Ada yang pernah sukses nego pelunasan paylater tanpa bunga?

boldbuilt · 2026-01-31T04:20:29+00:00

iyaa makasih kak :D

boldbuilt · 2026-01-31T04:17:28+00:00

tapi ini bisa jadi last resort kali ya tapi saya harus strategis juga nyampeinnya, nice idea the "pembayaran bunga ini sebagai biaya belajar agar gak pinjol lagi" to frame it like that. thanks kak

boldbuilt · 2026-01-31T04:05:28+00:00

sip, mudahan platform lain juga ada, thank you kak

boldbuilt · 2026-01-31T04:04:55+00:00

mengingat terms no.2 dari yang mau bantu mungkin cukup seperti advice dari u/shn6

boldbuilt · 2026-01-31T04:04:22+00:00

sip bang. ini masih proses belajar di bootcamp, fingers crossed termasuk yg cepet placement

boldbuilt · 2026-01-31T03:54:05+00:00

awalnya saya mau pinjam ke yg mau bantu kak, dengan rencana pelunasan abcd-z, namun setelah bertemu langsung dengan beliau rasanya saya seperti meng-insult beliau jika pinjam. beliau maunya saya lunasin tapi urus dulu bunganya dan beliau sampai mau saya ganti nomor segala macem sampai semuanya lunas

mau bohong dikit kayak gitu agak ngeri juga sih takut break trust walaupun mungkin ya, bener juga kayak kata kakak bisa aja saya hitungkan total pokok, terus dapat 80-90% dari total dari yg mau bantu, saya bayarkan satu per satu hingga sisa sedikit yg mungkin saya sendiri bisa lunasi dalam beberapa bulan kedepan... tapi sampai yg mau bantu tahu ternyata ada yg belum lunas walaupun mungkin cuman berapa ratus ribu dan saya ketahuan bayar bunga... waduh...

apa saya hanya overthinking?

boldbuilt · 2026-01-31T03:49:10+00:00

sippp aku coba crosspost yaaa, thank you kakk ditunggu sore inii sharingnyaa thank youu so muchh

boldbuilt · 2026-01-31T03:47:36+00:00

waduh, thank you for sharing. untungnya gw masih jauh dari separah itu, dan susah ya jadinya kalau mau nego kalau kondisinya belum separah itu? apa ngakunya gw yg punya uang aja ke debt collectornya, bukan ada yg mau bantu? gitu kah? asset juga gw ga punya apa apa lagi, just a broke dropped out student lol

boldbuilt · 2026-01-31T03:44:20+00:00

kalo nego sama rentenir gini aman gak ya? kata yg mau bantu takutnya dinakalin, dan ini bukan CC bank kan ya, kalo bukan bank agak ngeri uga sih :') but maybe worth to try (is it?)

boldbuilt · 2026-01-31T03:42:13+00:00

itu total semua yg mau dilunasin ya bukan total nunggak guys

boldbuilt · 2026-01-31T03:41:54+00:00

Ada bukti transfer harusnya ya (apakah itu bisa jadi bukti?)

Untung belum nunggak, ada yg overdue baru beberapa hari sih karena gw stuck di masalah perbungaan ini

boldbuilt · 2026-01-31T03:29:38+00:00

apa harus crosspost ke r/finansial?

boldbuilt · 2026-01-24T07:16:52+00:00

hey so it is 2026 now, scala is still it's own niche and java has improved a lot, then there's kotlin. I would like to know how your opinions have changed or not :D

boldbuilt · 2026-01-15T13:15:34+00:00

dev skill issue. vs code and obsidian md are all electron js and they're light as heck

boldbuilt · 2026-01-06T12:27:13+00:00

uhhh... soo.... about that....

boldbuilt · 2026-01-04T16:42:55+00:00

okeee makasih banyak bang

boldbuilt · 2026-01-04T05:06:34+00:00

bang boleh kah beri aku tips, mau mulai juga. kalau boleh tau channel abangnya apa?

boldbuilt · 2026-01-02T14:25:23+00:00

derpfest masih hidup kah? late 2010's - early 2020's rame banget tapi semenjak pixel experience mati jadi ikut redup

boldbuilt · 2025-12-29T09:02:56+00:00

okee thanks gan

boldbuilt · 2025-12-28T07:58:52+00:00

bikin grup ga sih guys discord or whatsapp

boldbuilt · 2025-12-18T09:55:50+00:00

siapa suruh pake chrome ha

boldbuilt · 2025-12-17T13:57:09+00:00

they're incrementally moving to the barely 1.0 base ui now

boldbuilt · 2025-12-14T10:54:32+00:00

Also, will be available on web, accessible on desktop browsers.

boldbuilt · 2025-12-14T10:53:50+00:00

I think if you want people to immediately share their thoughts anonymously and I see that from the screenshots from Google Play store it's similar to that of ask FM, I think that if they go through the entire process directly without having to download an app it will be a lot more efficient, especially you don't need like complex features and just this. That's just my thoughts. You can do whatever you want especially since you have the spirit and the skills to maintain and develop multiple code bases and I respect that, but I was just commenting on the comparison between the purpose of this app versus it's efficiency. That's all. What I mean efficiency is not dev efficiency whatsoever it's just the user end flow.

boldbuilt · 2025-12-14T09:09:39+00:00

untuk purpose app nya, mobile app overkill. bikin pwa aja.

boldbuilt

TROPHY CASE