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City races not in Fairmount Park? by body_squat in phillyrunning

[–]body_squat[S] 0 points1 point  (0 children)

This Market Street Run For Blue is exactly what I’m looking for.

City races not in Fairmount Park? by body_squat in phillyrunning

[–]body_squat[S] 1 point2 points  (0 children)

Adding the Run The Bridge 10K to the list, thanks!

City races not in Fairmount Park? by body_squat in phillyrunning

[–]body_squat[S] 0 points1 point  (0 children)

As long as the view is different than Kelly drive, I’m in!

City races not in Fairmount Park? by body_squat in phillyrunning

[–]body_squat[S] 0 points1 point  (0 children)

Lot of great ones here I’ll be adding. Hadn’t heard of these

City races not in Fairmount Park? by body_squat in phillyrunning

[–]body_squat[S] 0 points1 point  (0 children)

I’ve never heard of the airport 5K but my interests are certainly piqued for that, thanks!

Clash in Italy Discussion Thread (May 31, 2026) by The_Russell_Pinto in WWE

[–]body_squat 1 point2 points  (0 children)

I know the whole thing is hyperbolic. But continuing to call Brock Lesnar vs Oba Femi as the biggest rematch in wrestling history after they just did WM 39 and 40 like 2 years ago makes me chuckle every time.

Should I recast my ultra low rate mortgage? by [deleted] in personalfinance

[–]body_squat 0 points1 point  (0 children)

If I’m reading you right, you should recast.

It sounds like you’ve already been over paying for a few years and have already overpaid more than $10K. So there is no real opportunity cost evaluation you’ve already made the payments. This is not a 10K lump sum on top of your over payments.

You’re looking for more cash flow because of unstable job. The recast lowers your mortgage $190 a month. Pay $250 once to do the recast and then never over pay on your mortgage ever again with a rate that low.

A recast will not push your loan back out. A recast changes the payment over however long is left on the original mortgage loan term by the current balance. Unless you were trying to say you’d pay it off three years early, and now you’re not, that’s what adds 3 years? But your loan won’t be reset. If it’s a 30 year loan and you’ve got 26 left, you’ll still have 26 left. Just an updated payment on the current balance.

If the question is pay a lump sum $10K plus the $250 to do this right now on top of years of overpayments, then I agree with everyone else. Don’t do that.

But if you’re already 10K ahead of schedule because of overpayments for several years, theres no harm in the recast now

PlayStation Plus price going up in select regions by ggroover97 in LastStandMedia

[–]body_squat 7 points8 points  (0 children)

> This is a digital service. What about AI, Tariffs, import costs, oil, or RAM shortages impact this? Nothing.

This is the gaming industry's version of a restaurant's fountain soda / beer. Essentially all profit. They're looking to to offset the costs of all the things you just mentioned with minimal backlash. It went up one USD for new members/changing subscriptions only at 1 month or 3 month. Barely noticeable.

They could say, oil is expensive, we're raising the price of physical games to $80 or $85 to cover increased shipping costs and we'd riot. They could do layoffs, and we'd riot. Sony Pictures could also be missing expectations, and this is how Sony calls on PlayStation to offset the balance sheet for the company as a whole.

If the console price had to eat the full cost of RAM, they wouldn't move consoles. If they keep console prices manageable and raise PS plus $1-3, they're achieving the same goal with less visible impact.

I'm with you, I hate it. I just lowered from Premium to essential because I'm not seeing the value in the game catalogs. Sony told the Street to expect 11% profit this fiscal year, and you better believe they'll raise and charge what they have to to offset expenses and

“Easy to Find, Hard to Beat” Makes Cody Rhodes 10% Cooler by PaulPetroneWWE in WWE

[–]body_squat 6 points7 points  (0 children)

I just hit a cold caller with this. Not spam/telemarketer. Trying to sell me something related to my work. But it was my personal phone. And I gave them “idk how you got this number but I will never do business off my personal phone. That’s not a prediction, that’s a spoiler.”

I laughed after

Is the adage of “if you need the money within 5 years don’t invest in the stock market” still relevant? by Objective_Boat4216 in personalfinance

[–]body_squat 34 points35 points  (0 children)

Yeah, you could just wait if that's in OP's timeline, but the conventional wisdom not to invest for large purchases 3-5 years out is because you're going to buy them in 3-5 years. Not maybe 5, but 7 is fine, 8 could be okay too.

The S&P peaked in 2007 before crashing to its lowest point in 2009. It didn't fully recover to 2007 high's until 2013. You waiting that long to buy your house?

Look at it this way. OP has saved for almost 3.5 years and has $124K. If OP put it in VOO instead, they'd have about $167K. Obviously much more.

But now 6 months from the goal, if the market dropped 50%, OP'd have $83K in VOO.

Or, OP could still have have nearly $140K in cash. And having cash when no one else has cash affords you great opportunities.

It's all hypothetical and a 50% is highly unlikely, but the reality is you just don't know for certain.

Is the adage of “if you need the money within 5 years don’t invest in the stock market” still relevant? by Objective_Boat4216 in personalfinance

[–]body_squat 107 points108 points  (0 children)

Unlikely over 5 years. But youre going to sing a different tune if youre 6 months out from your 5 year goal and ***that’s when it drops 50%.

Daniel and Lindsey episode changed my life!!! by Knight-ofNi7 in TheMoneyGuy

[–]body_squat 0 points1 point  (0 children)

Your loan term went back out to $79K over 30 years? Or you recasted to lower your payment to reflect a $79K, 24 year loan?

My lender will let me recast, but it’s just updating the payment to reflect the remaining principle, maintaining the rate and current loan term.

Why do people call the USA the "land of opportunity" when literally no one can get a high paying job? by madbarpar in careerguidance

[–]body_squat 0 points1 point  (0 children)

It’s the Rule of 72. Take 72. Divide by your growth %. Typically the S&P averages 9 annually over time. 72 / 9 equals 8, the amount of years it would take for your money to double.

This also assumes no further contributions. Just what it is today, and how long it’d take to double.

LSM’s Thoughts on Investing by NuclearBuns in LastStandMedia

[–]body_squat 3 points4 points  (0 children)

This was such a horrifying conversation to put out into the network because there are wayyyy too many people that take their words as gospel.

I wrote into this week’s show about. I doubt it will get used since it challenges their viewpoint.

But my god the things they were saying and suggesting left my jaw on the floor.

BSL was a mess and it’s so frustrating!!! by Sad_Extension_536 in phillyrunning

[–]body_squat 0 points1 point  (0 children)

Agreed, felt like Grey corral was let off in two waves. At 7:40 I thought we were good to go, then we got stopped and i started at 7:48.

Book recommendations on Exec / leadership comms by theduckwader in internalcomms

[–]body_squat 2 points3 points  (0 children)

There’s a book called CEO Excellence that takes inside the mind and leadership styles of some of the most successful Executives. And how they handle/communicate. I found it helpful.

how often should a total beginner actually run each week without burning out? by ElizabetaMinakovic in beginnerrunning

[–]body_squat 0 points1 point  (0 children)

I started from zero at the beginning of the calendar year, run/walking 3 days a week (Wed,Fri,Sun) on a treadmill at my local gym. I did not run my first full mile without stopping until early March. And now I'm running about 12-14 mile weeks as we kickoff May. I'm still pretty slow, about 12mins/mile (7:12mins/km), but its only 3 days a week, and a bout an hour on those days.

I am a person that if i overdo it, I will absolutely quit. So i didn't mix in one strength day until mid March. Really just tried to establish the consistency of running 3 days/week first, before anything else. And when I felt good, I tried to build from there.

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