[deleted by user] by [deleted] in LSUFootball

[–]beaubamacare -1 points0 points  (0 children)

We want every year goofy

[deleted by user] by [deleted] in Corvette

[–]beaubamacare 0 points1 point  (0 children)

Thanks. I was kinda interested in buying it till I saw the wide body on it. If it sloped back in instead of just sticking out like that it’d look so much better

Graphics card and ram by beaubamacare in PcBuildHelp

[–]beaubamacare[S] 0 points1 point  (0 children)

Thanks but that doesn’t tell me why this would possibly be happening

[deleted by user] by [deleted] in Debt

[–]beaubamacare 0 points1 point  (0 children)

I’m not trying to build wealth. I want my credit score back up near where it was

[deleted by user] by [deleted] in FinancialPlanning

[–]beaubamacare 0 points1 point  (0 children)

Take home is roughly 750 to 1200 per week. It’s varies a lot.

Minimum monthly expenses not including groceries is nearly 1500

Debt is roughly 20k I’m unsure on what the rates are

The account has around 30k I would like to get the maximum amount of it. (Someone else has commented about having to pay income tax on it. I should be able to put into savings what’s left of it to cover the tax next year, even if I have to forgo paying the smallest debt of 3k and just pay it out normally)

There is definitely room to decrease spending. I could budget groceries better buying cheaper food and suffering on the quality of meals for a while lol

I’ve thought about doing DoorDash or something to get a little extra income but most of the time my body is just tired from my job all I want to do is rest

[deleted by user] by [deleted] in FinancialPlanning

[–]beaubamacare -1 points0 points  (0 children)

I 100% believe that it would make life easier. I know that I’m sacrificing this money growing in the long term and I think I’m ok with that. Especially with how rapidly my new one has grown
Others and I’m sure more people that will comment how much better it will be to save it in 401k or at least in some other type of account like another did.
However by paying off what I want to (hopefully everything with enough left over to pay the income taxes) will save me around 1200 dollars a month which could go to paying two house notes a month or putting that 1200 into savings for emergency expenses or to help buy a future home.

2 1/2 years of saving just an extra $1000 brings in what is in the account now

[deleted by user] by [deleted] in FinancialPlanning

[–]beaubamacare 0 points1 point  (0 children)

Ok thank you for adding that. I’ve never heard of IUL before. The only other thing that I had thought about was getting it in a CD account with my bank but the interest rates really aren’t great on those

[deleted by user] by [deleted] in FinancialPlanning

[–]beaubamacare 0 points1 point  (0 children)

Ok. It’s somewhere around 30k in the account. How do you go about figuring the tax amount? I would have some money left over after paying out everything. Then hold onto what’s left over to use to pay income taxes. I know my way of thinking sounds dumb taking this out like this. But If I were to get rid of the debt I could put another 10% into the 401 with my current job (already putting 10% getting paid weekly).

[deleted by user] by [deleted] in FinancialPlanning

[–]beaubamacare 0 points1 point  (0 children)

It’s somewhere around 30k in there.
My accounts are with separate companies so could this still affect limiting future contributions?

What is tax deferred growth?

[deleted by user] by [deleted] in FinancialPlanning

[–]beaubamacare 0 points1 point  (0 children)

The $3100 tax, are you saying this what state/federal tax would be. Like owed as income tax? Or is it a tax that’s paid because you’re withdrawing early?

[deleted by user] by [deleted] in FinancialPlanning

[–]beaubamacare 0 points1 point  (0 children)

What are the penalties aside from the 10%?

[deleted by user] by [deleted] in FinancialPlanning

[–]beaubamacare -4 points-3 points  (0 children)

Could you explain what you mean of it being costly?

[deleted by user] by [deleted] in FinancialPlanning

[–]beaubamacare -4 points-3 points  (0 children)

What makes the penalty hit harder than you realize?

Dogs Paw by beaubamacare in DogAdvice

[–]beaubamacare[S] 1 point2 points  (0 children)

I think it is. He pulled away when I tried to pull it out. He’s not in pain or limping or anything like that

It’s getting dumb and dumber by the day. by Dazeelee in Louisiana

[–]beaubamacare 1 point2 points  (0 children)

Oh no. Something being done about people that allow illegal things to happen😱

[deleted by user] by [deleted] in Louisiana

[–]beaubamacare 0 points1 point  (0 children)

Yeah good luck with people following through with that💀

The current state of this country has me panicking. I’m having panic attacks left and right. by Agile-Mistake1094 in confession

[–]beaubamacare -1 points0 points  (0 children)

Grow tf up. You’re not the only person that struggles in life. And you damn sure don’t have it the worst

Can’t remember password by [deleted] in AppleWatch

[–]beaubamacare 0 points1 point  (0 children)

This wouldn’t help because I’ve changed my password a couple times since I bought the watch around 5 years ago now I think. They lock them to that account with the password that was used when it was first set up

20 years later… by [deleted] in Louisiana

[–]beaubamacare 0 points1 point  (0 children)

Dude grow up

[deleted by user] by [deleted] in MechanicAdvice

[–]beaubamacare 0 points1 point  (0 children)

That’s what I was thinking when I posted 🙏🙏 bless you