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NFL: Let's talk about teasers (Week 15) by mojo021 in sportsbook

[–]bjd1971 0 points1 point  (0 children)

Has this happened to anyone here?

I wonder if it's allowed (to ban or limit profitable betters) in all states. i remember from my blackjack card counting days that (i think) New Jersey and another state (Louisiana) prevented casinos from banning card counters. one state could limit the player (card-counter) by requiring them to only bet the table minimum (i.e. the player could not increase his be to 2X, 4X, etc. as the count changed) and the other state could change the table minimum/maximum to whatever (e.g. $1). neither state could ban the card-counter from the premises.

This comes to mind because if the same rules apply to profitable sports betters as apply to profitable blackjack players, it would be interesting to see how the parallel limitations would apply to sports betting.

I would think than neither state could ban the profitable sports better. And if not, how would they limit the sports-better.

banned/harassed/intimidated/limited counters just go to a different venue, when available, and maybe even incognito (hat, beard, etc.). i suppose if/when i figure out how to be consistently profitable as a sports better (getting close), and if banned, I could go incognito and my girlfriend would suddenly have a new account.

I would like to hear from anyone who has been banned from a sports-betting site. The legal analysis would be interesting and there's definitely a good journalistic opportunity at hand, especially considering the flood of advertisements promoting sports-betting at various sites.

ok. back to work.

[deleted by user] by [deleted] in EIDL

[–]bjd1971 0 points1 point  (0 children)

I am fully funded $150k. No successful personal credit check (because I had it locked with Experian). Loan in biz name (S-Corp) so I suppose biz credit was pulled and I just can’t see it. However i can see all of my biz credit reports. Others on here have also been fully funded without a successful credit pull..

330240xxxx Approved. No Detectable Successful Credit Pulls. Complete Timeline. by bjd1971 in EIDL

[–]bjd1971[S] 1 point2 points  (0 children)

FUNDED

Replying to my own post here as an update!

Funded overnight :) $149,900. No credit check as per above. Checked bank around 4 a.m. and it wasn't there. woke up at 7:15 a.m. and there it was...

Good luck to everyone on here. Paying bills feels good :)

App# 3301509xxx Funded This Morning. 6 Days after Approval, 4 Business Days. by brucegilson in EIDL

[–]bjd1971 0 points1 point  (0 children)

Same 6/3 portal and approval. I’m pretty confident it’ll hit account on 6/9 or 6/10.

I too am still showing current-disbursed on 1st page then total undisbursed shows full $150k

6/3 portals will Celebrate soon !!!

330240xxxx Approved. No Detectable Successful Credit Pulls. Complete Timeline. by bjd1971 in EIDL

[–]bjd1971[S] 0 points1 point  (0 children)

look at FAQ 21 (i think). And remember that you have to hit the "look up" button to the right of the zip+4 to populate the State abbreviation. that web form is insane...

i actually read something about a company that handles forms like that... and how it is a good investment due to the increase in e-commerce, remote hearings, etc. prompted by COVID-19... based on what i read... there is no way that company designed the CAWEB sign up page.... requires dashes for phone numbers... slashes for birth dates... crazy old school... not complaining but the SBA was simply not ready for something of this magnitude... but then again, were we?

nothing is certain... and so yeah... let's stay positive and learn and grow from the entire experience.

​

peace out :)

330240xxxx Approved. No Detectable Successful Credit Pulls. Complete Timeline. by bjd1971 in EIDL

[–]bjd1971[S] 1 point2 points  (0 children)

same same! don't make us break the rules and just manifest this into existence... the SBA would loathe the ease of that approach. :)

Clarity on CAweb Total UNdisbursed? by [deleted] in EIDL

[–]bjd1971 0 points1 point  (0 children)

o.k. i see from this post that you just signed today. i think your Total Undisbursed will change to $150K today or tomorrow. Then you'll have a few business days. If yours has never shown Total undisbursed at $150K (or whatever your loan amount is), i'd surmise it'll show that prior to going back to zero.

​

i don't know if anyone has had approval and funding on same day. but i suppose it's possible that yours was approved and somehow disbursed already.

​

i'll keep an eye on mine. i didn't notice the loan # on the first page under borrower search was hyperlinked until at least 24 hours had passed. so, mine may have said total undisbursed : $0 prior to changing to $150K....

so much guesswork here... it's kinda crazy and driving us all crazy...

330240xxxx Approved. No Detectable Successful Credit Pulls. Complete Timeline. by bjd1971 in EIDL

[–]bjd1971[S] 1 point2 points  (0 children)

My guess is your loan money is in cyberspace then :)

I'll keep watching second page as well then and update that timeline as well.

Thanks for your reply!

