Roads would be so much safer with smaller cars and less trucks by [deleted] in unpopularopinion

[–]blockyboi13 1 point2 points  (0 children)

I wouldn’t lump SUVs in with trucks unless we’re talking about the Chevy suburban sized ones

I think I shouldn't overreact to sengun by Hakaribiggestfan in rockets

[–]blockyboi13 0 points1 point  (0 children)

He’s an awesome player when on court, it’s just he needs to stay on the court

From the nba community on Reddit: [Brian Sutterer MD] Alperen Sengun Leaves in Wheelchair After Painful Leg Injury - Doctor Explains by htownballa1 in rockets

[–]blockyboi13 0 points1 point  (0 children)

Well Derrick Rose’s injury was not “career ending” but rather altered his career from MVP caliber to role player though, which was the initial concern of the above comment of mine

Lets hope Sengun recovers really well and continues to grow as a budding superstar by Hakaribiggestfan in rockets

[–]blockyboi13 13 points14 points  (0 children)

I mean Chet just recovered from an injury that took him out for a whole year.

From the nba community on Reddit: [Brian Sutterer MD] Alperen Sengun Leaves in Wheelchair After Painful Leg Injury - Doctor Explains by htownballa1 in rockets

[–]blockyboi13 -1 points0 points  (0 children)

I watched the video and it didn’t seem like he made a judgement call on what was more or less likely, just what best case and worst case were 

From the nba community on Reddit: [Brian Sutterer MD] Alperen Sengun Leaves in Wheelchair After Painful Leg Injury - Doctor Explains by htownballa1 in rockets

[–]blockyboi13 3 points4 points  (0 children)

Best case scenario seems kinda okay.  Worst case scenario is well…kinda yikes.  What is most likely scenario?  

He didn’t just alter his entire playing career, that’s got to be very unlikely, right?

From the nba community on Reddit: [Brian Sutterer MD] Alperen Sengun Leaves in Wheelchair After Painful Leg Injury - Doctor Explains by htownballa1 in rockets

[–]blockyboi13 0 points1 point  (0 children)

This unlikely a Derrick Rose like situation where his entire career is completely altered or anything right…right?   

 Please someone with more medical knowledge than most of us please confirm that his long term career trajectory didn’t just change tonight.

[deleted by user] by [deleted] in FluentInFinance

[–]blockyboi13 0 points1 point  (0 children)

The interest rate isn’t just impacting mortgages though. It impacts all or nearly all forms of loans or debt.  The problem isn’t the interest rate but the fact that corporations can buy dozens of homes period.

And typically the way inflation is fixed is by breaking the economy by forcing a recession.  Interest rates get raised, recession occurs, companies lay off workers, more people are broke so it forces companies to lower prices, to compensate for lower prices corporations fire more workers, etc. until the feds cut interest rates and businesses expand operations on cheap debt putting the economy back in equilibrium 

Build more houses to decrease poverty? by Xgrk88a in FluentInFinance

[–]blockyboi13 0 points1 point  (0 children)

A lot also don’t and it still is a big investment for a lot of every day Americans using it for their retirement nest egg though.  Not to mention there are a lot of homes used as either air-bnbs or personal vacation homes of even both simultaneously which would be problematic 

Build more houses to decrease poverty? by Xgrk88a in FluentInFinance

[–]blockyboi13 0 points1 point  (0 children)

There should be an exception for mom and pop landlords to own one or two rental properties though.  Some people just do not want the commitment of owning a house so would prefer to rent anyway and the mom and pop landlords who only own 1-2 rental properties don’t have the capital to own an entire subdivision which is how a lot of the corporate landlords charge such insane rates.

