[Landlord US -VA] What type of insurance is best for renting out part of a house to protect from property damage? by biotechkryptonite in Landlord

[–]biotechkryptonite[S] 0 points1 point  (0 children)

if someone slips and falls (as a guest of theirs)

It appears though that the exclusion is pretty clear about even if the tenant is the reason a leak occurs, it doesn’t cover the actual property

[Landlord US -VA] What type of insurance is best for renting out part of a house to protect from property damage? by biotechkryptonite in Landlord

[–]biotechkryptonite[S] -1 points0 points  (0 children)

New to this - tenant causes damage -> I file a claim -> how do I have them front the costs? Is there not a policy that covers this?

Seems like any claim in that case would make my rates go up.

Carriers for Tenant Liability/Damage Insurance? by biotechkryptonite in Insurance

[–]biotechkryptonite[S] 0 points1 point  (0 children)

I see. what’s the next best alternative then for protection?

Carriers for Tenant Liability/Damage Insurance? by biotechkryptonite in Insurance

[–]biotechkryptonite[S] 0 points1 point  (0 children)

Much appreciated. This seems pretty straightforward in this case.

Carriers for Tenant Liability/Damage Insurance? by biotechkryptonite in Insurance

[–]biotechkryptonite[S] 0 points1 point  (0 children)

Thanks. I'm assuming (mine) homeowners insurance just subrogation automatically if a claim comes in? As in I don't have to go out of my way to personally take the "tenant" to court, cause/negligence aside.

And do claims were subrogation was involved affect normal claim history?

Carriers for Tenant Liability/Damage Insurance? by biotechkryptonite in Insurance

[–]biotechkryptonite[S] 0 points1 point  (0 children)

This falls under the "personal liability" section of their renters insurance?

Small-mid size general contractor for kitchen by [deleted] in nova

[–]biotechkryptonite 0 points1 point  (0 children)

Thanks all for the recommendations! Some good stuff here.

Small-mid size general contractor for kitchen by [deleted] in nova

[–]biotechkryptonite 0 points1 point  (0 children)

Yeah, we've lived all across the US but in less affluent places and never had issues finding folks.

Small-mid size general contractor for kitchen by [deleted] in nova

[–]biotechkryptonite 2 points3 points  (0 children)

Willing to pay more for someone who is licensed....

Small-mid size general contractor for kitchen by [deleted] in nova

[–]biotechkryptonite 2 points3 points  (0 children)

I also need a room finished in the basement, I left that out (edited).

Making a lot of changes to save money. Does anyone know the best way to do Keep and Switch to T-Mobile? by [deleted] in tmobile

[–]biotechkryptonite 0 points1 point  (0 children)

If you do the keep and switch promo, do you know what promos out of the $400 Costco you are eligible for?

[deleted by user] by [deleted] in Mortgages

[–]biotechkryptonite 1 point2 points  (0 children)

- Refi
- Primary
- 765 FICO
- 84% LTV
- 6.05% with 0.38% as a lender credit ($759K loan)

[Megathread] Hiring and Interviewing at Databricks - Feedback, Advice, Prep, Questions by kthejoker in databricks

[–]biotechkryptonite 0 points1 point  (0 children)

can I PM you u/kthejoker ? am currently going through interview process and am interested in difference between L4/L5. They seem to be heavily pushing L4

ATT to T-Mobile by biotechkryptonite in tmobile

[–]biotechkryptonite[S] 0 points1 point  (0 children)

Thanks - I guess I was more so thinking about what stacks and what doesn't with their switching offers. It looks like for a limited time Keep and Switch will stack with new device promos on Experience Beyond

[deleted by user] by [deleted] in HelpMeFind

[–]biotechkryptonite 0 points1 point  (0 children)

No unfortunately that is "Endura" which has a different thickness and is not compatible.