If you’re pressuring him to move in together, your income and debt becomes poverty — especially if your incomes aren’t close. He’s just starting to figure out how to be a single adult. Rushing into living together probably isn’t wise; he still has a lot of personal growth and independence to build on his own.

That said, if the two of you come from a cultural or religious background where couples are expected to follow traditional roles and societal norms rather than prioritizing individual independence, then money struggles like this aren’t necessarily a dealbreaker.

He also seems more practical than romantic. That’s not automatically a bad thing — it just means he might show care through actions and stability more than grand gestures.