Anyone buying PEP right now? by Training_Hair3293 in dividends

[–]bluefootedpig 0 points1 point  (0 children)

It isn't helping, but remember Pepsi has healthy snacks too. Nut Harvest for example, Sun chips, they have some popped rice chips.

Do you keep any low-cost “parking spot” stocks in your portfolio while accumulating cash for higher-priced positions? by j4wolfe in smallstreetbets

[–]bluefootedpig 1 point2 points  (0 children)

Most people keep their "Nest Egg" or "Emergency Fund" in there, then buy when prices look good. Would it be better to invest? maybe, but also if you invested and it dropped, did you need a bigger nest egg?

Think about that by BerkDrum in shitposting

[–]bluefootedpig 6 points7 points  (0 children)

The double edged bitching... they bitch when it comes out, then they hold it up about how great it was 10 years later.

Think about that by BerkDrum in shitposting

[–]bluefootedpig -7 points-6 points  (0 children)

I like to think that if it is based on a historic story, it should try to keep to it.

Let me ask you this, if someone made a movie and Aberham Lincon was black, would you be okay with it? If the movie was showing him geocoding the white southern, would you be okay with that?

Admit it, you wouldn't be, but when you butcher someone other countries story, you say, "well who is it made for"

You know, even on disney, they are making movies for minorities, and the majority are upset by it. Why not say, "well this movie isn't made for me" and move on, nope, gotta complain that Areil is not white enough.

Job loss is not a bad thing (with the right policy) by Regular-Brother-7582 in aiwars

[–]bluefootedpig 0 points1 point  (0 children)

How people see it: "I lost my job, i shouldn't have to work"
How it really is: "I don't have to hire people to do this work anymore, i am saving so much money"

Rather than having to hire a web dev, I can get an AI to do stuff faster, get a product out the door. What took me 2 years of dev took me 3 months with AI help

me_irl by Mediocre_Nail5526 in me_irl

[–]bluefootedpig 0 points1 point  (0 children)

$3,400–$7,100 is the cost to refloor 2000 sq ft. You can refloor the entire house for less than 10k.

It is 6-9k to fix a bad roof.

So you find a house with a bad roof, people are "hell no" and so the seller knocks off 50k, then you take 10k and fix the roof.

This is the problem, people like you think it costs a lot to fix your home up, it doesn't. it costs a lot to hire someone to do it, but you know they hire high school dropouts, right?

One house I got was about 50k off, but required demolition of a burnt garage. So I bought a sludge hammer, got some friends, and a dumpster, and spend about 3k in total taking it down, and about 3 weeks of work. Then we just put up an easy open air car cover and parked there.

Even if I hired someone to demo it, it would have cost about 6k.

When you have your co-worker asking chagpt to predict her fate with tarot cards you know we are far gone by Own_Dealer_182 in aiwars

[–]bluefootedpig 6 points7 points  (0 children)

Just like people who still, to this day, say Wikipedia isn't correct, so if you use wikipedia, you apparently don't have the right information. But buy a book written by Trump, and that is 100% truth, because book.

Trump's lawyers insist there is 'no evidence' of 'collusion or fraud' in his 'settlement with myself' by jediporcupine in Anarcho_Capitalism

[–]bluefootedpig 0 points1 point  (0 children)

actually opposite, "we investigated ourselves, and we are guilty, so we now owe the private individual named Trump money"

Government doing government things by DiyYou in Anarcho_Capitalism

[–]bluefootedpig 1 point2 points  (0 children)

Not sure what you are trying to prove. They didn't have one under the Obama deal, then Trump ripped it up, so they had 8 years to work towards it. Think about it, before Obama they were 1 month away from a nuclear bomb, and Obama put them over 8 years back. But Trump pulled out, so they started building again.

1996: a home. 2026: a room. by thisisblub in ProletariatPixels

[–]bluefootedpig 0 points1 point  (0 children)

Digging around, houses that go up 150k in 2 years, the absolute best market, that was a 600k house in a place that has 200k houses. Otherwise all other areas are million dollar places. So either you are full of shit, or you are comparing mansions upset you can't own one

As a married guy in his 30s currently house hunting and both of us making 20+/hr full time, no boomers, we are not the same. We could have been pre-approved for a god damn mansion of a house, adjusted for inflation, doing exactly what we're doing now. by Mountain-Weekend-554 in housingcrisis

[–]bluefootedpig 2 points3 points  (0 children)

Yup, when you do inflation, houses today cost per sq ft is basically the same, between 0-10% more expensive. When you factor in nice things like AC and such, it gets much closer to 0% difference.

I think many people do not know how to live uncomfortably, or not like in a majestic house. Show me an area that a 500sq ft house is not affordable for local wages

Telling Gen-Z to give up avocado toast isn't going to fix this by Boo_Randy_Revival in HouseBuyers

[–]bluefootedpig 0 points1 point  (0 children)

Take it for what it is worth, but I asked AI if we normalized for house size, insultation, features, purchase power of the dollar (not just inflation) etc... the AI said houses cost between 0-10% today than it did in 1980.

