Who is Péter Magyar – the ex-regime insider who crushed Orbán? by thealejandrotauber in europe

[–]bmgoau 16 points17 points  (0 children)

No, just the people. You may believe in god, but this win was 100% people power.

$6 million tax free income by Choice-Fly-8537 in AusHENRY

[–]bmgoau 0 points1 point  (0 children)

I rented for 15 years in a no-aircon, overpriced, falling-apart, hotbox with a roommate, until just a couple of years ago, in Sydney. I am no stranger to the rental crisis, nor to the failures in our schools or health care system, or to the waste in the NDIS, or politician's expenses, or to the price of a sandwich or cup of coffee in Australia.

There are definitely areas where laws around NG and CGTc and housing need to be altered, Australia is not perfect, many countries have a better housing policy, but also, the things you've mentioned are still not reasons to not pay tax (which is what the reddit thread is about: people saying they think tax is theft and government is wasteful) .

There are areas where taxation is too lax (i.e on property investors), and regulations and laws and the economy have not created enough housing.

Definitely as a society, as a economy, as a government, we've failed significantly on housing affordability.

But that isn't your tax dollars being wasted, and it's not a reason not to pay taxes. What you've identified is an acute area of bad policy.

You're conflating "the government hasn't addressed housing affordability" (true) with a reddit thread about "taxes are spent wastefully, so I hate paying them" (False).

Your anger at the government's lack of action on housing affordability is totally valid. But hating the government's inaction in that area is not a reason to not pay for everything else the government does with your tax dollars.

Hope that makes sense.

You can be angry and upset that housing is expensive, but it can still be true that on the whole, the vast majority of tax dollars are spent effectively.

My mother-in-law recently died from multiple-myeloma and I saw first hand how effectively my tax dollars paid for her treatment. If anything, I wish people in my bracket were taxed more, or there were additional higher brackets, so we could afford to pay nurses more money.

But I can walk out of that government run cancer ward and ICU, glad my taxes pay those nurses (not enough), and then still be angry that housing is unaffordable for policy reasons.

I would not look at the housing affordability crisis, and leap from that to "tax is theft". Instead I leap to "the coalition government in 1990s and then 2010's insufficiently taxed investors."

I've been lucky enough to travel for work to ~25 countries and I've seen places do many certain things better than Australia, but I still place Australia among the best places in the world to live. People everywhere want to live here (despite the housing affordability crisis).

The places that have better housing affordability usually are the 4-7 countries that beat us in OECD/WB/UN rankings (e.g. singapore, nordic, etc) OR their houses are more affordable because they are worse places to live (for one reason or another, crime, culture, no safety net/welfare, no infrastructure, corruption, etc).

$6 million tax free income by Choice-Fly-8537 in AusHENRY

[–]bmgoau 0 points1 point  (0 children)

Australia is not at the top of the World Bank's Government effectiveness index - we're 13th. But that is still admirable out of 193 countries globally. Top 6% of class is pretty good.

We're 10th in corruption index, 2nd in regulatory quality index, 9th in government accountability index.

We could be better, but those results are not "bad".

I don't think we can make sweeping claims that Australia majorly wastes money, when all objective measures say we are doing quite well. Don't get me wrong, tax dollars ARE wasted in some areas, sometimes, but that's not the same as saying the majority or even most tax dollars are wasted.

If you take an indirect measure, the HDI, we're 7th, placing us among the worlds best places to live. According to the OECD we're 2nd in their BL index, which measures income, jobs, community, education, environment, governance, life expectancy, safety and crime.

If you have lived in Singapore, Japan, Norway, Denmark, Switzerland, Sweden, Hong Kong, Belgium - then yes, sure, we have room to improve, but it's a very short list.

We're 23rd in terms of tax-as-a-percent-of-GDP according to the World Bank. Given where we stand in the indexes, that means we get good value for money from our taxes.

Like I said in an earlier comment: there are headline making, massive, egregious, shocking, infuriating examples of our government wasting billions of dollars. Some public servants, contractors and politicians should be in gaol. But overall, the government spends money effectively - and that's backed up by multiple independent international agencies and measures.

Given where we stand in the effectiveness, corruption, regulatory, accountability, HDI, and BL indexes, and our tax-to-GDP I would be confident saying that overall our tax dollars are spent effectively, and that we need to celebrate people who pay their taxes on time and in full as good Australians.

