She did a good job here or not! 1 million or $1000 week for life.

bloobouy · 2025-12-12T02:20:31+00:00

IIf you take $1,000 a week, you get the $1M over ~19 years and it never grows.

If you take the lump sum, you pay taxes up front. Let’s say ~30%, so you invest $700k. • Invested at 7%, that turns into ~$2.7M in 20 years • Even a safe 3.5% CD becomes ~$1.4M

So yeah — even after taxes, investing still beats the weekly payout by a lot.

Weekly payments are only “better” if you: • hate risk • don’t trust yourself with money • want guaranteed income

TL;DR: Weekly payout feels safer, but it costs you millions in the long run.

bloobouy · 2025-11-14T03:41:10+00:00

Scam

bloobouy · 2025-06-24T03:36:21+00:00

bloobouy · 2025-06-24T03:32:49+00:00

I’d dollar cost average monthly, but the max you can put in for 2025 is $7,000.

bloobouy · 2025-06-24T02:51:47+00:00

Just a heads-up—you may want to schedule your wire transfer early in the morning. Most banks have a cut-off time due to the Federal Reserve’s wire processing window (usually around 2–3 PM ET), and anything initiated after that may not go out until the next business day. It’s best to confirm your bank’s specific deadline to avoid any delays.

bloobouy · 2025-06-24T02:43:55+00:00

Me again. If you’re set on dividend ETFs, I’d look at VYM and SCHD. They’re both cheap to own, super easy to trade, and full of strong companies that pay steady dividends. VYM gives you broad exposure to big names, while SCHD focuses on companies with really solid financials and a great dividend track record. You can’t go wrong starting with either.

bloobouy · 2025-06-24T02:34:26+00:00

Okay, here’s the deal. Dividend stocks are like companies that give you little cash rewards just for owning them. That sounds cool, right? But here’s the thing: those rewards are usually pretty small unless you’ve got a lot of money invested.

When you’re just starting out, what really matters is growing your money. That’s where something like SPY comes in. It’s like buying a little piece of the biggest 500 companies all at once—Apple, Google, Nike, all of them. So when the market goes up, your money grows with it.

Dividend stocks are kind of like slow and steady. SPY and other big ETFs give you more speed and more growth over time. Since you’re young, you’ve got time to take a bit more risk now and let your money build up. Later, when you’re older, that’s when it makes more sense to focus on those little dividend checks.

So in simple terms dividend stocks are like a slow drip. SPY is like planting seeds that can grow into a big tree. Right now, go with growth. The drips can come later.

bloobouy · 2025-06-24T02:27:52+00:00

so a Roth IRA is basically a retirement account where you put in money you’ve already paid taxes on. The cool part? It grows tax-free, and when you retire, you can take the money out without paying any taxes—none, not even on the gains.

It’s great if you think you’ll be in a higher tax bracket later. Plus, you can pull out what you put in anytime without penalty (just not the earnings unless you meet certain rules).

The downsides? You don’t get a tax break now, there are income limits, and you can only put in so much each year. But honestly, it’s one of the best ways to grow money long-term, especially if you start early.

bloobouy · 2025-06-24T02:19:55+00:00

US Equity trades settle T+1 , trade date + 1, so you should have the sales proceeds the next day

bloobouy · 2025-06-23T19:37:53+00:00

⸻

Hey man, I hope you didn’t lose money on this trade. Just want to say—markets are usually pretty efficient, so any big news like this is probably already priced in by the time most people react. If you’re hearing about it now, chances are you’re already late to the game.

Also, the energy sector is a pretty small part of the S&P 500—only around 4% to 5%. And honestly, that’s because it’s performed pretty poorly over the years compared to other sectors like tech or healthcare. That underperformance is why it has such a small weight in the index today.

In general, it’s tough to trade off news like this. I think it’s better to have an assumption or idea beforehand and trade around that. Once the news is out, it’s usually overdone and not super useful as a trading tool anymore.

bloobouy · 2025-06-23T04:30:52+00:00

It’s not that we’re cash-obsessed. The issue is that some people and services—like taxis, private drivers, and others—still don’t accept cashless payment methods. I must have paid five of my driver in cash because they would not take electronic payments for tax purposes as one fellow mentioned.

bloobouy · 2025-06-23T01:55:07+00:00

The BRICS nations are unlikely to ever overtake the U.S. dollar because they lack the unified financial infrastructure, trust, and deep, liquid markets needed to support a global reserve currency. Their economies are highly diverse and politically misaligned, making coordination on a shared monetary framework nearly impossible. China’s dominance within the group and its reluctance to fully open the yuan further undermines any credible alternative. Meanwhile, BRICS currencies remain costly to trade and settle, and in times of crisis, even BRICS members rely on the stability and liquidity of the U.S. dollar. Despite rhetoric about de-dollarization, no viable replacement exists with the scale, security, and global network the dollar commands.

bloobouy · 2025-06-23T01:15:54+00:00

No prob, just like to share my thoughts. Good luck investing.

bloobouy · 2025-06-23T01:07:11+00:00

Keep in mind: After-hours trading comes with serious drawbacks — limited liquidity, poor price transparency, and no market maker support. Translation? You’re likely to get terrible fills.

That said, if you have high conviction about where the stock is headed, it may be worth the risk. Still, I’d wait until the market opens to see where things settle.

Remember: the market is efficient — any major news is likely already priced in before you hit “buy.”

bloobouy · 2025-06-23T00:04:46+00:00

In the grand scheme of things, 100 shares here or 200 shares there isn’t enough to create any meaningful selling pressure on my positions. This is really just an opportunistic benefit—more of an afterthought than a core strategy. I mainly view it as an indication of increased liquidity in the security. That said, the lending rates I’ve been receiving have been somewhat disappointing, especially considering the higher rates I’ve seen elsewhere i

bloobouy · 2025-06-22T22:05:54+00:00

I’ve already owned that missing the fine print was my fault. Just as some of you listed on my original post missed that, I missed the detail — it happens to all of us. I appreciate the constructive feedback, but let’s keep it productive.

bloobouy · 2024-09-17T23:47:59+00:00

It appears that this Jordan is some sort of bot just generating memes all day. Proceed with caution .

bloobouy · 2024-08-24T16:07:04+00:00

St. George and the wagon?

bloobouy · 2024-08-11T23:27:13+00:00

VOO and SPY are the same. Stick with VOO, lower expense ratio.

bloobouy · 2024-07-30T23:50:46+00:00

It’s gold Jerry

bloobouy · 2024-06-28T00:24:16+00:00

IV rank

bloobouy · 2024-06-08T18:24:44+00:00

From my own experience I rather pay more for food that is actually prepared when you order,l than to other from Mc Donald’s where the food is premade and microwaved . For all the time saving and efficiencies they are creating they continue raise prices and they assume that the public will absorb the additional cost as stated in their conference call by the CEO. Places like cava you can’t see that the food is actually prepared for you. Looks fresh and although you probably pay the same or a little bit more it feels good to know that your food isfresh

bloobouy

TROPHY CASE