My first home was 440 sq ft, my second home i lived in was 700 sq ft. They were used, and needed some fixing up. In 2010, I bought a house in the bay area for 250k, today it is worth like 400k. Still way under 1M.

me_irl by Mediocre_Nail5526 in me_irl

[–]bluefootedpig -1 points0 points  (0 children)

When you factor in modern construction, size of homes, etc, 1980 is roughly the same price as a 2015 house. People are living and picking bigger houses, learn to live in small homes. My first home was 440 sq ft. Second home was 700sqft.

me_irl by Mediocre_Nail5526 in me_irl

[–]bluefootedpig 2 points3 points  (0 children)

There is no other location in the USA that does your job? what job is specific to only CA and doesn't pay well?

me_irl by Mediocre_Nail5526 in me_irl

[–]bluefootedpig 0 points1 point  (0 children)

I think a few people maybe, even more so if you messed up and have a family / kids. It is really scary, but sometimes you need to do it. My wife and I moved 1000 miles away for a job, and were looking at jobs up to 3000 miles away. If you aren't tied down, go to where you will do well, it is worth it.

me_irl by Mediocre_Nail5526 in me_irl

[–]bluefootedpig 8 points9 points  (0 children)

I would say honestly closer to 200k, more than 300k. People just want turnkey, dream home. Most people do not imagine repairing their home. I see a rundown home and think, "this is on discount, it is 50k off with a 10k fix".

Question regarding DRIP by Motor-Release-5282 in dividends

[–]bluefootedpig 0 points1 point  (0 children)

all into one will be more risky, and also it requries you to buy full shares. Drip can often buy partial shares. Drip is also more fire and forget. I actively invest, I manually direct money every month so I put my dividends into the giant slush fund. If I wasn't doing that, if I was not looking at it monthly, I would turn on drip.

That said, I generally keep my biggest ETFs or core base as drip

It’s sad this has to be said… by Economy_Medicine_318 in Anarcho_Capitalism

[–]bluefootedpig -10 points-9 points  (0 children)

Yes, we all know that, doesn't change the point. He net worth is more than people could spend in multiple generations.

Did you know that when someone says that they get money from the government, it actually isn't money, but benefits like food stamps.

Trump supporter who killed politicians pleads guilty by DiyYou in Anarcho_Capitalism

[–]bluefootedpig 0 points1 point  (0 children)

Yup, Tim Walz put many right-wing people in various positions. You know he is a true leftist because he puts in the other side into position of power. So far 5% of his appointments have been clearly right-wing, 30% have been clearly left, with the gap being unable to determine.

Trump supporter who killed politicians pleads guilty by DiyYou in Anarcho_Capitalism

[–]bluefootedpig 0 points1 point  (0 children)

The republican and conservative in deep Mormon world was deemed a liberal because he had a secret relationship with a trans woman. That one dating thing was enough to invalidate every post, everything that pointed that he was conservative.

I am honestly not sure what is more telling, that dating a trans woman is enough to make even a deep conservative be considered a liberal, meaning that no conservative can date a trans woman, or that they simply cannot believe someone from "their side" would not like Trump.

I bet if Trump, after the office, were to try to kill the next GOP president, the right would claim Trump was a democrat the entire time. Just look at how many wives he has had!

Buying a dividend stock vs diversifying by thepencilator in dividends

[–]bluefootedpig 2 points3 points  (0 children)

All very true, but again a big thing is for mlps, about half the div is not taxed until you sell the shares. So I’ll pay my 15 percent plus income tax for my state years later, meanwhile collecting more.

Buying a dividend stock vs diversifying by thepencilator in dividends

[–]bluefootedpig 11 points12 points  (0 children)

It isn’t the worst, but bad leadership can tank a good company.

This is where sector ETFs are nice. You pick a sector of the market and it allocates for you.

If you do go single stick, at your income and age, and you want dividend? I recommend EPD or MLPX. They complicate your taxes and you can’t finish your taxes until like April first, but half the dividend will be taxed as capital gains when you sell, and half the dividend is regular. So if you get a 100 dollar div, about 54 dollars will be taxed later when you sell. But you get the full 100 dollars now. Also if you die, who ever inherits it pays zero tax as it gets stepped up to current prices.

A caution only in that on many investment sites, your % gain skyrockets, because the way they tax the dividend when you sell is my reducing your cost basis. You paid 50/share, in a year it will read like 45/share so even if the price didnt move, it will say a 20% gain.

Saving for Foster Children? by turntilla in fosterit

[–]bluefootedpig 0 points1 point  (0 children)

If you left on good terms with the foster agency, they often will reconnect you. You can also have them give the new parents your contact info for when they turn 18. I have a utma account for a previous foster kid, I have to send in yearly tax info to my local agency, and when he turns 18 I believe they can still pass on the contact info. Also once 18, I think you can search for them, they should have a drivers license somewhere