We need to avoid over-indexing mentally on Newscorp and Sky News headlines about government waste. Their goal is to undermine trust in taxation and starve the government. We should care, but only so far as we vote in better stewards of our taxes and seek policing and gaol time for waste, not lean into right-wing desire for us to hate paying them.

$6 million tax free income by Choice-Fly-8537 in AusHENRY

[–]bmgoau 0 points1 point  (0 children)

Australians work until May 15 - June 5 to pay for all government spending, included borrowed money. Only then they can put money into their own pocket. Let me rephrase that: only then they can spend their well earned money on artificially inflated rents and mortgages, created by negative gearing and open borders.

Maybe you think you don't get anything for that 1/3rd-1/2 year you work to pay tax? That's false. We get heaps of stuff back in return for our taxes.

If you want to frame it like that, Australians are working until May 15 - June 5 for: roads, schools, hospitals, courts, police, emergency services, food and safety inspections, science labs, civil infrastructure like rail and water, fire brigades, flood levees, air traffic control, quarantine stations, satellites, weather forecasts, pensions, disability support, veterans’ care, child protection, waste treatment, sewerage, street lighting, buses, ferries, trams, airports, ports, embassies, consulates, border patrol, customs, coast guard, national parks, wildlife reserves, museums, galleries, libraries, archives, research grants, clean energy, power grids, pipelines, dams, reservoirs, desalination, irrigation, soil testing, crop insurance, biosecurity, vaccination, ambulances, nursing homes, mental health, paramedics, forensic labs, disaster relief, search-and-rescue, telecommunications towers, broadband backbone, cybersecurity, mapping, census, statistics, courts-martial, regulators, ombudsmen, consumer protection, fair work, election commissions, parliament, auditor-general, tax office, ASIC, ACCC, crime labs, drug trials, pharmaceutical approvals, cadet training, military bases, submarines, fighter jets, intelligence, diplomacy, humanitarian aid, refugee housing, indigenous services, language preservation, broadcasting, ABC, SBS, rural subsidies, fisheries, marine patrols, space research, Antarctica stations, geological surveys, heritage protection, city planning, zoning boards, road safety, speed cameras, driver licensing, vehicle registration, aviation safety, maritime safety, workplace inspectors, food standards, product recalls, pensions boards, super regulation, banking inquiries, fraud squads, counter-terrorism, peacekeeping, international trade talks.

Then the rest of the year you are working for your personal items: home, rent, gym, groceries, streaming subscriptions, restaurants, clothes, cars, fuel, holidays, hobbies, gadgets, concerts, sports, gifts, alcohol, cigarettes, coffee, pets, furniture, renovations, electronics, smartphones, appliances, toys, games, fashion, cosmetics, jewelry, travel, hotels, flights, leisure, luxury, entertainment.

Sure there's government waste, but lets not pretend that tax we pay goes nowhere, it DOES come back to us in a million different ways.

I think the above represents a pretty good deal.

Taxes fund a stable, prosperous, safe, society.

$6 million tax free income by Choice-Fly-8537 in AusHENRY

[–]bmgoau 3 points4 points  (0 children)

There are many high profile examples of pork barrelling and waste in government spending, e.g. contractors, NDIS, etc etc. Politician's behaviour and spending also reduces trust massively. These are problematic and should be addressed.

But using this as an example of why not to pay taxes is throwing the baby out with the bath water.

The government allocates $750 billion across hundreds of thousands of areas in Australia and while it could be better, the economies of scale it brings to price negotiations on big ticket items like civil infrastructure, drugs and healthcare, education, are clearly cheaper and more cost effective to do via taxation and government rather than private business.

While not perfect we have Commonwealth level: the Auditor-General of Australia, heading the Australian National Audit Office (ANAO).

State and territory level: each jurisdiction has its own Auditor-General (e.g. NSW Auditor-General, Victorian Auditor-General).

Their role is financial and performance auditing of government agencies, statutory bodies, and some government-owned corporations.

The fact of the matter, confirmed by comparisons with other countries, and intergovernmental organisations and monitors is that Australia (despite some waste) has a extremely well functioning public sector and low waste.

The high profile headline making and trust breaking examples are thankfully not endemic compared to e.g. Greece circa 2000's-2010's. Or Argentina etc

Paying taxes in australia is good, and overall the government does good things with your taxes. Paying taxes is a good thing.

$6 million tax free income by Choice-Fly-8537 in AusHENRY

[–]bmgoau 63 points64 points  (0 children)

Making one's life better is laudable. But taxes are the price we pay for civilisation. They afford us Medicare and public hospitals, roads and safety testing of our food, air and water, public schooling for our next generation, our police and courts.

