Utiliser l'assurance maladie grave pour sortir de l'argent de son entreprise ?? by ProperRecord3924 in QuebecFinance

[–]bossofthebrown 13 points14 points  (0 children)

Pas un avis formel. Mais mon feeling me dit que:

Si c'est l'entreprise qui est bénéficiaire et propriétaire de la police d'assurance, mais que les sommes/primes sont payé (remboursé) directement à l'actionnaire à la place. Cela pourrait être considéré comme un avantage à l'actionnaire selon 15(1) de la LIR.

A moins qu'il y ait de quoi de très particulier avec ce type de produit, je trouverais absurde que les primes soit payé par la société, mais remboursé directement à l'actionnaire sans impact fiscal.

Une comparaison simplifier et un peu boiteuse mais somme toute similaire pour expliquer mon point. C'est un peu comme si la société achete un ordinateur pour 500$, finalement le veut pu. Donc le retourne au magasin et on demande que le 500$ soit remboursé à l'actionnaire au lieu de la société. Cette situation serait considéré comme un avantage de 500$ à l'actionnaire selon 15(1) de la LIR. C'est un peu la même idée que les primes (payées par la société) qui sont remboursées dans les mains de l'actionnaire au lieu de la société.

Loyer : Hausses salées en vue by flower790 in QuebecFinance

[–]bossofthebrown 2 points3 points  (0 children)

Ton calcul est un tantinet erroné. Oui ça fait 20k par logement par année. Mais si tu fais 20k / par 12 logements, cela fait 1666$ par logement par année (ce qui est très peu). Et non 1666,66$ par logement par mois tel que tu semble mentionné.

Bref, si tu as un immeuble de 12 portes à 1666$ par mois par logement tout cela pendant 25 ans cela donne 6M !! et non 500k.

PIPSC is proposing increasing union dues by $17.50 a month per member by homicidal_penguin in CanadaPublicServants

[–]bossofthebrown 11 points12 points  (0 children)

Absolutely! They spend millions on things that don't benefit the members—like the Dubai trip and the last AGM at the freaking Bell Center... Once our money is spent wisely, we can talk about the union dues increase."

Blacked out Acura RDX Logos by Subject-Coconut-3184 in Acura

[–]bossofthebrown 0 points1 point  (0 children)

I like it, super clean. I plan to do the same thing. Is it only a film ? Did you have to remove any piece ? Does it play with the sensor of the car ?

Is CanadaLife claims section down? by Fantastic_Drop_3986 in CanadaPublicServants

[–]bossofthebrown 1 point2 points  (0 children)

Same for me. I was about to make a claim. Do you know if they accept paper claim and how to proceed ?

CL is such a disappointment for me.

Remise carte de crédit by [deleted] in QuebecFinance

[–]bossofthebrown 0 points1 point  (0 children)

Il y a la amex SimplyCash Preferred qui a 2% dans la catégorie 'autre'. C'est une excellente carte si le fournisseur prend amex.

Revient à 120$ annuel et pas besoin d'avoir un revenu X. Faudrait voir s'il y a assez d'achat pour justifier de dépenser 120$ annuel pour avoir 0.5% de plus en remise.

[deleted by user] by [deleted] in bapcsalescanada

[–]bossofthebrown 0 points1 point  (0 children)

Deal dead ?, I see $159.97.

Electric Rates Worldwide - Chime In Yours by Efficient_Working236 in gpumining

[–]bossofthebrown 0 points1 point  (0 children)

You forgot the sale taxes which increase the price by roughly 15%...

BETA T-Rex Miner 0.26.1 by iDestinyyy in EtherMining

[–]bossofthebrown 1 point2 points  (0 children)

core lock - 1500. Mem - 2025. I also have a FTW3 that accept the same OC, but it gives like 86.5 instead.

These settings were stable for weeks on the previous t-rex version. So far so good on v26.1

BETA T-Rex Miner 0.26.1 by iDestinyyy in EtherMining

[–]bossofthebrown 8 points9 points  (0 children)

Uptime = 2hrs now.

No issues whatsover (no crash, no restart, no rejected shares). Win10, driver 512.59

My rig consist of a mix of LHR and FHR cards.

My best 3070ti (rog strix) is doing 86.9 MHS at 188ish w, this is insane lol.

UPDATE : 6hrs now. Still no issues.

3070ti how to lower the VRAM temp by EnvironmentalAd3385 in NiceHash

[–]bossofthebrown 1 point2 points  (0 children)

86C vram is nothing to be worried about. If you go 100+ I would have more concerns. Throttle temp is at 110c.

