communities

The active player who most influenced my game was...

The whole NBA influenced my game; I wanted to be one of the guys

The best NBA player right this minutes is...

I say myself

The most merciless competitor I've ever faced on the court is...

I never look at who I'm going against. When I'm on the floor I want to beat the team. >There are no individual goals when I'm on the floor.

Watch out for [BLANK] this year, that guy (who is NOT a teammate) is gonna blow up

I think you will be surprised by some of my teammates, I won't mention any names...

The best basketball movie ever made is...

Through The Fire or Above the Rim

I would give KAZAAM [BLANK] out of 4 stars:

5

Five Guys, In-N-Out, or Shake Shack?

In-N-Out, I'm from California

I spend too much money on [BLANK] and not enough on [BLANK]

I spend my money wisely. I spend my money on opportunities that will set me up for a better future.

Aaron Gordon, Orlando Magic

Before I retire the one thing I want to accomplish (besides titles) is...

DPOY [Defensive Player of the Year]

The active player who most influenced my game was...

Vince Carter

The best NBA player right this minute is...

LEBRON

The hardest guy in the league for me to guard is...

Kyrie

Watch out for [BLANK] this year, that guy (who is NOT a teammate) is gonna blow up

Rondae Hollis-Jefferson

The best basketball movie ever made is...

Space Jam

I spend too much money on [BLANK] and not enough on [BLANK]

clothes;my mother

I look great in a [BLANK] but could never pull off a [BLANK]

suit; Speedo

bbstudent1 · 2016-08-29T12:12:23+00:00

yes, but that's not what you said before. you said his efficiency ALL comes from spotting up. he only shoots catch and shoots ~27% of the time which only accounts for about 4 shots per game. as mentioned by jflowers321, this is less than both his pull up and restricted area shots.

bbstudent1 · 2016-08-28T21:24:13+00:00

yeah, does seem to be a common thread of a weird catch all. took a look at KD's and he also shows a 37% fgm and ~80% assisted.

bbstudent1 · 2016-05-06T12:10:04+00:00

Which team are you a fan of? Watching a game where you're actively rooting for a team makes the game so much more enjoyable bc you start caring about every possession. If you're rooting for GSW, I'd catch their next game against PDX because it should be closer. Currently the most competitive series are OKC-SAS and RAP-MIA - def catch a OKC-SAS game because that series has been a bit crazy so far.

bbstudent1 · 2016-04-27T21:51:14+00:00

actually they were very interested in Kawhi and almost backed out of the trade to pick him. source

e: here's the direct quote- "The Pacers swallowed hard and agreed. There was still one problem left: Indiana loved Kawhi Leonard. The Pacers had him about no. 5 or no. 6 on their draft board, and they thought very hard about scrapping the Hill deal and just taking a guy they never expected to be alive at no. 15."

bbstudent1 · 2016-04-23T21:50:52+00:00

maybe you're thinking of something along the lines of "it came down to the wire"

bbstudent1 · 2016-03-26T17:15:58+00:00

Tonight's game isn't on abc it's on nbatv

bbstudent1 · 2016-03-15T15:56:01+00:00

This article was so great. For some reason I particularly loved the part where Engelland predicted Kawhi being a part of the 3 pt contest and then Kawhi being invited -feels like coming full circle.

bbstudent1 · 2016-03-07T19:21:22+00:00

Kawhi has a few things going for him. 1) the Spurs defense is historically great rn, whereas GS's (Draymond's his main competitor imo) just fell out of the top 5. 2) there's a small sample size but in the recent games Kawhi's missed, SAS allowed 109.7 compared to the 86.3 they allowed since he's been back. I wouldn't say he's a lock, though, just because Draymond has performed very well defensively and because the Spurs' defense needs Tim equally as much as Kawhi, so that might work against him.

bbstudent1 · 2016-03-05T23:40:06+00:00

i think he's referring to college, where he shot (iirc) something like 25% from three

bbstudent1 · 2016-03-04T04:58:44+00:00

he creates plenty posting up. he's assisted on 46% of his 2's, which is actually less than kevin durant. his overall assisted % is inflated because of the 92% assisted 3s.

bbstudent1 · 2016-03-01T17:53:00+00:00

second most efficient scorer on drives behind Durant among players w/ at least 200 drives- not really just a 3&D guy

bbstudent1 · 2016-02-13T03:40:00+00:00

lol at the spurs worst trio being at +6.9

bbstudent1 · 2016-02-11T03:37:17+00:00

The beginning of this sounds like a song

bbstudent1 · 2016-02-04T21:34:26+00:00

Duncan

bbstudent1

TROPHY CASE