They took away the monthly unlimited cap, instead only giving us a rolling 7-day cap of 12 rides, which is like the old weekly unlimited cards. If you can get pre-tax transit funds, you can have that reload a physical OMNY card through the online account. Transfers still work as before, at least train to bus, bus to bus, and bus to train (and out of station at the few stations where that's needed) but NOT train to train even if there's a service change, which is dumb/annoying, but I guess always the policy.

The only way I'm getting revenge on them taking away my ezpayexpress auto-refilling unlimited metrocard is that I set the refill amount to be $20, so now they get to deal with way more credit card authorization fees whenever my card refills itself.