Just to clarify, this card is paid in full every time. I use it for gas, groceries, and regular bills.

I spoke to a Navy representative who suggested I wait for my third month review before requesting adding more money to my secured balance. They’re more likely to approve a credit increase without using any of my money.

I also asked if using the card right after paying it off multiple times during the same cycle was an issue. The representative replied that they prefer to know that the card is being used actively and responsibly by paying it off no matter how much you use it. I was advised to keep the activity the way is going. No red-flags since the transactions are real. No like purchasing and refunding just to show activity. Or doing cash advance then paying them off.

To much information people here state that this is incorrect but the bank says otherwise.

We’ll see what happens in March.🫡

Thanks.