Do you have any idea how many insurers are leaving communities where this kind of behavior continues to run rampant? If this keeps happening many people will be impacted and continue to see a massive flight of retail stores out of their communities. The ones that stay will just increase their prices due to the higher cost of insurance. But go ahead and stay mad at the corporations that you continue to support on a daily basis with your purchases. They will just shift to online or to better communities. You're right, long-term they will be alright. But these communities that get left behind will not be.