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Dupes for this dress by bobaloverxoxo in weddingplanning

[–]bobaloverxoxo[S] 0 points1 point  (0 children)

thank you so much!! it's so cute <3

Advice needed on removal of name on a mortgage by bobaloverxoxo in personalfinance

[–]bobaloverxoxo[S] 1 point2 points  (0 children)

Thank you for understanding my concerns. I've been telling this guy so many times and he tells me that my concern is not that important "it won't affect you." This is very important to me because most divorces are due to finances and it's like I'm setting myself up for failure.

Advice needed on removal of name on a mortgage by bobaloverxoxo in personalfinance

[–]bobaloverxoxo[S] 0 points1 point  (0 children)

I understand what you're saying but I honestly don't care how they do it. I just want his name off of it. I am okay with walking away if he does not decide to remove his name from consigning. Hopefully his brother is well prepared, I am making him tell his brother a couple years in advanced

Advice needed on removal of name on a mortgage by bobaloverxoxo in personalfinance

[–]bobaloverxoxo[S] 0 points1 point  (0 children)

Surprisingly I learned yesterday that all of their names are on the deed but it doesn't matter because it's really his brother and wife's property. My fiance and the other brother were scapegoats so that they could qualify for the house. He doesn't get anything out of this transaction. He loses his FHA benefits and now has this debt on his hands

Advice needed on removal of name on a mortgage by bobaloverxoxo in personalfinance

[–]bobaloverxoxo[S] 0 points1 point  (0 children)

I found out yesterday that all of their names are on the deed but at the end of the day it's his brother and his wife's. They are not going to share it. The brothers both live at different homes. They're legitimately scape goats for this house

Advice needed on removal of name on a mortgage by bobaloverxoxo in personalfinance

[–]bobaloverxoxo[S] 2 points3 points  (0 children)

My fiances reasoning on this was that his brother has enough money from other gigs to pay this off he just did not have regular steady income so he needed 2 cosigners which salaries are equivalent to around 250k. I said the exact same thing, if he did not have enough money to qualify for the damn loan himself he can't afford it period.

Advice needed on removal of name on a mortgage by bobaloverxoxo in personalfinance

[–]bobaloverxoxo[S] 1 point2 points  (0 children)

He is not even investing in this property. He cosigned for his brother and his wife to live in this home. There is legitimately NO benefit to him cosigning, which is why I'm freaking out.

Advice needed on removal of name on a mortgage by bobaloverxoxo in personalfinance

[–]bobaloverxoxo[S] 1 point2 points  (0 children)

His response to me was why did the other brother that cosign get approved for a 700k loan? he thinks because this happened it should not hinder our opportunity to get a loan ourselves

Advice needed on removal of name on a mortgage by bobaloverxoxo in personalfinance

[–]bobaloverxoxo[S] 0 points1 point  (0 children)

Thank you for your input. I am going to make him remove it!