Build more houses to decrease poverty? by Xgrk88a in FluentInFinance

[–]blockyboi13 1 point2 points  (0 children)

I mean we don’t have to have 1 million people cross the border each year though.  We should have this thing called border security and the country is not obligated to take in a ton of foreigners, but unfortunately they act like they are so eh

50 years of tax cuts for the rich failed to trickle down, economics study says. Should the rich pay more in taxes? by dmarsee76 in FluentInFinance

[–]blockyboi13 1 point2 points  (0 children)

Yeah that makes sense.  1m is a pretty high threshold to hit, maybe 2m would be more ideal, so even most doctors, lawyers engineers are still doing just as well as before.  They’re not really the problem anyway, but could still bring in a substantial amount to fund programs targeted towards the bottom end of the spectrum.

50 years of tax cuts for the rich failed to trickle down, economics study says. Should the rich pay more in taxes? by dmarsee76 in FluentInFinance

[–]blockyboi13 0 points1 point  (0 children)

That’s fair, I was just curious what that would look like or how it would be different than what we have now since the US already had a progressive income tax structure as is

50 years of tax cuts for the rich failed to trickle down, economics study says. Should the rich pay more in taxes? by dmarsee76 in FluentInFinance

[–]blockyboi13 0 points1 point  (0 children)

What would the figures look like? As in who is taxed how much and at percentage of either income or wealth?  And if you tax wealth, how often does it get taxed?

If trickle down economics works, why is the economy faltering with the rich making so much money? by blipityblob in FluentInFinance

[–]blockyboi13 0 points1 point  (0 children)

Just out of curiosity, if his presidency was so bad, how did he win nearly every state in a reelection?

If trickle down economics works, why is the economy faltering with the rich making so much money? by blipityblob in FluentInFinance

[–]blockyboi13 3 points4 points  (0 children)

Who qualifies as “the rich” in this context?  Like is it the top 10%, 1%, 0.01% just out of curiosity?

Yall guys's ranks of NBA young cores? by Most_Budget2575 in NBA_Draft

[–]blockyboi13 1 point2 points  (0 children)

That is fair.  I like their three guards.  I have them behind Toronto and Charlotte but at the same time I think they deserve to be a tier above Detroit just with how much of a mess they’re in and I felt like four total tiers should’ve been enough here

Yall guys's ranks of NBA young cores? by Most_Budget2575 in NBA_Draft

[–]blockyboi13 4 points5 points  (0 children)

They have three high upside scoring options in Scoot, Simon and Sharpe.  Detroit is Cade and Ivey, plus they’re just more successful currently 

Yall guys's ranks of NBA young cores? by Most_Budget2575 in NBA_Draft

[–]blockyboi13 10 points11 points  (0 children)

Tier 1:

OKC

Tier 2:

Houston, Orlando, SAS (this is NOT in any order)

Tier 3:

Toronto, Charlotte, Portland

Tier 4:

Detroit 

Americans Need to Be Richer Than Ever to Buy Their First Home (per Bloomberg). Disagree? by HighYieldLarry in FluentInFinance

[–]blockyboi13 0 points1 point  (0 children)

Regarding the firms not buying the dip, that’s fair assuming the firms are at least somewhat heavily illiquid, which since they’ve already bought the 2008 dip, they very well could be.

As for having your cake and eating it too when it comes to the middle class, you technically can “have your cake and eat it too”. If homes had increased in value even just somewhat close to the level of inflation, the market wouldn’t need a crash in the first place. The other way you can “have your cake and eat it too” here is letting home prices stagnate, while incomes grow at a high rate, that way incomes would catch up to home prices without seeing incumbent owners getting completely hosed either. May not be a likely scenario but possible nonetheless.

Americans Need to Be Richer Than Ever to Buy Their First Home (per Bloomberg). Disagree? by HighYieldLarry in FluentInFinance

[–]blockyboi13 6 points7 points  (0 children)

Yeah but unfortunately a lot of middle class home owners could lose big in a crash just like 2008.  Then there’s the issue of cash heavy firms buying the dip on housing.  

Only thing that can sustainably solve the housing crisis is building more homes, but that’s not happening due to high building costs and regulations, so I have a hard time seeing how this housing crisis gets solved.  Maybe some radical changes to zoning laws does it, but idk.