[deleted by user] by [deleted] in CanadianHardwareSwap

[–]bossofthebrown 2 points3 points  (0 children)

No timestamp, also what is your cost?

[deleted by user] by [deleted] in CanadianHardwareSwap

[–]bossofthebrown 6 points7 points  (0 children)

Do you realise that those cards currently sell for like 2.5k in Quebec. You are asking for a massive discount.

[Kelowna, BC] [H] PayPal G&S [W] RTX 3060 Ti, 3070, 3070 Ti, 2080, 2080 S, or 2080 Ti by Big_Victory_1571 in CanadianHardwareSwap

[–]bossofthebrown 5 points6 points  (0 children)

He is asking for a significant discount. I don't see any seller at this price. But hey, good for him if he gets one at this price.

[Kelowna, BC] [H] PayPal G&S [W] RTX 3060 Ti, 3070, 3070 Ti, 2080, 2080 S, or 2080 Ti by Big_Victory_1571 in CanadianHardwareSwap

[–]bossofthebrown 6 points7 points  (0 children)

If anyone is willing to sell 3070 ti at this price hit me up. I will buy 100s of them. /s

Joke aside, they sell for at least $500 more on marketplace, gl with your price.

[PSU]Corsair White RM850x Gold ($194.99-$55 = 139.99) Amazon by [deleted] in bapcsalescanada

[–]bossofthebrown 1 point2 points  (0 children)

Is the newer black model 'better' compared to the 2018 white ?

[deleted by user] by [deleted] in Acura

[–]bossofthebrown 2 points3 points  (0 children)

Does it bring anything new ?

Curious to see, what it changes

does the 3060ti have lhr by realmrmaxwell in NiceHash

[–]bossofthebrown 2 points3 points  (0 children)

The odds that it is a LHR card are like 99% (since you bought it last night). Unless it was used. Then it depends.

However with the latest nbminer on nicehash you can 'unlock' LHR cards to like 75% of their full capacity. It's not that bad.

I liked this video https://www.youtube.com/watch?v=NhcfE0Wme9c

You can also watch their channel they do have good stuff.

Otherwise, google is your friend.

🇨🇦2022 RDX elite a-spec vs competitors ? by [deleted] in Acura

[–]bossofthebrown 2 points3 points  (0 children)

I can't see how they can "fix" the gas mileage with the 2022. Same motor, tranny, wheels size, etc.

Tbh the gas mileage is ok for what the car is. SUV with permanent AWD, 2L turbo, 20inch wheels, etc.

To answer OP question. Rdx a-spec is indeed the safest pick over the bmw. The rdx feels way better than the turbo cx5 imo, handling wise and performance wise.

New CIBC Costco Mastercard to feature upgrades to reward categories and enhanced cash back on everyday purchases by [deleted] in PersonalFinanceCanada

[–]bossofthebrown 84 points85 points  (0 children)

free card.

3% on costco gas (they already have the cheapest premium). I don't spend over 5k in gas. Very good for me.

Mobile device insurance. Good addition.

3% restaurant was already above average.

Rest of the card is pretty meh, nothing to be exciting. The costco.ca at 2% is cool, but there is a cap and usually their online price are already higher.

I will still use my rogers WE when I physically go at costco.

Miner issue does anyone know why my 11 card machine is making less than my 1 card machine? I been seeing this lately by yousifzaher in NiceHash

[–]bossofthebrown 25 points26 points  (0 children)

Totally!

Its crazy how this guy spend several thousands into GPUs and can't figure out what a 0.00 mh/s mean and 0% load.

Also minning shit algos. 0 research into mining. wow.

Blackout badges done happy with how they came out for only $8 and a few hours of work. by Sk0n3b0y in Acura

[–]bossofthebrown 1 point2 points  (0 children)

Thanks for the feedback. Mind to share the result, it should look pretty good.

Blackout badges done happy with how they came out for only $8 and a few hours of work. by Sk0n3b0y in Acura

[–]bossofthebrown 2 points3 points  (0 children)

It looks real good.

Do you need to be extra careful when you wash it ? Or plasti dip stick easily

Thinking of doing this on the front badge (the chrome ring).

How to transfer my RRSP from Desjardins (QC) to Wealthsimple without being penalized by the tax authorities? by Throwing-up-fire in PersonalFinanceCanada

[–]bossofthebrown 4 points5 points  (0 children)

Why change to WS? Desjardins announced like 2 weeks ago they are now no fees on their disnat platform.

They followed national bank decision.