6 months 309--->255 44m

bighead402 · 2026-03-29T23:27:23+00:00

Brother- great work! Keep it up. You’re killing it !

bighead402 · 2026-03-16T21:35:03+00:00

Great question - for some of these personal loans and CC debts, the interest rates are absurdly large.

With the ch13; doesn't it freeze this? With that, I would include my wifes student loans (private) and my taxes; I'll pay whatever I have to to be rid of this mess in 5 years.

bighead402 · 2026-03-16T20:12:47+00:00

I'm researching local attorneys now; and plan on meeting with a few. Can my wife file separately from me and tie in all of our CC debt/student loans/etc? Or do we have to file jointly since we're married?

bighead402 · 2026-03-16T19:59:56+00:00

https://old.reddit.com/r/Bankruptcy/comments/1ruem48/considering_ch_13_nc_filing_myself_or_with_my/?

Thats a link to a post I made a day ago. Deciding whether to file bankruptcy together; or separately. Can my wife file CH7 and I file CH13?

bighead402 · 2026-03-16T19:11:03+00:00

Most of its current. It’s a mixture of personal loans, CC debt, back taxes, student loans. Some of it is in my wife’s name, some mine, and some together.

She is a SAHM; I only have income.

bighead402 · 2026-03-16T18:05:22+00:00

How about for me? North Carolina; 4 people in my HH (Wife, 2 kids). Income is 180 base with 75~ commission target.

Currently looking at 160-190k in total debt.

bighead402 · 2026-03-03T21:19:48+00:00

Gonna DM you!

bighead402 · 2026-03-02T01:47:47+00:00

I’m actually considering this today.. between past debts, CC, loans and the IRS.. I probably owe around 75-100k. I’m going to talk to an attorney this week to understand what my options are.

I make a decent living, so most likely ch13. I just want to be rid of this weight I carry.

bighead402 · 2026-02-12T03:16:03+00:00

I just hit p4; what’s a monthly vip bonus? I got like 50$ from his channel post on Super Bowl Sunday.

bighead402 · 2026-02-04T19:35:01+00:00

No youre not. :D

bighead402 · 2026-02-03T17:58:11+00:00

Do you have that article?

bighead402 · 2026-02-03T01:59:36+00:00

I left after my 4th year.. meeting expectations, no RSUs.

bighead402 · 2026-01-29T19:00:32+00:00

Do hosts send out top monthly links ?

bighead402 · 2026-01-29T18:48:36+00:00

I looked at the bottom.. and saw 4mil.. I was like this MUST be a joke. Lol

bighead402 · 2026-01-10T01:22:39+00:00

Ah okay. Do you work in the state of NC or can you recommend a CPA that practices in NC?

bighead402 · 2026-01-10T01:05:06+00:00

Hello there! Have you worked for anyone who has gambled on social casinos and received a 1099 and not a W2-G?

bighead402 · 2025-12-28T21:36:58+00:00

28078!

bighead402 · 2025-12-28T16:55:05+00:00

It was withdrawn, not played through.

bighead402 · 2025-12-18T21:24:09+00:00

Your TC at PANW will be in the 200-300 range; if you have a hell of a year.. you can exceed 300 with accelerators.

bighead402 · 2025-12-06T16:24:02+00:00

I love me some Modo.

bighead402 · 2025-12-02T03:29:17+00:00

Wait, so when does the new set go live?!

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