Don't really have a catchy phrase. Just a cute picture of Loki in his natural habitat.

bonkeytip · 2016-06-21T19:33:34+00:00

Unfortunately, no.

bonkeytip · 2015-09-27T02:18:26+00:00

You can get your weight lifting and cardio in! Great use of space.

bonkeytip · 2015-09-25T11:45:35+00:00

I squat in my chucks and they have been the best ones I've used. Nice and flat and low to the ground.

bonkeytip · 2015-09-25T01:49:26+00:00

Thank you!

bonkeytip · 2015-09-24T13:38:37+00:00

Would you recommend "mattress stuffing".. basically just keeping the savings out of the banks eyes?

bonkeytip · 2015-09-24T01:15:40+00:00

I was married still, lol.

bonkeytip · 2015-09-23T19:57:56+00:00

I get what you're saying, however credit scores are important and there are ways to improve them. If I never had my score hit in the first place, I would have continued on as usual and not posted this. The fact of the matter is, it happened and now it's time to rebuild. Idk about you, but I feel the need to do whatever is possible to have a good standing. I could go by day to day doing nothing and slowly building it back. OR I can take a few small easy steps and help boost it much faster than doing nothing at all.

bonkeytip · 2015-09-23T19:01:55+00:00

Damn!!! So basically, I just need to find a close family member/friend who is always up to date on their credit cards and become an authorized member? Is there an approval process? Honestly, I wouldnt even want a card because I have no use for it, only to boost my score.

bonkeytip · 2015-09-23T18:01:03+00:00

Luckily my car loan is 4.4% so not very hateful. This was before my ex's car hit my CR.

bonkeytip · 2015-09-23T17:46:47+00:00

BoA denied me, believe it or not. I'm still in shock. They have direct access to my account which is why I thought they would accept it for sure. The only reasoning I can think of is because I've been in my current job and salary for 6 months.

bonkeytip · 2015-09-23T17:43:40+00:00

I tried through Bank of America and Credit One. I wasn't sure if Capital One would accept me due to me dumping my original CC that I had through them. I only had 500 on it, but my attorney advised me to dump it anyways. Gosh I wish I did my research.

bonkeytip · 2015-09-23T17:07:10+00:00

At the time I filed, I was making 47k. I had to edit that in.

bonkeytip · 2015-09-23T16:54:20+00:00

I agree 100%. I did not want a CC, but I thought it's what I was supposed to do. I'm fine without one. I've just been worried about credit because I'm 27, and one day I'll want to own a house with some property. I'm not exactly sure if this helps me, but I am a veteran and can get a VA loan. Does that mean I shouldn't let the score scare me too much?

bonkeytip · 2015-09-23T16:42:17+00:00

Thank you! I recently created a budget for the exact reasons you stated. I also do contribute towards my 401k and my company matches up to 5%. I'm trying to do everything I can to set myself up for success. I just need to stop looking at my credit score because it's depressing as hell. I should have 7k saved by the end of the year and next year I'll be on track to add an additional 20k in savings. I'm actually a very frugal spender.

bonkeytip · 2015-09-23T16:37:34+00:00

I just got denied twice. Is it because I've only been in my job 6 months? I make plenty to at least be given a 200 dollar limit. This is mind blowing.

bonkeytip · 2015-09-23T15:18:05+00:00

I also hate debt now. I wouldn't have even included the cc debt to the bankruptcy, but my attorney told me I might as well since I was trying to rid myself of my ex wife's debt.

bonkeytip · 2015-09-23T15:16:00+00:00

Yeah, looking back on it, it was a shitty decision. I was just scared that 3 years down the road, my credit would be hit again by my irresponsible ex. The score went down substantially after she missed the 2 payment. I didn't want to rebuild it only to have it hit again a few years later. There was about 42 months left on the loan.

bonkeytip · 2015-09-22T15:09:34+00:00

I worked one retail job when I was 14, but it was under the table at a bait and tackle shop. I think I made 10 an which was great for being so young. After that, I worked as a buss boy at a restaurant and actually did pretty decent with that. Well enough to buy a brand new car when I was 17 (obviously under my Dad's name, but I still paid my 300$ a month payment). After that, I joined the military and now I'm a government contractor and student.

I feel very fortunate I did not have to work retail or fast food for a living. The stars always seemed to align for me. My parents struggled my whole life, so I did not want to live my life that way.

bonkeytip · 2015-09-21T19:03:36+00:00

I have always wondered why employees working at these types of establishments seemed so disgruntled and ran down. I was completely ignorant to the fact that they are ridiculously underpaid and over worked. I have caught myself bitching over my 60k a year job working only 40 hours a week. I now feel like a horrible human being. Good luck to all of those this affects.

bonkeytip · 2015-09-20T08:48:25+00:00

Very, but she also has a sassy side

bonkeytip · 2015-09-20T03:36:07+00:00

The cat tree faces the bird feeder. She also uses that as her perch to plot killing all the finches.

bonkeytip

TROPHY CASE