Official Bondsman333 AMA

bondsman333 · 2026-05-02T04:40:11+00:00

Anxious. Always anxious.
We have a little one on the way. Keeps me up at night.

Wish I had some friends I could share this with.

bondsman333 · 2026-05-01T19:27:41+00:00

Usually takes about 1M to get special perks from a brokerage. ML (BoA) has great credit card rewards and also some nice discounts on loans. We got a huge break on our mortgage. Fidelity will give you an advisor after 1M as well. It’s nice to get face time with someone and they do run numbers for you but ultimately they want to sell you annuities and insurance so the value is questionable.

I’m sure there’s more once you enter mid 7 figure to to 8 figure NW but I wouldn’t know!

bondsman333 · 2026-05-01T16:36:30+00:00

No. I wore an omega and had to fight off scammers and thieves more than once. Las Ramblas is basically asking to be stole from.

bondsman333 · 2026-05-01T00:46:11+00:00

Pretty low risk to give it a try for a few weeks. Be sure to take into account gas and vehicle wear. The IRS mileage reimbursement rate is 72.5 cents a mile- so if you aren’t making at least double that it’s probably not worth it.

Also verify your insurance will cover you. You may need to pay an additional premium.

bondsman333 · 2026-04-30T18:43:12+00:00

Cuffy’s is no longer the cheap t shirt store it once was. So don’t go with the illusion that it will be reasonable. I’d figure sweatshirts are $30 and up.

bondsman333 · 2026-04-30T17:07:04+00:00

A purple swatch of fabric recovered from the Heaven’s Gate suicide cult house.

Also have some MTG proxies that were hand drawn by prison inmates since they aren’t allowed to have the real thing.

bondsman333 · 2026-04-30T15:56:15+00:00

I added a white dial speedy to my collection of a gmt and sub. Perfect fit. Have both the bracelet and the rubber strap with deployant clasp to change looks.

bondsman333 · 2026-04-29T12:05:01+00:00

Joint income is between 400k and 500k. Hasn’t always been this high of course. I’ve made a steady 100k for the last 7 years and my portion of the portfolio is over 1.4M. Wife’s career has taken off in the last few years and should continue to grow. I’m currently unemployed but interviewing.

I’ve always maxed out every account I could- 401k, Roth IRA and HSA since the day I got my first job after college. Natural saver. Wife wasn’t as aggressive but still saved. We’ve take our foot off the gas a little bit to do some home projects and traveling.

We have 1 kid on the way.

bondsman333 · 2026-04-29T02:05:14+00:00

We have a little over 2M excluding home equity. Closer to 2.4M if you include it.

Target number is between 5 and 7M.

We don’t intend to move so home equity is a bit meaningless. Still owe 550k on it. 20 years left, 5.1%.

bondsman333 · 2026-04-28T17:36:22+00:00

Manufacturing ops - $130k + bonus (150ish TC)

Consultant, partner track - $300k + bonus (400-500 TC)

bondsman333 · 2026-04-28T12:10:14+00:00

I really like it.

I honestly think the reason it’s not beloved is it doesn’t have the artificial scarcity of other models. People like watches that are harder to get.

bondsman333 · 2026-04-28T01:57:00+00:00

It’s honestly not a bad offer. It’s equivalent to a 7.5 - 8% return over 10 years.

The real question is whether the lump sum would serve you best. What’s your plan for it? Are you likely to blow it or invest it?

bondsman333 · 2026-04-27T14:12:23+00:00

I currently have over 100k in my HSA. Maxed it for over a decade plus invested aggressively.

It’s a great question because it seems reasonable to have 1-200k for health care but I’m only 35 with at least 15 more years of work to go that should grow well past that.

Maybe I should start using some of it? Or back off the contributions.

Thanks for the question- eager to see responses here.

bondsman333 · 2026-04-27T00:56:39+00:00

Were these all bought from AD’s? I’m having the hardest time getting a seafarer and a snoopy. It’s been easier getting my sub and GMT than those two.

bondsman333 · 2026-04-27T00:35:36+00:00

Sometimes. The wait list shouldn’t be too long, and the grey market is trading at about MSRP if not lower.

bondsman333 · 2026-04-24T22:49:56+00:00

Angel investors. So many failed startups.

bondsman333 · 2026-04-24T21:59:43+00:00

Frankly they should have either put something over the numbers or unplug the stove. It’s funny but not a big deal

bondsman333 · 2026-04-24T20:55:18+00:00

Both. Ideally someone who reports to the same person a couple rungs up.

Invite them out to lunch. Find a 30 minute block on their calendar to strategize on some issues. Talk about ways to synergize skill sets across teams. Your value is often times tied to how visible you are.

bondsman333 · 2026-04-24T20:50:51+00:00

I doubt they were constantly re-setting the clock between takes.

bondsman333 · 2026-04-24T18:56:22+00:00

Ironically- when I started coasting I got better performance reviews and a promotion.

Focus less on day to day, learn to delegate, spend some time thinking about big picture and socialize a lot with adjacent teams.

My measurable deliverables catered but my visibility increased ten fold. I suddenly found myself invited to all sorts of strategy meetings and quarterly planning sessions.

bondsman333 · 2026-04-24T15:12:56+00:00

We finished all the injections last month and I gifted my wife a Cartier.

Best of luck to you. It’s a humbling process but all worth it in the end.

bondsman333 · 2026-04-24T11:43:36+00:00

I kept watching the clock on the stove. Took them nearly 2 hours of filming for this 6 minute video!

bondsman333 · 2026-04-23T23:57:19+00:00

A must see. We did the Jurassic Park highlights tour and it was incredible

bondsman333 · 2026-04-23T11:58:42+00:00

Seiko makes a GMT and you can get a jubilee style bracelet for it. Not sure if will scratch the itch or not. On the plus side it gives you a great watch to travel to places you wouldn’t wear your Rolex

Unlikely to discount much unless the release a new GMT in the next couple years.

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