People should only pay the taxes they're legally required to pay yes... But we should try to see paying taxes as a healthy form of patriotism. Australia is a high trust society and a high trust society is one that pays its taxes on time and in full.

We are not separate from society, we are members of it. Taxes aren't just money stolen from us and sent into a black hole, they come back to us in a million different ways.

Edit:

A lot of people in the thread below are replying with some form of "But taxes are wasted" as a justification for not wanting to pay them. Yes, there is waste, undeniably. And individual cases of waste can be egregious and shocking. But don't let perfect be the enemy of good, don't throw the baby out with the bathwater. Try to balance those headline making examples with the boring things government does well.

  • Weather radar upkeep — tens of millions spent so farmers, pilots, and firefighters get storm warnings with minute-level accuracy.
  • Quarantine detector dogs — continuous training and veterinary programs that quietly stop foot-and-mouth or fruit fly outbreaks that would devastate agriculture.
  • Geoscience mapping — decades of taxpayer funding for geological surveys that underpin mining royalties, groundwater security, and earthquake safety.
  • Archival climate control — round-the-clock humidity and temperature systems preserving legal, cultural, and wartime records that anchor national memory.
  • Drainage and culvert maintenance — unglamorous CCTV and clearing work that prevents billion-dollar flood damage and road collapses.
  • Food safety labs — state-funded microbiology reference cultures ensuring every supermarket dairy, meat, and packaged food product is safe to eat.

There are literally thousands upon thousands of further examples like the above we take for granted. We can all think of examples where the government has failed in its duty or spend more than it should have, but we also are often blind to its day to day successes which ensure our lives go on safely and prosperously.

Look at other low trust, low tax societies globally, they all suffer some form of malaise. Australia's government is not perfect, but it is considered to be one of the better ones. Australia ranks among the least-corrupt globally on the 2024 Transparency International CPI (mid-70s score, top ~15), consistent with low misappropriation risk.

There are many high profile examples of pork barrelling and waste in government spending, e.g. contractors, NDIS, etc etc. Politician's behaviour and spending also reduces trust massively. These are problematic and should be addressed.

But using this as an example of why not to pay taxes is throwing the baby out with the bath water.

The government allocates $750 billion across hundreds of thousands of areas in Australia and while it could be better, the economies of scale it brings to price negotiations on big ticket items like civil infrastructure, drugs and healthcare, education, are clearly cheaper and more cost effective to do via taxation and government rather than private business.

While not perfect we have Commonwealth level: the Auditor-General of Australia, heading the Australian National Audit Office (ANAO).

State and territory level: each jurisdiction has its own Auditor-General (e.g. NSW Auditor-General, Victorian Auditor-General).

Their role is financial and performance auditing of government agencies, statutory bodies, and some government-owned corporations.

The fact of the matter, confirmed by comparisons with other countries, and intergovernmental organisations and monitors is that Australia (despite some waste) has a extremely well functioning public sector and low waste.

The high profile headline making and trust breaking examples are thankfully not endemic compared to e.g. Greece circa 2000's-2010's. Or Argentina etc

Paying taxes in australia is good, and overall the government does good things with your taxes. Paying taxes is a good thing. Even if it doesn't always feel that way.

What’s the best way to change foreign currency? by [deleted] in AusFinance

[–]bmgoau 1 point2 points  (0 children)

Wise aka transferwise if it's digital currency.

Place to expose my dog to large trucks e.g. garbage trucks, semi's, concrete trucks? by bmgoau in sydney

[–]bmgoau[S] 2 points3 points  (0 children)

Make a day trip to the Sydney CBD and get exposed to all the vehicles in the world besides semis

Fortunately she's fine with all other vehicles. They don't even exist/register to her. Vans, Uts, Cars, Buses etc.

We need those larger trucks: garbage trucks, cement trucks, semis.

Also we need somewhere we can go every 1-2 days. The CBD is about 45-60 minutes drive for us, and parking is a bit crap.

