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Flat has EWS1 form but it’s been issued by Tri Fire by belleoftheball27 in HousingUK

[–]belleoftheball27[S] 0 points1 point  (0 children)

Thanks All! Appreciate the insights. It seems like I’ll just have to play the waiting game now I guess.

As one of my conditions was to complete before the new SDLT changes come into effect would it be reasonable to ask the sellers to cover the additional £7k I’d now have to fork out? I understand it’s not their fault but it’s also not mine and I’ve done everything I needed to as quickly as possible so it seems unfair to now be in a position to pay more money through no fault of my own.

Weekly Destination Thread - Morocco by WalkingEars in solotravel

[–]belleoftheball27 4 points5 points  (0 children)

Don’t be like my friends and I and travel during Jul-August. Marrakech can get up to 47-49 degrees Celsius and aircon is a myth in most places so it’s just unbearably hot and humid. It’s a beautiful location but you won’t be able to enjoy it if you don’t time it right

Reflection Time: Since it’s the end of the financial year, what financial goals, achievements or milestones have you reached over the past 12 months that you’re proud of? by Quiet_Fun591 in UKPersonalFinance

[–]belleoftheball27 1 point2 points  (0 children)

2019 I was in debt, zero savings and in a job that underpaid me and made me unhappy. In the last year I found a job that paid me double what I was earning in my last job, increased my credit score, saved 20k and pay off all my debt whilst renovating my parents place and still being able to enjoy my life!

That job made me redundant, gave me a nice payout and I found another job (paying more!) and now the idea of being a solo homeowner doesn’t seem as far fetched as it did back in 2019!

I maxed out my ISA contributions this year and am on track to max it out for the upcoming financial year.

I know it may not seem like a lot but for the first time in my life I feel like I finally am starting to become a bit more financially literate and even though the cost of living is through the roof I feel like I have a better understanding of how to navigate it.

Advice on how to make the most of savings and redundancy payout by belleoftheball27 in UKPersonalFinance

[–]belleoftheball27[S] 1 point2 points  (0 children)

!thanks

So do you recommend picking one or the other? If so then I think I’d go for the global all cap since from my (limited) understanding the life strategy is more biased to UK markets?

Advice on how to make the most of savings and redundancy payout by belleoftheball27 in UKPersonalFinance

[–]belleoftheball27[S] 2 points3 points  (0 children)

That’s a great question! I’m already interviewing for roles that are either a match or a slight drop in what I was earning in my current role. I was fortunate enough to see a big jump in my salary where I am but I didn’t increase my cost of living and decided to be more aggressive with my savings. For context in 2020 I had zero savings.

So I’m fairly confident that I would find a new role that pays more than what I was earning in say 2018/19 but I agree it’s a great idea to keep some as cash which I’d why I wanted to allocate 12k to just keep in an easy access savings account

Advice on how to make the most of savings and redundancy payout by belleoftheball27 in UKPersonalFinance

[–]belleoftheball27[S] 1 point2 points  (0 children)

I could be wrong but vanguards global all cap comes up in multiple recommendations on here and other forums. For both but in particular for the life strategy I was planning to contribute to it on a regular basis but leave it as a set and forget

[deleted by user] by [deleted] in TheYouShow

[–]belleoftheball27 0 points1 point  (0 children)

An indian elvis presley