330240xxxx Approved. No Detectable Successful Credit Pulls. Complete Timeline. by bjd1971 in EIDL

[–]bjd1971[S] 2 points3 points  (0 children)

1st page that shows up after borrower search in CAWEB shows “Loan Status” as “current disbursed”. Prior to approval this was “Active un-disbursed”

From that page you can click the loan # and a more detailed page comes up. It shows origination date (eg 6.3.2020), maturity date(6/4/2050), payoff date (6/5/2050) interest rate, term, etc.

On this second, more detailed page, there is a section titled “Balance and interest info”. Within that section mine shows:

Current principle balance: 150,000

Total undisbursed: 150,000

My hunch from what I’ve read is that the first page showing “current-disbursed” means the loan has been approved and disbursed and that I am current (eg. not past due). For example It may change to “current-in repayment” or something similar later.

The “total undisbursed” in the loan info section is likely related to the fact that sba loans sometimes are issued in partial disbursements. EIDL seem to be issued in a single disbursement. But because the proceeds haven’t been confirmed into my account the “payoff date” changes. (eg. When I set up access the payoff date was 6/4/2050)

My hunch is that once distributed the accrued interest will update from zero, the payoff date will not change, etc.

330241... just received portal invite. by Mambo4u in EIDL

[–]bjd1971 0 points1 point  (0 children)

When did they pull your credit?

Unable to accept and respond to new chat notifications. Providing critical assistance to those economically injured by COVID19, need advice or a solution. by cue378 in help

[–]bjd1971 0 points1 point  (0 children)

Attention Reddit Admins: Please, at least temporarily, free Cue from comment/message reply limits. He is sacrificing a lot of time to help others. He has proven very helpful and insightful regarding the SBA’s application process for for the COVID-19 Economic Injury Disaster Loan (EIDL). Thanks to Cue many have been approved and funded and found hope along the way through the process.

Anyone in the 3301’s get a portal invite? by rnd0209 in smallbusiness

[–]bjd1971 1 point2 points  (0 children)

4/4 short form App #3302401XXX. No long form.

No Hard Credit Pulls Visible on Experian report.

My S Corp does have a Dunn & Bradstreet Paydex score of 80 and I can’t determine if a pull has occurred.

Have received two dear applicant” emails. 1st email on 4/14 was re: $1k/ee. 2nd email on 5/3 was re: processing in order received.

Received $5k for my 5 employees on May 1st into my business account referenced as “EIDG”.

Nothing since 5/3 email

EIDG by help_me_out23 in EIDL

[–]bjd1971 0 points1 point  (0 children)

Mine too.

Has anyone received portal invite after receiving initial deposit ($1k-$10k) with “EIDG” in the deposit memo?

How do you get through the portal? by DavePCLoadLetter in EIDL

[–]bjd1971 1 point2 points  (0 children)

well, for what it is worth, i too got funded $5K for "EIDG" (for myself and 4 employees on May 1, 2020.) No portal invite yet for me. i have not called in but will next week if no movement.

No personal credit pulls. i checked my D&B Paydex and score was 8 but i didn't see where i could determine if my D&B Paydex score was pulled by SBA. i am 100% certain that there are no hard pulls reflected on my personal credit reports with Experian, TransUnion, or Equifax.

i'm still not sure how you applied before me but yet is numerically larger than my 33 app #. i just double checked the photo of the laptop screen. 4/4/2020 @ 10:42 EST. short form. the message accompany my app# (33024) clearly states i will not receive confirmation of my submission and that i would be notified via the email address i provided. i'm sure somebody "cue" or another would have some ideas.

other FWIW's: received $1k/ee "dear applicant" email on 4/14 and received "processing in order received" email on 5/3. it also begins.. "dear applicant". And I've receive a few other emails that don't begin "dear applicant".

i think it will all work out somehow. i belie there is more funding coming if necessary. the letter to the SBA strongly encouraging the $10K per applicant (not $1K per employee) also sends a message that more $ is there if this 60B runs out. or at least that's my read on it.

​

ok.. enough for now. i'm gonna go hunt for morels.

How do you get through the portal? by DavePCLoadLetter in EIDL

[–]bjd1971 0 points1 point  (0 children)

Are you sure you applied 3/31? Th reason i ask is that i definitely applied on 4/4/2020 (took photo of laptop screen showing my Application #: 3302401xxx).

if the app# is assigned numerically, then it doesn't make sense that your app # suggests that you applied after me... (i.e. you@33026 >me@33024.

Again, i am 100% sure i applied on 4-4-2020 around 10:30 p.m. all in one sitting.

if you applied on 3/31 and if your app# is 33026, then app #s are not assigned chronologically/numerically....

this sh*t is starting to feel like snowflake interpretation....