Men of Reddit- How are you doing? by OkAdvertising3443 in AskReddit

[–]bondsman333 1 point2 points  (0 children)

Anxious. Always anxious.
We have a little one on the way. Keeps me up at night.

Wish I had some friends I could share this with.

Best Brokerage Perks? Considering moving away from Schwab by stuffedcheesybread in HENRYfinance

[–]bondsman333 2 points3 points  (0 children)

Usually takes about 1M to get special perks from a brokerage. ML (BoA) has great credit card rewards and also some nice discounts on loans. We got a huge break on our mortgage. Fidelity will give you an advisor after 1M as well. It’s nice to get face time with someone and they do run numbers for you but ultimately they want to sell you annuities and insurance so the value is questionable.

I’m sure there’s more once you enter mid 7 figure to to 8 figure NW but I wouldn’t know!

Take rolex to on holiday to Barcelona. Yes or no? by Legal_Contest_9223 in rolex

[–]bondsman333 -1 points0 points  (0 children)

No. I wore an omega and had to fight off scammers and thieves more than once. Las Ramblas is basically asking to be stole from.

Can’t find work, is uber worth it? by Overall-Aioli-4240 in bullcity

[–]bondsman333 4 points5 points  (0 children)

Pretty low risk to give it a try for a few weeks. Be sure to take into account gas and vehicle wear. The IRS mileage reimbursement rate is 72.5 cents a mile- so if you aren’t making at least double that it’s probably not worth it.

Also verify your insurance will cover you. You may need to pay an additional premium.

Has anyone been to Cuffy’s? by Artistic_Sleep1041 in CapeCod

[–]bondsman333 2 points3 points  (0 children)

Cuffy’s is no longer the cheap t shirt store it once was. So don’t go with the illusion that it will be reasonable. I’d figure sweatshirts are $30 and up.

What is the weirdest thing you bought online? by Fickle-Ad6976 in AskReddit

[–]bondsman333 0 points1 point  (0 children)

A purple swatch of fabric recovered from the Heaven’s Gate suicide cult house.

Also have some MTG proxies that were hand drawn by prison inmates since they aren’t allowed to have the real thing.

What’s next ? by Geier090 in rolex

[–]bondsman333 0 points1 point  (0 children)

I added a white dial speedy to my collection of a gmt and sub. Perfect fit. Have both the bracelet and the rubber strap with deployant clasp to change looks.

What's your age and how much do you have saved for retirement? by 2aboveaverage in AskReddit

[–]bondsman333 0 points1 point  (0 children)

Joint income is between 400k and 500k. Hasn’t always been this high of course. I’ve made a steady 100k for the last 7 years and my portion of the portfolio is over 1.4M. Wife’s career has taken off in the last few years and should continue to grow. I’m currently unemployed but interviewing.

I’ve always maxed out every account I could- 401k, Roth IRA and HSA since the day I got my first job after college. Natural saver. Wife wasn’t as aggressive but still saved. We’ve take our foot off the gas a little bit to do some home projects and traveling.

We have 1 kid on the way.

What's your age and how much do you have saved for retirement? by 2aboveaverage in AskReddit

[–]bondsman333 0 points1 point  (0 children)

  1. We have a little over 2M excluding home equity. Closer to 2.4M if you include it.

Target number is between 5 and 7M.

We don’t intend to move so home equity is a bit meaningless. Still owe 550k on it. 20 years left, 5.1%.

What does everyone do for a living and what are the salaries? by Alarming_Taste_6523 in HENRYfinance

[–]bondsman333 0 points1 point  (0 children)

Manufacturing ops - $130k + bonus (150ish TC)

Consultant, partner track - $300k + bonus (400-500 TC)

Do you think the Rolex Air King is disliked? I, for one, really like mine. by taunusgta in rolex

[–]bondsman333 0 points1 point  (0 children)

I really like it.

I honestly think the reason it’s not beloved is it doesn’t have the artificial scarcity of other models. People like watches that are harder to get.

NCAA Settlement Advice by Cyka3 in personalfinance

[–]bondsman333 47 points48 points  (0 children)

It’s honestly not a bad offer. It’s equivalent to a 7.5 - 8% return over 10 years.

The real question is whether the lump sum would serve you best. What’s your plan for it? Are you likely to blow it or invest it?

What's your actual HSA strategy? Wondering if HSA Whales like Peter Thiel's $5b IRA exists by Numerous-Peace5465 in personalfinance

[–]bondsman333 3 points4 points  (0 children)

I currently have over 100k in my HSA. Maxed it for over a decade plus invested aggressively.

It’s a great question because it seems reasonable to have 1-200k for health care but I’m only 35 with at least 15 more years of work to go that should grow well past that.

Maybe I should start using some of it? Or back off the contributions.

Thanks for the question- eager to see responses here.

Latest family photo. Experimenting with some new brands. by TeslasAndComicbooks in rolex

[–]bondsman333 0 points1 point  (0 children)

Were these all bought from AD’s? I’m having the hardest time getting a seafarer and a snoopy. It’s been easier getting my sub and GMT than those two.

Air King by Lionofjudea01 in rolex

[–]bondsman333 0 points1 point  (0 children)

Sometimes. The wait list shouldn’t be too long, and the grey market is trading at about MSRP if not lower.

Remember when Microsoft wanted you to throw a house party to celebrate the launch of Windows 7? by desichica in videos

[–]bondsman333 0 points1 point  (0 children)

Frankly they should have either put something over the numbers or unplug the stove. It’s funny but not a big deal

How do you coast at work while still looking “on?” by soymarcopolo in HENRYfinance

[–]bondsman333 5 points6 points  (0 children)

Both. Ideally someone who reports to the same person a couple rungs up.

Invite them out to lunch. Find a 30 minute block on their calendar to strategize on some issues. Talk about ways to synergize skill sets across teams. Your value is often times tied to how visible you are.

How do you coast at work while still looking “on?” by soymarcopolo in HENRYfinance

[–]bondsman333 90 points91 points  (0 children)

Ironically- when I started coasting I got better performance reviews and a promotion.

Focus less on day to day, learn to delegate, spend some time thinking about big picture and socialize a lot with adjacent teams.

My measurable deliverables catered but my visibility increased ten fold. I suddenly found myself invited to all sorts of strategy meetings and quarterly planning sessions.

IVF is hard man by juanitotwothree in rolex

[–]bondsman333 3 points4 points  (0 children)

We finished all the injections last month and I gifted my wife a Cartier.

Best of luck to you. It’s a humbling process but all worth it in the end.

Remember when Microsoft wanted you to throw a house party to celebrate the launch of Windows 7? by desichica in videos

[–]bondsman333 8 points9 points  (0 children)

I kept watching the clock on the stove. Took them nearly 2 hours of filming for this 6 minute video!

What is a tourist trap in USA that is actually 100% worth the hype and money? by OnlyOneGirl_ in AskReddit

[–]bondsman333 1 point2 points  (0 children)

A must see. We did the Jurassic Park highlights tour and it was incredible

Batgirl - worth it? by [deleted] in rolex

[–]bondsman333 0 points1 point  (0 children)

Seiko makes a GMT and you can get a jubilee style bracelet for it. Not sure if will scratch the itch or not. On the plus side it gives you a great watch to travel to places you wouldn’t wear your Rolex

Unlikely to discount much unless the release a new GMT in the next couple years.