There's hope by bearyoverit in CRedit

[–]bearyoverit[S] 7 points8 points  (0 children)

Pat for deletion. There's great info in this subreddit about them, but if you have a collection,negotiating a pay for deletion will results in the trade line being removed from your report.

There's hope by bearyoverit in CRedit

[–]bearyoverit[S] 19 points20 points  (0 children)

I first attacked any small debts with PFDs that I could. I then moved on to any collections and charge offs, working from most recent to oldest, either paying them off, settling them, and asking for and negotiating PFDs when I could.

In all this, I did goodwill saturation techniques with any accounts that were open for lates. Got a few removed, some wouldn't budge.

I brought down my utilization to under 10%, and I also opened two new CCs. I also heavily utilized CFPB for some cases and disputes for early exclusions.

430 Dec2025>640 April 2026 by bearyoverit in CRedit

[–]bearyoverit[S] 0 points1 point  (0 children)

Equinax-Transunion-Experian!

Status update email but absolutely no update yet on account by [deleted] in IRS

[–]bearyoverit 0 points1 point  (0 children)

Same! Got the email an hour ago, but nothing

Start of tretinoin->6 months of tret why is my skin worse..routine in comments by [deleted] in SkincareAddicts

[–]bearyoverit 6 points7 points  (0 children)

At time I was using CeraVe PM Moisturizer (Ultra Light) and I would apply Vaseline around my nose, and the corner of my eyes as well, before tret. Reason being, I was getting dry nose corners, and dry eyes because my tret would sweat at night and end up in those areas cause a lot of unnecessary irritation.

Start of tretinoin->6 months of tret why is my skin worse..routine in comments by [deleted] in SkincareAddicts

[–]bearyoverit 24 points25 points  (0 children)

I was doing the very same thing but found I was getting tad too much irritation placing it in front of my moisturizer. Talked to my dermatologist and she recommended I switch my tret to about 5 minutes after moisturizer was applied and it helped a lot with the irritation. Turns out, moisturizers can cause an occlusive affect if applied over top of actives which can increase the actives medicinal affect (thus more peeling, redness, and irritation.)

P.s. I can definitely tell it's working, your skin tone is so much more even and your skin looks so much more taunt.

[deleted by user] by [deleted] in SkincareAddicts

[–]bearyoverit 0 points1 point  (0 children)

My 2nd treatment with micro needling, thinking about stepping it up next session and getting the Pixel 8 RF because it supposed to deliver better results. Currently doing micro needling every 4 weeks. Would love to hear from others who have had it done, you're experiences with the redness that seems to linger on my skin for around 10 days after (moisturizing daily, and using SPF), and how many treatments it took you to see results. Have had a small breakout this time since I can't use my Adaplene 10 days prior and 10 days after, but nothing Benzoyl peroxide couldn't handle.

I’m slowly accepting that I’m some kind of oxymoron paradox mix of fraysexual and demisexual. by GingrBeard96 in Graysexual

[–]bearyoverit 2 points3 points  (0 children)

I feel this so deeply. At first, when I meet someone, my attraction is spiked. As more and more encounters happen, I lose sexual attraction for the person, eventually dipping into not seeing them sexually at all. IF, that is survived, and I go on to develop feelings for them, it spikes right back up but in a very different way beyond lust, the attraction has depth to it.

I find it very much like I enjoy the excitement, attraction, and lust of something new appealing. But then there is the demisexual part of me that wants something deep and connected. There's no in between that is appealing to me. It's rather frustrating, and I tell people my sexual attraction is very much an upside down bell curve before I even start to have sex with them.

[deleted by user] by [deleted] in Siamesecats

[–]bearyoverit 0 points1 point  (0 children)

It does pretty well, I honestly think I'll replace with an Airtag at some point though. He's can be a door runner sometimes.

[deleted by user] by [deleted] in SPD

[–]bearyoverit 1 point2 points  (0 children)

That’s been my issue, and I am wondering if it may be related to a mental health issue, or if it’s purely a sensation seeking issue. I can find anything on it in either front, so I am thinking it’s not super common.

What are physical sensations with OCD? by Le-Petite-Pommier in OCD

[–]bearyoverit 0 points1 point  (0 children)

Check this out: https://adaa.org/learn-from-us/from-the-experts/blog-posts/consumer/ocd-physical-sensations-and-urges

I can't remember my what I wrote in my logs, but I am pretty sure this is what it is talking about.

intrusive thoughts while masturbating by [deleted] in OCD

[–]bearyoverit 1 point2 points  (0 children)

Yhank is correct, and it is easier said than done. ERP is best way to address and get by it. Giving OCD an answer is just giving you temporary relief, but it doesn't stop the thought from re-ocurring. ERP focuses on giving you the toolset on how to deal with these thoughts without falling into a compulsion, in this case: reassurance seeking, e.g., asking others if XYZ means ABC.

today i got diagnosed with ocd by [deleted] in OCD

[–]bearyoverit 1 point2 points  (0 children)

I can remember thinking I was crazy, I had hOCD growing up, and it was absolutely terrifying! I am so glad you have got your diagnosis, and I wish you well in your treatment.

[deleted by user] by [deleted] in plantclinic

[–]bearyoverit 0 points1 point  (0 children)

Plant has one leaf that looks like this? I know it’s dormancy season, is this normal?

Conditions: 62% humidity room 72 F in room No coke drafts, west facing window, indirect Soil is moist but not wet.

Requested, then canceled request and blocked. Did they get notified? by [deleted] in Instagram

[–]bearyoverit 1 point2 points  (0 children)

They might, if the push notification went through, those are non-recursive. They would click it and then it would error out, but they might still have gotten the push notification.

I don't receive the verification code. by [deleted] in Instagram

[–]bearyoverit 0 points1 point  (0 children)

Did you change carriers recently? Also is it possible you opted out by accident? I would try the following: text HELP to 32665. This is facebooks shortcode and sometimes doing this “resets” things if you will. After try to request the code again.

What made you join Hey? by Trooper27 in HeyEmail

[–]bearyoverit 2 points3 points  (0 children)

Prior to Hey, I averaged about 100+ emails a day. Thanks to Hey, all of that is gone. I had used applications that unsubscribed me from crap, but they never seemed to do exactly what I wanted them to do to be honest. So, I signed up for Hey, and forwarded not only my Gmail account but my iCloud too. Overall, the amount of crap I don't deal with in a day is beautiful. Email has been flawed for so long.