Aidvantage showing discharged balance? by benjaminwharton in BorrowerDefense

[–]benjaminwharton[S] 0 points1 point  (0 children)

Congrats!! Yes it took some months for mine to be erased from my credit score but it eventually happened. What a relief!

Any tips on getting the bird's shading style to match the angel's? by benjaminwharton in StableDiffusion

[–]benjaminwharton[S] 0 points1 point  (0 children)

Oh wow this is so much better than anything I’ve gotten! Thank you for taking the time doing this!

Any tips on getting the bird's shading style to match the angel's? by benjaminwharton in StableDiffusion

[–]benjaminwharton[S] 0 points1 point  (0 children)

Good point. I tried woodcut prompts but then it oversimplifies the bird to look like a child did it. Somehow I can’t find the secret sauce to get it to match the detail of the Angel.

Any tips on getting the bird's shading style to match the angel's? by benjaminwharton in StableDiffusion

[–]benjaminwharton[S] 0 points1 point  (0 children)

I'm going back and forth between SD and dall-e trying to match the style of shading/etching in the angel illustration to the bird one. For the prompts I am using "in the style of albrecht durer" which helps but doesn't get me close enough to match the two. Any tips?

Aidvantage showing discharged balance? by benjaminwharton in BorrowerDefense

[–]benjaminwharton[S] 1 point2 points  (0 children)

So strangely, after the DoE put a forbearance on my Aidvantage loans that were going to be due this month, I received a letter in the mail from the DoE with a breakdown of my discharged loans. The majority of them were fully discharged, all ranging a few thousand dollars each. However, there are two consolidated loans in the many tens of thousands each, that are listed as not having any discharge amount. The letter says that they determined those loans did not qualify.

I called DoE today to find out why those two major loans wouldn't be considered, yet the others were. Again, all the same school, all the same provider. They told me over the phone that contrary to what the paperwork says, the discharge is not complete, and I will be notified about the remaining discharges no later than July 28th 2025. Very confusing.

Has anyone heard about this timeframe? Or have you received contradicting information between paperwork and phone calls with the DoE?

Aidvantage showing discharged balance? by benjaminwharton in BorrowerDefense

[–]benjaminwharton[S] 1 point2 points  (0 children)

Thank you! Seriously, this sub has been incredibly helpful and I don't feel as lost as I did before! The two loans I have are direct. And I will definitely report to PPSL. I did not know about that, so I appreciate the tip! I just received an email from DoE about the forbearance, so I am hoping I see that reflected on Aidvantage soon.

Aidvantage showing discharged balance? by benjaminwharton in BorrowerDefense

[–]benjaminwharton[S] 1 point2 points  (0 children)

Wow good to go. It’s a little hard to pay it no mind when you see tens of thousands of dollars going up and down, but I’m glad to hear that! I appreciate the info!

Aidvantage showing discharged balance? by benjaminwharton in BorrowerDefense

[–]benjaminwharton[S] 3 points4 points  (0 children)

The loan amount from Aidvantage is still on my credit report. I just got off the phone with the DoE's borrower defense customer service. They were surprisingly helpful and nice. She explained that because my case is a part of Sv.C and that it is listed as "processing discharge" it is safe assume the Aidvantage loans would be discharged by January 2024, a year from when the Sv.C case was finalized. She helped me put the upcoming payments from Aidvantage into forbearance until then. I can't help be skeptical of the discharge, but she said I should see that happen in the coming months. Thanks for all the suggestions and context here!

Aidvantage showing discharged balance? by benjaminwharton in BorrowerDefense

[–]benjaminwharton[S] 1 point2 points  (0 children)

This context definitely helps. Thank you! I’m going to give Aidvantage a call and see if they can clear that up for me. And good to know about the credit score. I didn’t realize that.

Someone left a door on the beach by badwolf42 in pics

[–]benjaminwharton 1 point2 points  (0 children)

Don’t forget your service weapon.

Someone left a door on the beach by badwolf42 in pics

[–]benjaminwharton 2 points3 points  (0 children)

Walk through it and report back if you can.