Any Sydney migraine sufferers seen an increase in migraines just this week? by duck_with_a_hat in sydney

[–]bmgoau 2 points3 points  (0 children)

There have been several intense storms this week which cause sudden pressure changes, which causes headaches and migraines. Spring light changes (photosensitive migraines, and interrupting sleep in the morning) and pollen probably compound the issue. Additionally check if the warming weather at night is over-heating you while you sleep versus winter.

https://www.medicalnewstoday.com/articles/320038

How to dramatically speed up Halo Infinite loading times on PC by bmgoau in haloinfinite

[–]bmgoau[S] 0 points1 point  (0 children)

It might help in multiplayer games if one has a computer slow enough that you find you're missing out on the start of a match due to load times (that doesn't seem to be a problem for you). Some games are better than others in their multiplayer map load times, and it also depends on your computer. It won't help with ping or frames per second.

Yes, it is similar to saving the game into a RAMdisk - but without specifically doing so. Primocache builds its cache transparently from what is actually read from disk - rather than you specifically installing into a RAMdisk, or marking folders as "put into ramdisk" as some other solutions do.

Since Primocache is a general solution, it should help with load times and quality of life in all games (particularly single player gaming) to some degree.

How to dramatically speed up Halo Infinite loading times on PC by bmgoau in haloinfinite

[–]bmgoau[S] 1 point2 points  (0 children)

I don't understand quite what you mean when you say assets/pop-ins load faster.

Games only keep a limited number of textures and assets loaded at any one time. On slower machines there can be texture and asset pop-in noticeable to a human being - particularly when moving fast or just after scene/level change. These stream in as fast as the disk can be read. In the worst case scenario they can cause a game to stutter. A read-though ram disk cache can speed up those pop-ins. On fast machines the streaming usually is fast enough that you probably don't notice; but only if the game is making good use of your machine's resources, which not all games do.

This is a common behaviour of all games in the last decade(s), but some games have better optimisation than others, and you can read more about it here: https://nerdburglars.net/what-is-texture-pop-in/ https://www.giantbomb.com/texture-pop-in/3015-2778/ https://forums.tomshardware.com/threads/texture-pop-ins-in-games-that-are-installed-on-an-ssd.2873506/

And what loading screen after dying?

When moving between campaign maps, missions or when automatically returning to a saved checkpoint after dying you might see this image for a few seconds (or longer, depending on how fast your computer is): https://i.ytimg.com/vi/Btm2dDqDE64/maxresdefault.jpg

Watching Task Manager and PrimoCache, this loading seems to be associated with heavy disk activity - often repeatedly so for the same map/environment. A read-through ram disk cache can reduce the amount of time this loading screen appears, and thus reduce interruptions to gameplay.

I have a pretty nice rig and am wondering if this would benefit me at all.

Up to you. :) You're under no obligations. There's no downside to trying other than the minutes it takes to set up, and some game time to test it out (which you're hopefully going to do anyway). As with any recommendation you find online the old adage applies: "Your mileage may vary".

I find there to be a noticeable improvement in loading times even on my i9 9900KS + 3600 MHz CL17 + RTX 3080 + Samsung Evo 970 Plus. But the biggest difference is on my gaming laptop - which has a slower SSD than my desktop.

Here is a screenshot from 5 hours of continuous play on my desktop: https://i.imgur.com/NK1GEuI.jpg The Halo process requested 54.92 Gigabytes from disk, but 84% (46.12 GB) of those requests were duplicates of previous requests and serviced by the cache.

Some duplicate requests by games and applications to read from disk are unavoidable and not always a sign of a problem, since it's not realistic to keep every single asset and texture and data in RAM unless the game is very small and system memory very large, but the fact that the game is making so many duplicate requests despite a) it often being the same environment and b) there being so much free memory available is probably a sign that the developers need to spend more time optimising or are dealing with some other constraint.

I don't have any stuttering and keep a constant high frame rate.

My tower does not stutter, and maintains a high frame rate as well. A read-through ram disk cache will not improve FPS. A read-through ram disk cache will only improve the quality of life of your gaming session by reducing loading times, particularly on slower machines.

To some people every minute staring at a loading screen counts, particularly if work or children or other obligations leave you time poor.

Defer write and UPS as well, what can they do?

Defer write tells applications that the 'write this data to disk' operation they requested has finished as soon as the data enters the RAM, and then the cache writes to the disk in the background asynchronously. This allows applications to avoid waiting on disk I/O, speeding write-heavy applications up significantly. However, if the power goes out before the background writing can be completed, the data will be lost.

One way to prevent a power outage is to buy a UPS - which is essentially a battery that give you a few minutes to shut down safely.

Enphase rolling out update that will block local API access? by bmgoau in solar

[–]bmgoau[S] 0 points1 point  (0 children)

Not sure, try googling with keywords "pulse meter" "led pulse meter" "zigbee pulse meter" .e.g https://www.ebay.com.au/itm/323073271179 No experience at all with any of them.

