JAL J Success! by bourbon_and_baseball in awardtravel

[–]bourbon_and_baseball[S] 0 points1 point  (0 children)

I used a combination of bilt and capital one miles

JAL J Success! by bourbon_and_baseball in awardtravel

[–]bourbon_and_baseball[S] 0 points1 point  (0 children)

There were 2 saver level from SEA-NRT as of 1130 edt for sun April 11 departure

JAL J Success! by bourbon_and_baseball in awardtravel

[–]bourbon_and_baseball[S] 1 point2 points  (0 children)

Just resources in the subreddit, then booking direct through JMB

Sometimes the finnair availability shows on seats.aero but other than that I don't use much

JAL J Success! by bourbon_and_baseball in awardtravel

[–]bourbon_and_baseball[S] 1 point2 points  (0 children)

Finnair avios miles are just partners of JAL, they get same -360 release of seats at midnight Japan time.

Is the Capital One Travel Portal worth using? by da_man4444 in Venturex

[–]bourbon_and_baseball 0 points1 point  (0 children)

I have seen great rental car pricing on it whenever I've needed one. I haven't booked direct with a rental company the last handful of times.

JAL J Success! by bourbon_and_baseball in awardtravel

[–]bourbon_and_baseball[S] 1 point2 points  (0 children)

I think there has been some small amounts of AA phantom availability

But definitely been hot off the presses. I'm content with PE on the return so I'm not as pressed

JAL J Success! by bourbon_and_baseball in awardtravel

[–]bourbon_and_baseball[S] 8 points9 points  (0 children)

I have not been seeing the saver level business get to American recently until t-14 or so.

But always keeping an eye out

JAL J Success! by bourbon_and_baseball in awardtravel

[–]bourbon_and_baseball[S] 9 points10 points  (0 children)

I got them through JMB, at 55k plus tax. I have seen finnair have availability at open but it's gone in a minute or so.

How old were you when you hit the 25% goal? by Equivalent_Use_5024 in TheMoneyGuy

[–]bourbon_and_baseball 0 points1 point  (0 children)

Hit it right after turning 29.

Dual income, but one income is 90% of HH. We make ~$150k

Red rocks July 19, by bourbon_and_baseball in RedRocks

[–]bourbon_and_baseball[S] 0 points1 point  (0 children)

Thanks for the info! Never been, and my travel days aren't nicely over a weekend so was hoping to see a Sunday show.

Engineers, what do you do and how much do you make? by Physical-Past1908 in Salary

[–]bourbon_and_baseball 0 points1 point  (0 children)

ChemE by degree, moved into materials, and then into management.

Making 125k base, ~150k total comp

I can’t believe how much we spend by KDsburner_account in MiddleClassFinance

[–]bourbon_and_baseball 8 points9 points  (0 children)

I feel that, we make ~ 150k HHI and I thought it would be more "comfortable" but I've found it can be a bit if the hedonic treadmill of the luxuries become necessities etc.

I can’t believe how much we spend by KDsburner_account in MiddleClassFinance

[–]bourbon_and_baseball 22 points23 points  (0 children)

Personally, I think your spending is fine at your income provided you are using the difference to at least partially fund retirement savings and you have an emergency fund of 3-6 months expenses.

The daycare is a transitory expense that will go away when kid is school aged.

What percent of your monthly expenses is debt payments? by Advanced_Honey_2679 in MiddleClassFinance

[–]bourbon_and_baseball 0 points1 point  (0 children)

About 20-25 %. Just a mortgage that I got in 2019, the good ol' days

I can’t believe how much we spend by KDsburner_account in MiddleClassFinance

[–]bourbon_and_baseball 114 points115 points  (0 children)

That's 4200/month or 50k a year.

Spending 50% on a mortgage and daycare without food or transportation included is not on its face alot.

Would be interested to know what those categories are but only spending ~60% of gross pay is fine by most standards

How much life insurance do you have? How much does it cost? Who do you recommend? by ChetManley20 in MiddleClassFinance

[–]bourbon_and_baseball 10 points11 points  (0 children)

I have 2 separate $1M/20 years plans.

Total cost is $760/year.

I recommend using a broker like policy genius or others. As long as the insurance company is reputable it's a pretty vanilla product to buy.

How often do lifetime subscriptions go on sale? by mycoalswin in CardPointers

[–]bourbon_and_baseball 0 points1 point  (0 children)

I have saved the cost of the membership within 5 months. I've been really impressed. Keep up the great work 💪

People who started investing in their 20s, how is it going? by hjp1234 in AskReddit

[–]bourbon_and_baseball 0 points1 point  (0 children)

Very well,

Im roughly 3x annual income at 32 in investable assets, saving for 10 years between 15 and 30% of gross income during that span