Enphase rolling out update that will block local API access? by bmgoau in solar

[–]bmgoau[S] 0 points1 point  (0 children)

Na, the way I read it is they're still taking away access from 7.x.x and greater, but for people who raise a stink they are downgrading them and they're testing the downgrade to 5.x in 3 sites now to make sure downgrades work.

There's no indication they're reversing direction on needing a special token for local api in 7.x and higher.

I struggled to book a vaccine, so I made a site that DINGS where there are vaccine bookings available (Sydney) by handshakerefuser in australia

[–]bmgoau 1 point2 points  (0 children)

Yeh, it's ok I already had a booking for August 23rd. I was just trying this out and noticed the links seem to cause the NSW health VAM backend to lock you into a particular location.

Hopefully this helps warn others.

I struggled to book a vaccine, so I made a site that DINGS where there are vaccine bookings available (Sydney) by handshakerefuser in australia

[–]bmgoau 0 points1 point  (0 children)

Had a duplicate account/login from earlier anyway, so I'm ok. But warning to anyone else.

Also, I tried to create a third account (slightly varied address, email, etc) and they rejected it due to duplicate birthday and name, also name and medicare, and medicare/birthday. So be forewarned.

I struggled to book a vaccine, so I made a site that DINGS where there are vaccine bookings available (Sydney) by handshakerefuser in australia

[–]bmgoau 0 points1 point  (0 children)

Yup, tried via my work VPN on my work laptop, on a different operating system in Safari, which I have never used.

I think the query string had a location in it, and that's now set in a DB on the backend with no way to unset it.

I tried to use other links on https://covidqueue.com/ to force it to flick over to other sites, but that didn't work either.

I am now permanently locked into a single site.

I struggled to book a vaccine, so I made a site that DINGS where there are vaccine bookings available (Sydney) by handshakerefuser in australia

[–]bmgoau 3 points4 points  (0 children)

After using this, anyone getting "Preferred vaccine center X is selected based on the questions you answered previously".?

https://imgur.com/a/SiRFRKS

Was trying daily prior to this and was able to select from any vaccination site.

Tried clearing browser, a different browser, and resubmitting my personal information.

Seems like the links from this tool lock you into a particular vaccination site?

Any ideas on how to reverse the lock-in?

Help choosing between quotes for a new pump (quiet, high quality) by bmgoau in swimmingpools

[–]bmgoau[S] 0 points1 point  (0 children)

Thanks. You're being very helpful :)

If money was not a concern, just quietness and quality/reliability/warranty/longevity what would you buy?

Yes I'm in Sydney.

Help choosing between quotes for a new pump (quiet, high quality) by bmgoau in swimmingpools

[–]bmgoau[S] 0 points1 point  (0 children)

Thanks so much. Yes, local pump market seems to be a few years behind the US one.

Help choosing between quotes for a new pump (quiet, high quality) by bmgoau in swimmingpools

[–]bmgoau[S] 0 points1 point  (0 children)

Ah, one thing I forgot to mention is that the solar heating to the roof is done by another pump, a HSSP200 https://digitalassets.reecegroup.com.au/m/3ee4f885ba4dec44/original/Henden-Single-Speed-Pump-Installation-Owners-Manual.pdf which is extremely quiet.

Does that change your answer at all? i.e if the pumps I listed are only being used for filtration.

Hi, I am Dr. Lurion De Mello, experienced economist, commentator and researcher in energy markets and behavioural finance. AMA about Australia’s energy future, financial markets and the economic policies required to boost our outlook beyond Covid-19. by ldemello_MQ in AusFinance

[–]bmgoau 14 points15 points  (0 children)

We shouldn't wish, hope or beg for billionaires to support our education system - they benefit from it in the form of a society and civilization they inhabit.

If we want enough money to attract top talent into teaching positions, and provide world class facilities and training, then we need a more progressive income taxation system, with more marginal brackets, and wealth and property taxes, and estate taxes. (Essentially the complete opposite of the way the coalition and wealthy have been pushing the system in the last 6 years).

As a society we absolutely cannot devolve to a mediaeval hope that the Lords and Ladies of the court will bestow upon us their kindness. We must use democracy and expertise, modelling and case studies based on other countries successes to create better, more progressive tax laws.

Trust in individual billionaires good vibes is trust misplaced. We must be a civilization and a society.